Mons Bank AS (LTS:0IRH) E10: kr26.30 (As of Mar. 2026)


LTS:0IRH Mons Bank AS LTS:0IRH
49 GF Score
Price kr402.00
GF Value kr236.48
! 7 Warning Signs
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What is Mons Bank AS E10?

Mons Bank AS LTS:0IRH 49 E10 is kr26.30 as of Mar. 2026. GuruFocus rates LTS:0IRH with a GF Score™ of 49/100 and a GF Value™ of kr236.48. The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Mons Bank AS's adjusted earnings per share data for the three months ended in Mar. 2026 was kr5.095. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is kr26.30 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Mons Bank AS's average E10 Growth Rate was 4.20% per year. During the past 3 years, the average E10 Growth Rate was 10.30% per year. During the past 5 years, the average E10 Growth Rate was 10.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Mons Bank AS was 12.50% per year. The lowest was 10.30% per year. And the median was 10.80% per year.

As of today (2026-06-29), Mons Bank AS's current stock price is kr402.00. Mons Bank AS's E10 for the quarter that ended in Mar. 2026 was kr26.30. Mons Bank AS's Shiller PE Ratio of today is 15.29.

During the past 13 years, the highest Shiller PE Ratio of Mons Bank AS was 15.09. The lowest was 6.35. And the median was 10.47.


Mons Bank AS  (LTS:0IRH) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Mons Bank AS's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=402.00/26.30
=15.29

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Mons Bank AS was 15.09. The lowest was 6.35. And the median was 10.47.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Mons Bank AS E10 Related Terms


Mons Bank AS E10 Historical Data

* Premium members only.

The historical data trend for Mons Bank AS's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mons Bank AS E10 Chart

Mons Bank AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 20.34 22.27 23.61 23.45

Mons Bank AS Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 22.69 24.17 25.28 23.45 26.30

Mons Bank AS E10 Competitor Comparison

For the Banks - Regional subindustry, Mons Bank AS's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mons Bank AS Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Mons Bank AS's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Mons Bank AS's Shiller PE Ratio falls into.


LTS:0IRH
49GF Score
Mons Bank AS LTS:0IRH
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Mons Bank AS E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Mons Bank AS's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=5.095/121.2000*121.2000
=5.095

Current CPI (Mar. 2026) = 121.2000.

Mons Bank AS Quarterly Data

per share eps CPI Adj_EPS
201606 5.084 100.600 6.125
201609 8.578 100.200 10.376
201612 -1.909 100.300 -2.307
201703 5.597 101.200 6.703
201706 6.691 101.200 8.013
201709 7.375 101.800 8.780
201712 0.494 101.300 0.591
201803 6.476 101.700 7.718
201806 3.380 102.300 4.004
201809 5.329 102.400 6.307
201812 1.937 102.100 2.299
201903 4.020 102.900 4.735
201906 3.702 102.900 4.360
201909 4.944 102.900 5.823
201912 4.461 102.900 5.254
202003 2.630 103.300 3.086
202006 3.469 103.200 4.074
202009 4.573 103.500 5.355
202012 3.620 103.400 4.243
202103 5.644 104.300 6.559
202106 8.464 105.000 9.770
202109 4.160 105.800 4.766
202112 5.052 106.600 5.744
202203 4.723 109.900 5.209
202206 5.635 113.600 6.012
202209 4.431 116.400 4.614
202212 8.862 115.900 9.267
202303 7.496 117.300 7.745
202306 9.367 116.400 9.753
202309 14.211 117.400 14.671
202312 12.981 116.700 13.482
202403 8.284 118.400 8.480
202406 10.062 118.500 10.291
202409 14.534 118.900 14.815
202412 9.007 118.900 9.181
202503 7.066 120.200 7.125
202506 9.311 120.700 9.350
202509 3.121 121.600 3.111
202512 6.465 121.200 6.465
202603 5.095 121.200 5.095

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of kr26.30 mean?
Mons Bank AS (LTS:0IRH) has a E10 of kr26.30 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Mons Bank AS and its competitors.
Is Mons Bank AS's E10 too high?
Mons Bank AS's current E10 is kr26.30. Overall, Mons Bank AS has a GF Score™ of 49/100, reflecting its overall financial health beyond just this single metric.
How does Mons Bank AS's E10 compare to competitors?
Mons Bank AS's E10 of kr26.30 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Mons Bank AS and its competitors. Mons Bank AS's current E10 is kr26.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mons Bank AS stock overvalued right now?
Mons Bank AS (LTS:0IRH) has a current E10 of kr26.30. The stock's GF Value™ is kr236.48, compared to a current price of kr402.00 — trading 70% above its estimated fair value. The current E10 is kr26.30. Mons Bank AS's overall GF Score™ is 49/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Mons Bank AS (LTS:0IRH), the current E10 is kr26.30 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mons Bank AS (LTS:0IRH) Overvalued in 2026?

Based on GuruFocus' analysis, Mons Bank AS stock appears to be overvalued. The current stock price of kr402.00 is trading 70% above its estimated GF Value™ of kr236.48.

Key valuation signals for LTS:0IRH:

  • E10: kr26.30
  • GF Value™: kr236.48 vs. price of kr402.00 (70% above fair value)
  • GF Score™: 49/100 with 7 warning signs

No single metric tells the full story. See the LTS:0IRH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mons Bank AS Business Description

Other Exchanges MNBA:Denmark
Address Storegade 29, Stege, DNK, 4780
Mons Bank AS is a regional bank in Denmark. The Bank provides banking and other financial services to private individuals and local businesses in and around the island of Mon (Moen). It has branches in Praesto, Naestved and Vordingborg.
49GF Score

Get the complete analysis for LTS:0IRH

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr402.00
Price
kr236.48
GF Value