PT Bank Victoria International Tbk (ISX:BVIC) Cyclically Adjusted PS Ratio: 1.30 (As of Aug. 04, 2026) — Near Median

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ISX:BVIC PT Bank Victoria International Tbk ISX:BVIC
52 GF Score
Price Rp94.00
GF Value Rp100.92
Valuation Fairly Valued
! 3 Warning Signs
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What is PT Bank Victoria International Tbk Cyclically Adjusted PS Ratio?

PT Bank Victoria International Tbk ISX:BVIC +1.08% 52 Cyclically Adjusted PS Ratio is 1.30 as of Aug. 04, 2026, which is 1% above its 10-year median of 1.29. GuruFocus rates ISX:BVIC with a GF Score™ of 52/100 and a GF Value™ of Rp100.92 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,299 Banks companies, PT Bank Victoria International Tbk ranks better than 86.91% on this metric.

As of today (2026-08-04), PT Bank Victoria International Tbk's current share price is Rp94.00. PT Bank Victoria International Tbk's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 was Rp72.49. PT Bank Victoria International Tbk's Cyclically Adjusted PS Ratio for today is 1.30.

The historical rank and industry rank for PT Bank Victoria International Tbk's Cyclically Adjusted PS Ratio or its related term are showing as below:

ISX:BVIC' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.68   Med: 1.29   Max: 3.85
Current: 1.28

During the past years, PT Bank Victoria International Tbk's highest Cyclically Adjusted PS Ratio was 3.85. The lowest was 0.68. And the median was 1.29.

ISX:BVIC's Cyclically Adjusted PS Ratio is ranked better than
86.91% of 1299 companies
in the Banks industry
Industry Median: 3.41 vs ISX:BVIC: 1.28

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

PT Bank Victoria International Tbk's adjusted revenue per share data for the three months ended in Jun. 2026 was Rp12.801. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is Rp72.49 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


PT Bank Victoria International Tbk  (ISX:BVIC) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


PT Bank Victoria International Tbk Cyclically Adjusted PS Ratio Related Terms


PT Bank Victoria International Tbk Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for PT Bank Victoria International Tbk's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Victoria International Tbk Cyclically Adjusted PS Ratio Chart

PT Bank Victoria International Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.56 1.29 1.24 1.17 1.56

PT Bank Victoria International Tbk Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.12 1.51 1.56 1.41 1.06

PT Bank Victoria International Tbk Cyclically Adjusted PS Ratio Competitor Comparison

For the Banks - Regional subindustry, PT Bank Victoria International Tbk's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Victoria International Tbk Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Victoria International Tbk's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where PT Bank Victoria International Tbk's Cyclically Adjusted PS Ratio falls into.


ISX:BVIC
52GF Score
PT Bank Victoria International Tbk ISX:BVIC
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Bank Victoria International Tbk Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

PT Bank Victoria International Tbk's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=94.00/72.49
=1.30

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Victoria International Tbk's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, PT Bank Victoria International Tbk's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=12.801/137.6954*137.6954
=12.801

Current CPI (Jun. 2026) = 137.6954.

PT Bank Victoria International Tbk Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 17.988 104.142 23.783
201612 25.029 105.222 32.753
201703 20.003 106.476 25.868
201706 25.133 107.722 32.126
201709 26.284 108.020 33.505
201712 28.282 109.017 35.722
201803 25.543 110.097 31.946
201806 18.649 111.085 23.116
201809 19.130 111.135 23.702
201812 13.488 112.430 16.519
201903 17.362 112.829 21.189
201906 15.931 114.730 19.120
201909 14.999 114.905 17.974
201912 14.900 115.486 17.765
202003 15.634 116.252 18.518
202006 5.261 116.630 6.211
202009 21.400 116.397 25.316
202012 14.319 117.318 16.806
202103 13.520 117.840 15.798
202106 18.978 118.184 22.111
202109 19.498 118.262 22.702
202112 10.990 119.516 12.662
202203 14.054 120.948 16.000
202206 20.692 123.322 23.104
202209 21.417 125.298 23.536
202212 10.343 126.098 11.294
202303 14.636 126.953 15.875
202306 7.573 127.663 8.168
202309 9.603 128.151 10.318
202312 10.679 129.395 11.364
202403 9.996 130.607 10.539
202406 11.186 130.792 11.776
202409 3.323 130.361 3.510
202412 10.435 131.432 10.932
202503 11.230 131.948 11.719
202506 14.839 133.241 15.335
202509 8.279 133.819 8.519
202512 12.430 135.271 12.653
202603 12.161 136.539 12.264
202606 12.801 137.695 12.801

