Kuwait Insurance Co (KUW:KINS) Cyclically Adjusted Book per Share: KWD0.55 (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

KUW:KINS Kuwait Insurance Co KUW:KINS
28 GF Score
Price KWD0.47
GF Value KWD0.48
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is Kuwait Insurance Co Cyclically Adjusted Book per Share?

Kuwait Insurance Co KUW:KINS 28 Cyclically Adjusted Book per Share is KWD0.55 as of Mar. 2026. GuruFocus rates KUW:KINS with a GF Score™ of 28/100 and a GF Value™ of KWD0.48 (Fairly Valued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Kuwait Insurance Co's adjusted book value per share for the three months ended in Mar. 2026 was KWD0.707. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is KWD0.55 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Kuwait Insurance Co's average Cyclically Adjusted Book Growth Rate was 10.00% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 10.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Kuwait Insurance Co was 10.80% per year. The lowest was 10.80% per year. And the median was 10.80% per year.

As of today (2026-07-14), Kuwait Insurance Co's current stock price is KWD0.469. Kuwait Insurance Co's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was KWD0.55. Kuwait Insurance Co's Cyclically Adjusted PB Ratio of today is 0.85.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Kuwait Insurance Co was 1.19. The lowest was 0.77. And the median was 0.91.


Kuwait Insurance Co  (KUW:KINS) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Kuwait Insurance Co's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=0.469/0.55
=0.85

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Kuwait Insurance Co was 1.19. The lowest was 0.77. And the median was 0.91.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Kuwait Insurance Co Cyclically Adjusted Book per Share Related Terms


Kuwait Insurance Co Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Kuwait Insurance Co's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kuwait Insurance Co Cyclically Adjusted Book per Share Chart

Kuwait Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.39 0.43 0.49 0.53

Kuwait Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.50 0.52 0.53 0.53 0.55

KUW:KINS vs BRK.A, AIG, HIG: Cyclically Adjusted Book per Share Comparison

For the Insurance - Diversified subindustry, Kuwait Insurance Co's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kuwait Insurance Co Cyclically Adjusted PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Kuwait Insurance Co's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Kuwait Insurance Co's Cyclically Adjusted PB Ratio falls into.


KUW:KINS
28GF Score
Kuwait Insurance Co KUW:KINS
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Kuwait Insurance Co Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Kuwait Insurance Co's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.707/330.2130*330.2130
=0.707

Current CPI (Mar. 2026) = 330.2130.

Kuwait Insurance Co Quarterly Data

Book Value per Share CPI Adj_Book
201606 0.236 241.018 0.323
201609 0.239 241.428 0.327
201612 0.248 241.432 0.339
201703 0.000 243.801 0.000
201706 0.000 244.955 0.000
201709 0.297 246.819 0.397
201712 0.295 246.524 0.395
201803 0.300 249.554 0.397
201806 0.292 251.989 0.383
201809 0.323 252.439 0.423
201812 0.325 251.233 0.427
201903 0.369 254.202 0.479
201906 0.413 256.143 0.532
201909 0.415 256.759 0.534
201912 0.473 256.974 0.608
202003 0.359 258.115 0.459
202006 0.366 257.797 0.469
202009 0.415 260.280 0.527
202012 0.415 260.474 0.526
202103 0.402 264.877 0.501
202106 0.443 271.696 0.538
202109 0.493 274.310 0.593
202112 0.529 278.802 0.627
202203 0.534 287.504 0.613
202206 0.516 296.311 0.575
202209 0.516 296.808 0.574
202212 0.584 296.797 0.650
202303 0.537 301.836 0.587
202306 0.564 305.109 0.610
202309 0.584 307.789 0.627
202312 0.596 306.746 0.642
202403 0.661 312.332 0.699
202406 0.609 314.175 0.640
202409 0.626 315.301 0.656
202412 0.648 315.605 0.678
202503 0.689 319.799 0.711
202506 0.692 322.561 0.708
202509 0.706 324.800 0.718
202512 0.714 324.054 0.728
202603 0.707 330.213 0.707

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of KWD0.55 mean?
Kuwait Insurance Co (KUW:KINS) has a Cyclically Adjusted Book per Share of KWD0.55 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Kuwait Insurance Co and its competitors.
Is Kuwait Insurance Co's Cyclically Adjusted Book per Share too high?
Kuwait Insurance Co's current Cyclically Adjusted Book per Share is KWD0.55. Overall, Kuwait Insurance Co has a GF Score™ of 28/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Kuwait Insurance Co's Cyclically Adjusted Book per Share compare to BRK.A and AIG?
Kuwait Insurance Co's Cyclically Adjusted Book per Share of KWD0.55 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for an Insurance company?
A good Cyclically Adjusted Book per Share depends on the Insurance industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Kuwait Insurance Co and its competitors. Kuwait Insurance Co's current Cyclically Adjusted Book per Share is KWD0.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kuwait Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Kuwait Insurance Co (KUW:KINS) is currently considered Fairly Valued. The stock's GF Value™ is KWD0.48, compared to a current price of KWD0.47 — trading 2.3% below its estimated fair value. The current Cyclically Adjusted Book per Share is KWD0.55. Kuwait Insurance Co's overall GF Score™ is 28/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Kuwait Insurance Co (KUW:KINS), the current Cyclically Adjusted Book per Share is KWD0.55 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kuwait Insurance Co (KUW:KINS) Overvalued in 2026?

Based on GuruFocus' analysis, Kuwait Insurance Co stock appears to be undervalued. The current stock price of KWD0.47 is trading 2.3% below its estimated GF Value™ of KWD0.48. GuruFocus considers Kuwait Insurance Co to be Fairly Valued.

Key valuation signals for KUW:KINS:

  • Cyclically Adjusted Book per Share: KWD0.55
  • GF Value™: KWD0.48 vs. price of KWD0.47 (2.3% below fair value)
  • GF Score™: 28/100 with 3 warning signs

No single metric tells the full story. See the KUW:KINS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Kuwait Insurance Co Business Description

Address Abdullah Al Salem Street, P.O. Box 769, Kuwait Insurance House, Safat, Kuwait City, KWT, 13008
Kuwait Insurance Co underwrites life and non-life insurance risks such as fire, general accidents, marine, and aviation, and others lends funds against life insurance policies, and invests in permitted securities and real estate properties. The company provides many Insurance Services required for individuals and groups, to compensate for loss of and/or damage to the insured goods during transportation from one place to another. The company has five principal reportable segments as follows: Marine and aviation, Fire, General accident, Motors, Life Insurance, and Takaful. The company generates maximum of its revenue from Life Insurance segment.
28GF Score

Get the complete analysis for KUW:KINS

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KWD0.47
Price
KWD0.48
GF Value