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Kuwait Insurance CoKUW:KINS 28 ROA % is 1.85% as of Mar. 2026, which is 65% below its 10-year median of 5.23. GuruFocus rates KUW:KINS with a GF Score™ of 28/100 and a GF Value™ of KWD0.48 (Fairly Valued). The stock has 3 warning signs investors should review. Among 509 Insurance companies, Kuwait Insurance Co ranks better than 53.05% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Kuwait Insurance Co's annualizedNet Income for the quarter that ended in Mar. 2026 was KWD4.72 Mil.
Kuwait Insurance Co's average Total Assets over the quarter that ended in Mar. 2026 was KWD255.30 Mil. Therefore, Kuwait Insurance Co's annualized ROA % for the quarter that ended in Mar. 2026 was 1.85%.
The historical rank and industry rank for Kuwait Insurance Co's ROA % or its related term are showing as below:
KUW:KINS'
s ROA % Range Over the Past 10 Years
Min: -0.39 Med: 5.23 Max: 20.23
Current: 2.89
During the past 13 years, Kuwait Insurance Co's highest ROA % was 20.23%. The lowest was -0.39%. And the median was 5.23%.
KUW:KINS's ROA % is ranked better than 53.05% of 509
companies
in the Insurance industry
Industry Median: 2.62
vs KUW:KINS: 2.89
Kuwait Insurance Co (KUW:KINS) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
Kuwait Insurance Co ROA % Related Terms
Kuwait Insurance Co ROA % Historical Data
* Premium members only.
The historical data trend for Kuwait Insurance Co's ROA % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, Kuwait Insurance Co's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Kuwait Insurance Co ROA % vs Insurance Industry
For the Insurance industry and Financial Services sector, Kuwait Insurance Co's ROA % distribution charts can be found below:
* The bar in red indicates where Kuwait Insurance Co's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Kuwait Insurance Co (KUW:KINS) has a ROA % of 1.85% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Kuwait Insurance Co and its competitors. This is 65% below median its historical median of 5.23. According to the industry distribution chart, Kuwait Insurance Co ranks #239 out of 509 companies in the Insurance industry, placing it in the top 47%.
Is Kuwait Insurance Co's ROA % too high?
Kuwait Insurance Co's current ROA % of 1.85% is 65% below median its 10-year median of 5.23. The Insurance industry median ROA % is 2.62. Kuwait Insurance Co's value of 1.85% is 29.4% below this industry median. Based on the distribution chart, Kuwait Insurance Co ranks #239 out of 509 companies in the Insurance industry, which is above the industry midpoint. Overall, Kuwait Insurance Co has a GF Score™ of 28/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Kuwait Insurance Co's ROA % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Kuwait Insurance Co ranks #239 out of 509 companies for ROA %. This puts Kuwait Insurance Co in the upper half of its industry. The industry median ROA % is 2.62. Kuwait Insurance Co's value of 1.85% is 29.4% below this benchmark. While the company's 10-year median is 5.23 vs. the industry median of 2.62, Kuwait Insurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for an Insurance company?
The median ROA % among Insurance companies is 2.62, based on 509 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kuwait Insurance Co's current ROA % of 1.85% is 29.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Kuwait Insurance Co and its competitors. For the Insurance industry, the median ROA % is 2.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kuwait Insurance Co's current ROA % is 1.85%, which is 65% below median its own 10-year median of 5.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kuwait Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Kuwait Insurance Co (KUW:KINS) is currently considered Fairly Valued. The stock's GF Value™ is KWD0.48, compared to a current price of KWD0.47 — trading 2.3% below its estimated fair value. The current ROA % is 1.85%, which is 65% below median its 10-year median of 5.23 and 29.4% below the Insurance industry median of 2.62. Kuwait Insurance Co's overall GF Score™ is 28/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Kuwait Insurance Co (KUW:KINS), the current ROA % is 1.85% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Kuwait Insurance Co (KUW:KINS) Overvalued in 2026?
Based on GuruFocus' analysis, Kuwait Insurance Co stock appears to be undervalued.
The current stock price of KWD0.47 is trading 2.3% below its estimated GF Value™ of KWD0.48.
GuruFocus considers Kuwait Insurance Co to be Fairly Valued.
Key valuation signals for KUW:KINS:
ROA %: 1.85% (65% below median its 10-year median of 5.23)
GF Value™: KWD0.48 vs. price of KWD0.47 (2.3% below fair value)
Industry Position: 29.4% below the Insurance median (#239 of 509)
No single metric tells the full story. See the KUW:KINS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Kuwait Insurance Co underwrites life and non-life insurance risks such as fire, general accidents, marine, and aviation, and others lends funds against life insurance policies, and invests in permitted securities and real estate properties. The company provides many Insurance Services required for individuals and groups, to compensate for loss of and/or damage to the insured goods during transportation from one place to another. The company has five principal reportable segments as follows: Marine and aviation, Fire, General accident, Motors, Life Insurance, and Takaful. The company generates maximum of its revenue from Life Insurance segment.
28GF Score
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