PT Bank Victoria International Tbk (ISX:BVIC) Enterprise Value: Rp4,272,738 Mil (As of Jul. 11, 2026) ***


ISX:BVIC PT Bank Victoria International Tbk ISX:BVIC
53 GF Score
Price Rp81.00
GF Value Rp102.87
Valuation Modestly Undervalued
! 2 Warning Signs
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What is PT Bank Victoria International Tbk Enterprise Value?

PT Bank Victoria International Tbk ISX:BVIC +1.25% 53 Enterprise Value is Rp4,272,738 Mil as of Jul. 11, 2026. GuruFocus rates ISX:BVIC with a GF Score™ of 53/100 and a GF Value™ of Rp102.87 (Modestly Undervalued). The stock has 2 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, PT Bank Victoria International Tbk's Enterprise Value is Rp4,272,738 Mil. PT Bank Victoria International Tbk's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was Rp906,494 Mil. Therefore, PT Bank Victoria International Tbk's EV-to-Revenue ratio for today is 4.71.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, PT Bank Victoria International Tbk's Enterprise Value is Rp4,272,738 Mil. PT Bank Victoria International Tbk's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was Rp-227,099 Mil. Therefore, PT Bank Victoria International Tbk's EV-to-OCF ratio for today is -18.81.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, PT Bank Victoria International Tbk's Enterprise Value is Rp4,272,738 Mil. PT Bank Victoria International Tbk's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was Rp-251,806 Mil. Therefore, PT Bank Victoria International Tbk's EV-to-FCF ratio for today is -16.97.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


PT Bank Victoria International Tbk  (ISX:BVIC) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

PT Bank Victoria International Tbk's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=4272737.768/906494.364
=4.71

PT Bank Victoria International Tbk's current Enterprise Value is Rp4,272,738 Mil.
PT Bank Victoria International Tbk's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp906,494 Mil.

2. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

PT Bank Victoria International Tbk's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=4272737.768/-227099.244
=-18.81

PT Bank Victoria International Tbk's current Enterprise Value is Rp4,272,738 Mil.
PT Bank Victoria International Tbk's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp-227,099 Mil.

3. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

PT Bank Victoria International Tbk's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=4272737.768/-251806.381
=-16.97

PT Bank Victoria International Tbk's current Enterprise Value is Rp4,272,738 Mil.
PT Bank Victoria International Tbk's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp-251,806 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


PT Bank Victoria International Tbk Enterprise Value Related Terms


PT Bank Victoria International Tbk Enterprise Value Historical Data

* Premium members only.

The historical data trend for PT Bank Victoria International Tbk's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Victoria International Tbk Enterprise Value Chart

PT Bank Victoria International Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2,535,231.10 1,159,225.10 950,085.37 2,338,731.32 4,545,481.78

PT Bank Victoria International Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2,080,746.70 1,128,763.63 1,664,342.63 4,545,481.78 4,696,384.42

PT Bank Victoria International Tbk Enterprise Value Competitor Comparison

For the Banks - Regional subindustry, PT Bank Victoria International Tbk's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Victoria International Tbk Enterprise Value vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Victoria International Tbk's Enterprise Value distribution charts can be found below:

* The bar in red indicates where PT Bank Victoria International Tbk's Enterprise Value falls into.


ISX:BVIC
53GF Score
PT Bank Victoria International Tbk ISX:BVIC
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Bank Victoria International Tbk Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

PT Bank Victoria International Tbk's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

PT Bank Victoria International Tbk's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of Rp4,272,738 Mil mean?
PT Bank Victoria International Tbk (ISX:BVIC) has a Enterprise Value of Rp4,272,738 Mil as of Jul. 11, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on PT Bank Victoria International Tbk and its competitors.
Is PT Bank Victoria International Tbk's Enterprise Value too high?
PT Bank Victoria International Tbk's current Enterprise Value is Rp4,272,738 Mil. Overall, PT Bank Victoria International Tbk has a GF Score™ of 53/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Victoria International Tbk's Enterprise Value compare to competitors?
PT Bank Victoria International Tbk's Enterprise Value of Rp4,272,738 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Banks company?
A good Enterprise Value depends on the Banks industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on PT Bank Victoria International Tbk and its competitors. PT Bank Victoria International Tbk's current Enterprise Value is Rp4,272,738 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Victoria International Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Victoria International Tbk (ISX:BVIC) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp102.87, compared to a current price of Rp81.00 — trading 21.3% below its estimated fair value. The current Enterprise Value is Rp4,272,738 Mil. PT Bank Victoria International Tbk's overall GF Score™ is 53/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For PT Bank Victoria International Tbk (ISX:BVIC), the current Enterprise Value is Rp4,272,738 Mil as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Victoria International Tbk (ISX:BVIC) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Victoria International Tbk stock appears to be undervalued. The current stock price of Rp81.00 is trading 21.3% below its estimated GF Value™ of Rp102.87. GuruFocus considers PT Bank Victoria International Tbk to be Modestly Undervalued.

Key valuation signals for ISX:BVIC:

  • Enterprise Value: Rp4,272,738 Mil
  • GF Value™: Rp102.87 vs. price of Rp81.00 (21.3% below fair value)
  • GF Score™: 53/100 with 2 warning signs

No single metric tells the full story. See the ISX:BVIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Victoria International Tbk Business Description

Address Jalan Gatot Subroto Kav. 23, Gedung Graha BIP, Lantai 10, Kel. Karet Semanggi, Kec. Setiabudi, Jakarta Selatan, Jakarta, IDN, 12930
PT Bank Victoria International Tbk is an Indonesian-based commercial banking firm. It provides general banking services like collecting deposits, granting loans and advances, clearing and collection services, RTGS, bill payment, investment products, and many others. The majority of the company's revenue is generated in the form of interest income. Geographically, it operates across different regions in Indonesia, such as Jadetabek, West Java, Central Java and East Java, and Non Java.
53GF Score

Get the complete analysis for ISX:BVIC

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp81.00
Price
Rp102.87
GF Value