PT Bank Victoria International Tbk (ISX:BVIC) EV-to-FCF: -16.97 (As of Jul. 11, 2026)


ISX:BVIC PT Bank Victoria International Tbk ISX:BVIC
53 GF Score
Price Rp81.00
GF Value Rp102.87
Valuation Modestly Undervalued
! 2 Warning Signs
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What is PT Bank Victoria International Tbk EV-to-FCF?

PT Bank Victoria International Tbk ISX:BVIC +1.25% 53 EV-to-FCF is -16.97 as of Jul. 11, 2026. GuruFocus rates ISX:BVIC with a GF Score™ of 53/100 and a GF Value™ of Rp102.87 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,193 Banks companies, PT Bank Victoria International Tbk ranks worse than 83822.21% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, PT Bank Victoria International Tbk's Enterprise Value is Rp4,272,738 Mil. PT Bank Victoria International Tbk's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was Rp-251,806 Mil. Therefore, PT Bank Victoria International Tbk's EV-to-FCF for today is -16.97.

The historical rank and industry rank for PT Bank Victoria International Tbk's EV-to-FCF or its related term are showing as below:

ISX:BVIC' s EV-to-FCF Range Over the Past 10 Years
Min: -66.09   Med: 0.22   Max: 283.43
Current: -16.97

During the past 13 years, the highest EV-to-FCF of PT Bank Victoria International Tbk was 283.43. The lowest was -66.09. And the median was 0.22.

ISX:BVIC's EV-to-FCF is ranked worse than
100% of 1193 companies
in the Banks industry
Industry Median: 6.57 vs ISX:BVIC: -16.97

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-11), PT Bank Victoria International Tbk's stock price is Rp81.00. PT Bank Victoria International Tbk's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was Rp7.030. Therefore, PT Bank Victoria International Tbk's PE Ratio (TTM) for today is 11.52.


PT Bank Victoria International Tbk  (ISX:BVIC) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

PT Bank Victoria International Tbk's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=81.00/7.030
=11.52

PT Bank Victoria International Tbk's share price for today is Rp81.00.
PT Bank Victoria International Tbk's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp7.030.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


PT Bank Victoria International Tbk EV-to-FCF Related Terms


PT Bank Victoria International Tbk EV-to-FCF Historical Data

* Premium members only.

The historical data trend for PT Bank Victoria International Tbk's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Victoria International Tbk EV-to-FCF Chart

PT Bank Victoria International Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -1.13 1.11 0.76 -2.42 2.62

PT Bank Victoria International Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 17.81 0.91 0.89 2.62 -18.65

PT Bank Victoria International Tbk EV-to-FCF Competitor Comparison

For the Banks - Regional subindustry, PT Bank Victoria International Tbk's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Victoria International Tbk EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Victoria International Tbk's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where PT Bank Victoria International Tbk's EV-to-FCF falls into.


ISX:BVIC
53GF Score
PT Bank Victoria International Tbk ISX:BVIC
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Bank Victoria International Tbk EV-to-FCF Calculation

PT Bank Victoria International Tbk's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=4272737.768/-251806.381
=-16.97

PT Bank Victoria International Tbk's current Enterprise Value is Rp4,272,738 Mil.
PT Bank Victoria International Tbk's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp-251,806 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of -16.97 mean?
PT Bank Victoria International Tbk (ISX:BVIC) has a EV-to-FCF of -16.97 as of Jul. 11, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on PT Bank Victoria International Tbk and its competitors. According to the industry distribution chart, PT Bank Victoria International Tbk ranks #999999 out of 1193 companies in the Banks industry.
Is PT Bank Victoria International Tbk's EV-to-FCF too high?
PT Bank Victoria International Tbk's current EV-to-FCF is -16.97. Based on the distribution chart, PT Bank Victoria International Tbk ranks #999999 out of 1193 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, PT Bank Victoria International Tbk has a GF Score™ of 53/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Victoria International Tbk's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, PT Bank Victoria International Tbk ranks #999999 out of 1193 companies for EV-to-FCF. This places PT Bank Victoria International Tbk in the lower half of its industry. The industry median EV-to-FCF is 6.57. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.57, based on 1,193 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on PT Bank Victoria International Tbk and its competitors. For the Banks industry, the median EV-to-FCF is 6.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Victoria International Tbk's current EV-to-FCF is -16.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Victoria International Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Victoria International Tbk (ISX:BVIC) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp102.87, compared to a current price of Rp81.00 — trading 21.3% below its estimated fair value. The current EV-to-FCF is -16.97. PT Bank Victoria International Tbk's overall GF Score™ is 53/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For PT Bank Victoria International Tbk (ISX:BVIC), the current EV-to-FCF is -16.97 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Victoria International Tbk (ISX:BVIC) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Victoria International Tbk stock appears to be undervalued. The current stock price of Rp81.00 is trading 21.3% below its estimated GF Value™ of Rp102.87. GuruFocus considers PT Bank Victoria International Tbk to be Modestly Undervalued.

Key valuation signals for ISX:BVIC:

  • EV-to-FCF: -16.97
  • GF Value™: Rp102.87 vs. price of Rp81.00 (21.3% below fair value)
  • GF Score™: 53/100 with 2 warning signs

No single metric tells the full story. See the ISX:BVIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Victoria International Tbk Business Description

Address Jalan Gatot Subroto Kav. 23, Gedung Graha BIP, Lantai 10, Kel. Karet Semanggi, Kec. Setiabudi, Jakarta Selatan, Jakarta, IDN, 12930
PT Bank Victoria International Tbk is an Indonesian-based commercial banking firm. It provides general banking services like collecting deposits, granting loans and advances, clearing and collection services, RTGS, bill payment, investment products, and many others. The majority of the company's revenue is generated in the form of interest income. Geographically, it operates across different regions in Indonesia, such as Jadetabek, West Java, Central Java and East Java, and Non Java.
53GF Score

Get the complete analysis for ISX:BVIC

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp81.00
Price
Rp102.87
GF Value