Mons Bank AS (LTS:0IRH) Scaled Net Operating Assets: -0.07 (As of Mar. 2026)


LTS:0IRH Mons Bank AS LTS:0IRH
54 GF Score
Price kr402.00
GF Value kr241.85
! 7 Warning Signs
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What is Mons Bank AS Scaled Net Operating Assets?

Mons Bank AS LTS:0IRH 54 Scaled Net Operating Assets is -0.07 as of Mar. 2026. GuruFocus rates LTS:0IRH with a GF Score™ of 54/100 and a GF Value™ of kr241.85. The stock has 7 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Mons Bank AS's operating assets for the quarter that ended in Mar. 2026 was kr4,295.8 Mil. Mons Bank AS's operating liabilities for the quarter that ended in Mar. 2026 was kr4,694.9 Mil. Mons Bank AS's Total Assets for the quarter that ended in Dec. 2025 was kr5,515.0 Mil. Therefore, Mons Bank AS's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was -0.07.

LTS:0IRH
54GF Score
Mons Bank AS LTS:0IRH
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Mons Bank AS Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Mons Bank AS's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(3863.902-4747.433)/5002.882
=-0.18

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=5514.976 - 1651.074
=3863.902

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=4782.209 - 34.776 - 0
=4747.433

Mons Bank AS's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(4295.807-4694.866)/5514.976
=-0.07

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=5464.614 - 1168.807
=4295.807

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=4729.658 - 34.792 - 0
=4694.866

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of -0.07 mean?
Mons Bank AS (LTS:0IRH) has a Scaled Net Operating Assets of -0.07 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Mons Bank AS and its competitors.
Is Mons Bank AS's Scaled Net Operating Assets too high?
Mons Bank AS's current Scaled Net Operating Assets is -0.07. Overall, Mons Bank AS has a GF Score™ of 54/100, reflecting its overall financial health beyond just this single metric.
How does Mons Bank AS's Scaled Net Operating Assets compare to competitors?
Mons Bank AS's Scaled Net Operating Assets of -0.07 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Mons Bank AS and its competitors. Mons Bank AS's current Scaled Net Operating Assets is -0.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mons Bank AS stock overvalued right now?
Mons Bank AS (LTS:0IRH) has a current Scaled Net Operating Assets of -0.07. The stock's GF Value™ is kr241.85, compared to a current price of kr402.00 — trading 66.2% above its estimated fair value. The current Scaled Net Operating Assets is -0.07. Mons Bank AS's overall GF Score™ is 54/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Mons Bank AS (LTS:0IRH), the current Scaled Net Operating Assets is -0.07 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mons Bank AS (LTS:0IRH) Overvalued in 2026?

Based on GuruFocus' analysis, Mons Bank AS stock appears to be overvalued. The current stock price of kr402.00 is trading 66.2% above its estimated GF Value™ of kr241.85.

Key valuation signals for LTS:0IRH:

  • Scaled Net Operating Assets: -0.07
  • GF Value™: kr241.85 vs. price of kr402.00 (66.2% above fair value)
  • GF Score™: 54/100 with 7 warning signs

No single metric tells the full story. See the LTS:0IRH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Mons Bank AS Business Description

Other Exchanges MNBA:Denmark
Address Storegade 29, Stege, DNK, 4780
Mons Bank AS is a regional bank in Denmark. The Bank provides banking and other financial services to private individuals and local businesses in and around the island of Mon (Moen). It has branches in Praesto, Naestved and Vordingborg.
54GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr402.00
Price
kr241.85
GF Value