Mons Bank AS (LTS:0IRH) Cyclically Adjusted Book per Share: kr297.91 (As of Mar. 2026)


LTS:0IRH Mons Bank AS LTS:0IRH
54 GF Score
Price kr402.00
GF Value kr241.85
! 7 Warning Signs
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What is Mons Bank AS Cyclically Adjusted Book per Share?

Mons Bank AS LTS:0IRH 54 Cyclically Adjusted Book per Share is kr297.91 as of Mar. 2026. GuruFocus rates LTS:0IRH with a GF Score™ of 54/100 and a GF Value™ of kr241.85. The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Mons Bank AS's adjusted book value per share for the three months ended in Mar. 2026 was kr367.478. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is kr297.91 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Mons Bank AS's average Cyclically Adjusted Book Growth Rate was 4.50% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 5.40% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 5.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Mons Bank AS was 8.20% per year. The lowest was 5.10% per year. And the median was 5.40% per year.

As of today (2026-07-09), Mons Bank AS's current stock price is kr402.00. Mons Bank AS's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was kr297.91. Mons Bank AS's Cyclically Adjusted PB Ratio of today is 1.35.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Mons Bank AS was 1.35. The lowest was 0.45. And the median was 0.84.


Mons Bank AS  (LTS:0IRH) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Mons Bank AS's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=402.00/297.91
=1.35

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Mons Bank AS was 1.35. The lowest was 0.45. And the median was 0.84.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Mons Bank AS Cyclically Adjusted Book per Share Related Terms


Mons Bank AS Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Mons Bank AS's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mons Bank AS Cyclically Adjusted Book per Share Chart

Mons Bank AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 261.22 268.64 263.89 262.91

Mons Bank AS Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 255.42 271.43 286.29 262.91 297.91

Mons Bank AS Cyclically Adjusted Book per Share Competitor Comparison

For the Banks - Regional subindustry, Mons Bank AS's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mons Bank AS Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Mons Bank AS's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Mons Bank AS's Cyclically Adjusted PB Ratio falls into.


LTS:0IRH
54GF Score
Mons Bank AS LTS:0IRH
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Mons Bank AS Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Mons Bank AS's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=367.478/121.6800*121.6800
=367.478

Current CPI (Mar. 2026) = 121.6800.

Mons Bank AS Quarterly Data

Book Value per Share CPI Adj_Book
201606 218.563 100.600 264.361
201609 227.646 100.200 276.447
201612 224.326 100.300 272.143
201703 229.223 101.200 275.611
201706 235.457 101.200 283.107
201709 240.020 101.800 286.892
201712 239.593 101.300 287.795
201803 237.763 101.700 284.474
201806 214.252 102.300 254.841
201809 220.424 102.400 261.926
201812 220.476 102.100 262.757
201903 222.113 102.900 262.650
201906 227.846 102.900 269.430
201909 232.200 102.900 274.578
201912 235.650 102.900 278.658
202003 235.970 103.300 277.956
202006 239.070 103.200 281.880
202009 243.182 103.500 285.897
202012 246.384 103.400 289.942
202103 252.502 104.300 294.578
202106 260.611 105.000 302.011
202109 263.093 105.800 302.582
202112 267.978 106.600 305.887
202203 270.355 109.900 299.334
202206 275.640 113.600 295.245
202209 279.718 116.400 292.406
202212 288.572 115.900 302.963
202303 293.722 117.300 304.690
202306 302.740 116.400 316.473
202309 316.598 117.400 328.140
202312 328.888 116.700 342.923
202403 332.824 118.400 342.044
202406 322.843 118.500 331.507
202409 337.376 118.900 345.264
202412 346.409 118.900 354.508
202503 347.475 120.200 351.753
202506 356.785 120.700 359.682
202509 359.906 121.600 360.143
202512 366.384 121.200 367.835
202603 367.478 121.680 367.478

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of kr297.91 mean?
Mons Bank AS (LTS:0IRH) has a Cyclically Adjusted Book per Share of kr297.91 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Mons Bank AS and its competitors.
Is Mons Bank AS's Cyclically Adjusted Book per Share too high?
Mons Bank AS's current Cyclically Adjusted Book per Share is kr297.91. Overall, Mons Bank AS has a GF Score™ of 54/100, reflecting its overall financial health beyond just this single metric.
How does Mons Bank AS's Cyclically Adjusted Book per Share compare to competitors?
Mons Bank AS's Cyclically Adjusted Book per Share of kr297.91 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Mons Bank AS and its competitors. Mons Bank AS's current Cyclically Adjusted Book per Share is kr297.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mons Bank AS stock overvalued right now?
Mons Bank AS (LTS:0IRH) has a current Cyclically Adjusted Book per Share of kr297.91. The stock's GF Value™ is kr241.85, compared to a current price of kr402.00 — trading 66.2% above its estimated fair value. The current Cyclically Adjusted Book per Share is kr297.91. Mons Bank AS's overall GF Score™ is 54/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Mons Bank AS (LTS:0IRH), the current Cyclically Adjusted Book per Share is kr297.91 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mons Bank AS (LTS:0IRH) Overvalued in 2026?

Based on GuruFocus' analysis, Mons Bank AS stock appears to be overvalued. The current stock price of kr402.00 is trading 66.2% above its estimated GF Value™ of kr241.85.

Key valuation signals for LTS:0IRH:

  • Cyclically Adjusted Book per Share: kr297.91
  • GF Value™: kr241.85 vs. price of kr402.00 (66.2% above fair value)
  • GF Score™: 54/100 with 7 warning signs

No single metric tells the full story. See the LTS:0IRH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mons Bank AS Business Description

Other Exchanges MNBA:Denmark
Address Storegade 29, Stege, DNK, 4780
Mons Bank AS is a regional bank in Denmark. The Bank provides banking and other financial services to private individuals and local businesses in and around the island of Mon (Moen). It has branches in Praesto, Naestved and Vordingborg.
54GF Score

Get the complete analysis for LTS:0IRH

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr402.00
Price
kr241.85
GF Value