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 1.30 mean?
PT Bank Victoria International Tbk (ISX:BVIC) has a Cyclically Adjusted PS Ratio of 1.30 as of Aug. 04, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on PT Bank Victoria International Tbk and its competitors. This is near median its historical median of 1.29. Over the past decade, PT Bank Victoria International Tbk's Cyclically Adjusted PS Ratio has ranged from 0.68 to 3.85. According to the industry distribution chart, PT Bank Victoria International Tbk ranks #170 out of 1299 companies in the Banks industry, placing it in the top 13.1%.
Is PT Bank Victoria International Tbk's Cyclically Adjusted PS Ratio too high?
PT Bank Victoria International Tbk's current Cyclically Adjusted PS Ratio of 1.30 is near median its 10-year median of 1.29. Over the past 10 years, this metric has ranged from a low of 0.68 to a high of 3.85. The Banks industry median Cyclically Adjusted PS Ratio is 3.41. PT Bank Victoria International Tbk's value of 1.30 is 61.9% below this industry median. Based on the distribution chart, PT Bank Victoria International Tbk ranks #170 out of 1299 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, PT Bank Victoria International Tbk has a GF Score™ of 52/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Victoria International Tbk's Cyclically Adjusted PS Ratio compare to competitors?
According to the Banks industry distribution chart, PT Bank Victoria International Tbk ranks #170 out of 1299 companies for Cyclically Adjusted PS Ratio. This places PT Bank Victoria International Tbk in the top 13% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PS Ratio is 3.41. PT Bank Victoria International Tbk's value of 1.30 is 61.9% below this benchmark. Historically, PT Bank Victoria International Tbk's own Cyclically Adjusted PS Ratio has ranged from 0.68 to 3.85 over the past decade. While the company's 10-year median is 1.29 vs. the industry median of 3.41, PT Bank Victoria International Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.41, based on 1,299 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Victoria International Tbk's current Cyclically Adjusted PS Ratio of 1.30 is 61.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on PT Bank Victoria International Tbk and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Victoria International Tbk's current Cyclically Adjusted PS Ratio is 1.30, which is near median its own 10-year median of 1.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Victoria International Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Victoria International Tbk (ISX:BVIC) is currently considered Fairly Valued. The stock's GF Value™ is Rp100.92, compared to a current price of Rp94.00 — trading 6.9% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 1.30, which is near median its 10-year median of 1.29 and 61.9% below the Banks industry median of 3.41. PT Bank Victoria International Tbk's overall GF Score™ is 52/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For PT Bank Victoria International Tbk (ISX:BVIC), the current Cyclically Adjusted PS Ratio is 1.30 as of Aug. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Victoria International Tbk (ISX:BVIC) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Victoria International Tbk stock appears to be undervalued. The current stock price of Rp94.00 is trading 6.9% below its estimated GF Value™ of Rp100.92. GuruFocus considers PT Bank Victoria International Tbk to be Fairly Valued.

Key valuation signals for ISX:BVIC:

  • Cyclically Adjusted PS Ratio: 1.30 (near median its 10-year median of 1.29)
  • GF Value™: Rp100.92 vs. price of Rp94.00 (6.9% below fair value)
  • GF Score™: 52/100 with 3 warning signs
  • Industry Position: 61.9% below the Banks median (#170 of 1299)

No single metric tells the full story. See the ISX:BVIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Victoria International Tbk Business Description

Address Jalan Gatot Subroto Kav. 23, Gedung Graha BIP, Lantai 10, Kel. Karet Semanggi, Kec. Setiabudi, Jakarta Selatan, Jakarta, IDN, 12930
PT Bank Victoria International Tbk is an Indonesian-based commercial banking firm. It provides general banking services like collecting deposits, granting loans and advances, clearing and collection services, RTGS, bill payment, investment products, and many others. The majority of the company's revenue is generated in the form of interest income. Geographically, it operates across different regions in Indonesia, such as Jadetabek, West Java, Central Java and East Java, and Non Java.
52GF Score

Get the complete analysis for ISX:BVIC

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp94.00
Price
Rp100.92
GF Value