Kuwait Insurance Co (KUW:KINS) E10: KWD0.06 (As of Mar. 2026)

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Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

KUW:KINS Kuwait Insurance Co KUW:KINS
28 GF Score
Price KWD0.47
GF Value KWD0.48
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is Kuwait Insurance Co E10?

Kuwait Insurance Co KUW:KINS 28 E10 is KWD0.06 as of Mar. 2026. GuruFocus rates KUW:KINS with a GF Score™ of 28/100 and a GF Value™ of KWD0.48 (Fairly Valued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Kuwait Insurance Co's adjusted earnings per share data for the three months ended in Mar. 2026 was KWD0.004. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is KWD0.06 for the trailing ten years ended in Mar. 2026.

During the past 3 years, the average E10 Growth Rate was 6.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Kuwait Insurance Co was 6.30% per year. The lowest was 6.30% per year. And the median was 6.30% per year.

As of today (2026-07-14), Kuwait Insurance Co's current stock price is KWD0.469. Kuwait Insurance Co's E10 for the quarter that ended in Mar. 2026 was KWD0.06. Kuwait Insurance Co's Shiller PE Ratio of today is 7.82.

During the past 13 years, the highest Shiller PE Ratio of Kuwait Insurance Co was 15.14. The lowest was 6.40. And the median was 7.83.


Kuwait Insurance Co  (KUW:KINS) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Kuwait Insurance Co's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=0.469/0.06
=7.82

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Kuwait Insurance Co was 15.14. The lowest was 6.40. And the median was 7.83.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Kuwait Insurance Co E10 Related Terms


Kuwait Insurance Co E10 Historical Data

* Premium members only.

The historical data trend for Kuwait Insurance Co's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kuwait Insurance Co E10 Chart

Kuwait Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.05 0.05 0.06 0.06

Kuwait Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.06 0.06 0.06 0.06 0.06

KUW:KINS vs BRK.A, AIG, HIG: E10 Comparison

For the Insurance - Diversified subindustry, Kuwait Insurance Co's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kuwait Insurance Co Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Kuwait Insurance Co's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Kuwait Insurance Co's Shiller PE Ratio falls into.


KUW:KINS
28GF Score
Kuwait Insurance Co KUW:KINS
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Kuwait Insurance Co E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Kuwait Insurance Co's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.004/330.2130*330.2130
=0.004

Current CPI (Mar. 2026) = 330.2130.

Kuwait Insurance Co Quarterly Data

per share eps CPI Adj_EPS
201606 -0.019 241.018 -0.026
201609 0.001 241.428 0.001
201612 0.001 241.432 0.001
201703 0.019 243.801 0.026
201706 0.008 244.955 0.011
201709 0.003 246.819 0.004
201712 0.004 246.524 0.005
201803 0.021 249.554 0.028
201806 0.005 251.989 0.007
201809 0.007 252.439 0.009
201812 0.005 251.233 0.007
201903 0.025 254.202 0.032
201906 0.009 256.143 0.012
201909 0.003 256.759 0.004
201912 0.004 256.974 0.005
202003 0.029 258.115 0.037
202006 0.011 257.797 0.014
202009 0.003 260.280 0.004
202012 0.001 260.474 0.001
202103 0.022 264.877 0.027
202106 0.017 271.696 0.021
202109 0.006 274.310 0.007
202112 0.003 278.802 0.004
202203 0.010 287.504 0.011
202206 0.024 296.311 0.027
202209 0.005 296.808 0.006
202212 0.145 296.797 0.161
202303 0.011 301.836 0.012
202306 0.011 305.109 0.012
202309 0.016 307.789 0.017
202312 0.013 306.746 0.014
202403 0.012 312.332 0.013
202406 0.014 314.175 0.015
202409 0.009 315.301 0.009
202412 0.011 315.605 0.012
202503 0.010 319.799 0.010
202506 0.015 322.561 0.015
202509 0.008 324.800 0.008
202512 0.003 324.054 0.003
202603 0.004 330.213 0.004

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of KWD0.06 mean?
Kuwait Insurance Co (KUW:KINS) has a E10 of KWD0.06 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Kuwait Insurance Co and its competitors.
Is Kuwait Insurance Co's E10 too high?
Kuwait Insurance Co's current E10 is KWD0.06. Overall, Kuwait Insurance Co has a GF Score™ of 28/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Kuwait Insurance Co's E10 compare to BRK.A and AIG?
Kuwait Insurance Co's E10 of KWD0.06 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for an Insurance company?
A good E10 depends on the Insurance industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Kuwait Insurance Co and its competitors. Kuwait Insurance Co's current E10 is KWD0.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kuwait Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Kuwait Insurance Co (KUW:KINS) is currently considered Fairly Valued. The stock's GF Value™ is KWD0.48, compared to a current price of KWD0.47 — trading 2.3% below its estimated fair value. The current E10 is KWD0.06. Kuwait Insurance Co's overall GF Score™ is 28/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Kuwait Insurance Co (KUW:KINS), the current E10 is KWD0.06 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kuwait Insurance Co (KUW:KINS) Overvalued in 2026?

Based on GuruFocus' analysis, Kuwait Insurance Co stock appears to be undervalued. The current stock price of KWD0.47 is trading 2.3% below its estimated GF Value™ of KWD0.48. GuruFocus considers Kuwait Insurance Co to be Fairly Valued.

Key valuation signals for KUW:KINS:

  • E10: KWD0.06
  • GF Value™: KWD0.48 vs. price of KWD0.47 (2.3% below fair value)
  • GF Score™: 28/100 with 3 warning signs

No single metric tells the full story. See the KUW:KINS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Kuwait Insurance Co Business Description

Address Abdullah Al Salem Street, P.O. Box 769, Kuwait Insurance House, Safat, Kuwait City, KWT, 13008
Kuwait Insurance Co underwrites life and non-life insurance risks such as fire, general accidents, marine, and aviation, and others lends funds against life insurance policies, and invests in permitted securities and real estate properties. The company provides many Insurance Services required for individuals and groups, to compensate for loss of and/or damage to the insured goods during transportation from one place to another. The company has five principal reportable segments as follows: Marine and aviation, Fire, General accident, Motors, Life Insurance, and Takaful. The company generates maximum of its revenue from Life Insurance segment.
28GF Score

Get the complete analysis for KUW:KINS

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KWD0.47
Price
KWD0.48
GF Value