Kuwait Insurance Co (KUW:KINS) 10-Year RORE % : 10.58% (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

KUW:KINS Kuwait Insurance Co KUW:KINS
26 GF Score
Price KWD0.47
GF Value KWD0.48
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is Kuwait Insurance Co 10-Year RORE %?

Kuwait Insurance Co KUW:KINS +0.43% 26 10-Year RORE % is 10.58 as of Mar. 2026. GuruFocus rates KUW:KINS with a GF Score™ of 26/100 and a GF Value™ of KWD0.48 (Fairly Valued). The stock has 3 warning signs investors should review. Among 382 Insurance companies, Kuwait Insurance Co ranks worse than 58.38% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Kuwait Insurance Co's 10-Year RORE % for the quarter that ended in Mar. 2026 was 10.58%.

The industry rank for Kuwait Insurance Co's 10-Year RORE % or its related term are showing as below:

KUW:KINS's 10-Year RORE % is ranked worse than
58.38% of 382 companies
in the Insurance industry
Industry Median: 13.175 vs KUW:KINS: 10.58

Kuwait Insurance Co  (KUW:KINS) 10-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 10-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Kuwait Insurance Co 10-Year RORE % Related Terms


Kuwait Insurance Co 10-Year RORE % Historical Data

* Premium members only.

The historical data trend for Kuwait Insurance Co's 10-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kuwait Insurance Co 10-Year RORE % Chart

Kuwait Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
10-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 13.65 20.22

Kuwait Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
10-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 22.85 22.51 20.22 10.58

KUW:KINS vs BRK.A, AIG, HIG: 10-Year RORE % Comparison

For the Insurance - Diversified subindustry, Kuwait Insurance Co's 10-Year RORE %, along with its competitors' market caps and 10-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kuwait Insurance Co 10-Year RORE % vs Insurance Industry

For the Insurance industry and Financial Services sector, Kuwait Insurance Co's 10-Year RORE % distribution charts can be found below:

* The bar in red indicates where Kuwait Insurance Co's 10-Year RORE % falls into.


KUW:KINS
26GF Score
Kuwait Insurance Co KUW:KINS
10-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Kuwait Insurance Co 10-Year RORE % Calculation

Kuwait Insurance Co's 10-Year RORE % for the quarter that ended in Mar. 2026 is calculated as:

10-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 10-year -Cumulative Dividends per Share for 10-year )
=( 0.031-0.002 )/( 0.512-0.238 )
=0.029/0.274
=10.58 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 10-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 10-year before.

Frequently Asked Questions Learn more about 10-Year RORE % →
What does a 10-Year RORE % of 10.58 mean?
Kuwait Insurance Co (KUW:KINS) has a 10-Year RORE % of 10.58 as of Mar. 2026. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on Kuwait Insurance Co and its competitors. According to the industry distribution chart, Kuwait Insurance Co ranks #223 out of 382 companies in the Insurance industry, placing it in the top 58.4%.
Is Kuwait Insurance Co's 10-Year RORE % too high?
Kuwait Insurance Co's current 10-Year RORE % is 10.58. The Insurance industry median 10-Year RORE % is 13.18. Kuwait Insurance Co's value of 10.58 is 19.7% below this industry median. Based on the distribution chart, Kuwait Insurance Co ranks #223 out of 382 companies in the Insurance industry, which is below the industry midpoint. Overall, Kuwait Insurance Co has a GF Score™ of 26/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Kuwait Insurance Co's 10-Year RORE % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Kuwait Insurance Co ranks #223 out of 382 companies for 10-Year RORE %. This places Kuwait Insurance Co in the lower half of its industry. The industry median 10-Year RORE % is 13.18. Kuwait Insurance Co's value of 10.58 is 19.7% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 10-Year RORE % for an Insurance company?
The median 10-Year RORE % among Insurance companies is 13.18, based on 382 companies in the industry. Companies in the top quartile (top 25%) have a 10-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 10-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kuwait Insurance Co's current 10-Year RORE % of 10.58 is 19.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 10-Year RORE % mean?
A high 10-Year RORE % can signal that a stock is expensive relative to its fundamentals. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on Kuwait Insurance Co and its competitors. For the Insurance industry, the median 10-Year RORE % is 13.18 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kuwait Insurance Co's current 10-Year RORE % is 10.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kuwait Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Kuwait Insurance Co (KUW:KINS) is currently considered Fairly Valued. The stock's GF Value™ is KWD0.48, compared to a current price of KWD0.47 — trading 2.9% below its estimated fair value. The current 10-Year RORE % is 10.58 and 19.7% below the Insurance industry median of 13.18. Kuwait Insurance Co's overall GF Score™ is 26/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 10-Year RORE % calculated?
10-Year RORE % is calculated from a company's financial statements. For Kuwait Insurance Co (KUW:KINS), the current 10-Year RORE % is 10.58 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kuwait Insurance Co (KUW:KINS) Overvalued in 2026?

Based on GuruFocus' analysis, Kuwait Insurance Co stock appears to be undervalued. The current stock price of KWD0.47 is trading 2.9% below its estimated GF Value™ of KWD0.48. GuruFocus considers Kuwait Insurance Co to be Fairly Valued.

Key valuation signals for KUW:KINS:

  • 10-Year RORE %: 10.58
  • GF Value™: KWD0.48 vs. price of KWD0.47 (2.9% below fair value)
  • GF Score™: 26/100 with 3 warning signs
  • Industry Position: 19.7% below the Insurance median (#223 of 382)

No single metric tells the full story. See the KUW:KINS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Kuwait Insurance Co Business Description

Address Abdullah Al Salem Street, P.O. Box 769, Kuwait Insurance House, Safat, Kuwait City, KWT, 13008
Kuwait Insurance Co underwrites life and non-life insurance risks such as fire, general accidents, marine, and aviation, and others lends funds against life insurance policies, and invests in permitted securities and real estate properties. The company provides many Insurance Services required for individuals and groups, to compensate for loss of and/or damage to the insured goods during transportation from one place to another. The company has five principal reportable segments as follows: Marine and aviation, Fire, General accident, Motors, Life Insurance, and Takaful. The company generates maximum of its revenue from Life Insurance segment.
26GF Score

Get the complete analysis for KUW:KINS

10-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KWD0.47
Price
KWD0.48
GF Value