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In calculating the Net-Net Working Capital (NNWC), Benjamin Graham assumed that a company's accounts receivable is only worth 75% its value, its inventory is only worth 50% of its value, but its liabilities have to be paid in full. In addition, Graham believed that preferred stock belongs on the liability side of the balance sheet, not as part of capital and surplus. This is a conservative way of estimating the company's value.
Kuwait Insurance Co's Net-Net Working Capital for the quarter that ended in Jun. 2026 was KWD0.09.
The industry rank for Kuwait Insurance Co's Net-Net Working Capital or its related term are showing as below:
KUW:KINS's Price-to-Net-Net-Working-Capital is ranked better than 66.67% of 63
companies
in the Insurance industry
Industry Median: 7.79
vs KUW:KINS: 5.17
Kuwait Insurance Co (KUW:KINS) Net-Net Working Capital Explanation
One research study, covering the years 1970 through 1983 showed that portfolios picked at the beginning of each year, and held for one year, returned 29.4 percent, on average, over the 13-year period, compared to 11.5 percent for the S&P 500 Index. Other studies of Graham's strategy produced similar results.
Benjamin Graham looked for companies whose market values were less than two-thirds of their net-net value. They are collected under our Net-Net screener.
Kuwait Insurance Co Net-Net Working Capital Related Terms
Kuwait Insurance Co Net-Net Working Capital Historical Data
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The historical data trend for Kuwait Insurance Co's Net-Net Working Capital can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
KUW:KINS vs BRK.A, AIG, HIG: Net-Net Working Capital Comparison
For the Insurance - Diversified subindustry, Kuwait Insurance Co's Price-to-Net-Net-Working-Capital, along with its competitors' market caps and Price-to-Net-Net-Working-Capital data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Kuwait Insurance Co Price-to-Net-Net-Working-Capital vs Insurance Industry
For the Insurance industry and Financial Services sector, Kuwait Insurance Co's Price-to-Net-Net-Working-Capital distribution charts can be found below:
* The bar in red indicates where Kuwait Insurance Co's Price-to-Net-Net-Working-Capital falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In calculating the Net-Net Working Capital (NNWC), Benjamin Graham assumed that a company's accounts receivable is only worth 75% its value, its inventory is only worth 50% of its value, but its liabilities have to be paid in full.
In addition, Graham believed that preferred stock belongs on the liability side of the balance sheet, not as part of capital and surplus. In "Security Analysis", preferred stock is dubbed "an imperfect creditorship position" that is best placed on the balance sheet alongside funded debt.
This is a conservative way of estimating the company's value.
What does a Net-Net Working Capital of KWD0.09 mean?
Kuwait Insurance Co (KUW:KINS) has a Net-Net Working Capital of KWD0.09 as of Jun. 2026. Ben Graham defined net-net working capital as the per-share sum of cash, 75% of receivables and 50% of inventory less total liabilities. View historical data on Kuwait Insurance Co According to the industry distribution chart, Kuwait Insurance Co ranks #21 out of 63 companies in the Insurance industry, placing it in the top 33.3%.
Is Kuwait Insurance Co's Net-Net Working Capital too high?
Kuwait Insurance Co's current Net-Net Working Capital is KWD0.09. Based on the distribution chart, Kuwait Insurance Co ranks #21 out of 63 companies in the Insurance industry, which is above the industry midpoint. Overall, Kuwait Insurance Co has a GF Score™ of 31/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Kuwait Insurance Co's Net-Net Working Capital compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Kuwait Insurance Co ranks #21 out of 63 companies for Net-Net Working Capital. This puts Kuwait Insurance Co in the upper half of its industry. The industry median Net-Net Working Capital is 7.79. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net-Net Working Capital for an Insurance company?
The median Net-Net Working Capital among Insurance companies is 7.79, based on 63 companies in the industry. Companies in the top quartile (top 25%) have a Net-Net Working Capital significantly above this median, while those in the bottom quartile fall well below. However, Net-Net Working Capital should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net-Net Working Capital mean?
A high Net-Net Working Capital can signal that a stock is expensive relative to its fundamentals. Ben Graham defined net-net working capital as the per-share sum of cash, 75% of receivables and 50% of inventory less total liabilities. View historical data on Kuwait Insurance Co For the Insurance industry, the median Net-Net Working Capital is 7.79 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kuwait Insurance Co's current Net-Net Working Capital is KWD0.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kuwait Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Kuwait Insurance Co (KUW:KINS) is currently considered Fairly Valued. The stock's GF Value™ is KWD0.46, compared to a current price of KWD0.47 — trading 1.1% above its estimated fair value. The current Net-Net Working Capital is KWD0.09. Kuwait Insurance Co's overall GF Score™ is 31/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net-Net Working Capital calculated?
Net-Net Working Capital is calculated from a company's financial statements. For Kuwait Insurance Co (KUW:KINS), the current Net-Net Working Capital is KWD0.09 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Kuwait Insurance Co (KUW:KINS) Overvalued in 2026?
Based on GuruFocus' analysis, Kuwait Insurance Co stock appears to be overvalued.
The current stock price of KWD0.47 is trading 1.1% above its estimated GF Value™ of KWD0.46.
GuruFocus considers Kuwait Insurance Co to be Fairly Valued.
Key valuation signals for KUW:KINS:
Net-Net Working Capital: KWD0.09
GF Value™: KWD0.46 vs. price of KWD0.47 (1.1% above fair value)
No single metric tells the full story. See the KUW:KINS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Kuwait Insurance Co underwrites life and non-life insurance risks such as fire, general accidents, marine, and aviation, and others lends funds against life insurance policies, and invests in permitted securities and real estate properties. The company provides many Insurance Services required for individuals and groups, to compensate for loss of and/or damage to the insured goods during transportation from one place to another. The company has five principal reportable segments as follows: Marine and aviation, Fire, General accident, Motors, Life Insurance, and Takaful. The company generates maximum of its revenue from Life Insurance segment.
31GF Score
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Net-Net Working Capital is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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