Mons Bank ASLTS:0IRH 54 Pretax Margin % is 20.28% as of Mar. 2026, which is 20% below its 10-year median of 25.45. GuruFocus rates LTS:0IRH with a GF Score™ of 54/100 and a GF Value™ of kr236.48. The stock has 7 warning signs investors should review. Among 1,528 Banks companies, Mons Bank AS ranks worse than 77.81% on this metric.
Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Mons Bank AS's Pre-Tax Income for the
three
months ended in Mar. 2026 was kr12.0 Mil. Mons Bank AS's Revenue for the
three
months ended in Mar. 2026 was kr59.3 Mil. Therefore, Mons Bank AS's pretax margin for the quarter that ended in Mar. 2026 was 20.28%.
The historical rank and industry rank for Mons Bank AS's Pretax Margin % or its related term are showing as below:
LTS:0IRH'
s Pretax Margin % Range Over the Past 10 Years
Min: 20.65 Med: 25.45 Max: 43.2
Current: 22.18
LTS:0IRH's Pretax Margin % is ranked worse than 77.81% of 1528
companies
in the Banks industry
Industry Median: 34.715
vs LTS:0IRH: 22.18
Mons Bank AS (LTS:0IRH) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Mons Bank AS Pretax Margin % Related Terms
Mons Bank AS Pretax Margin % Historical Data
* Premium members only.
The historical data trend for Mons Bank AS's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mons Bank AS Pretax Margin % Competitor Comparison
For the Banks - Regional subindustry, Mons Bank AS's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mons Bank AS Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Mons Bank AS's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Mons Bank AS's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mons Bank AS (LTS:0IRH) has a Pretax Margin % of 20.28% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Mons Bank AS and its competitors. This is 20% below median its historical median of 25.45. Over the past decade, Mons Bank AS's Pretax Margin % has ranged from 20.65 to 43.20. According to the industry distribution chart, Mons Bank AS ranks #1189 out of 1528 companies in the Banks industry, placing it in the top 77.8%.
Is Mons Bank AS's Pretax Margin % too high?
Mons Bank AS's current Pretax Margin % of 20.28% is 20% below median its 10-year median of 25.45. Over the past 10 years, this metric has ranged from a low of 20.65 to a high of 43.20. The Banks industry median Pretax Margin % is 34.72. Mons Bank AS's value of 20.28% is 41.6% below this industry median. Based on the distribution chart, Mons Bank AS ranks #1189 out of 1528 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Mons Bank AS has a GF Score™ of 54/100, reflecting its overall financial health beyond just this single metric.
How does Mons Bank AS's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, Mons Bank AS ranks #1189 out of 1528 companies for Pretax Margin %. This places Mons Bank AS in the lower half of its industry. The industry median Pretax Margin % is 34.72. Mons Bank AS's value of 20.28% is 41.6% below this benchmark. Historically, Mons Bank AS's own Pretax Margin % has ranged from 20.65 to 43.20 over the past decade. While the company's 10-year median is 25.45 vs. the industry median of 34.72, Mons Bank AS has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.72, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mons Bank AS's current Pretax Margin % of 20.28% is 41.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Mons Bank AS and its competitors. For the Banks industry, the median Pretax Margin % is 34.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mons Bank AS's current Pretax Margin % is 20.28%, which is 20% below median its own 10-year median of 25.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mons Bank AS stock overvalued right now?
Mons Bank AS (LTS:0IRH) has a current Pretax Margin % of 20.28%. The stock's GF Value™ is kr236.48, compared to a current price of kr402.00 — trading 70% above its estimated fair value. The current Pretax Margin % is 20.28%, which is 20% below median its 10-year median of 25.45 and 41.6% below the Banks industry median of 34.72. Mons Bank AS's overall GF Score™ is 54/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Mons Bank AS (LTS:0IRH), the current Pretax Margin % is 20.28% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mons Bank AS (LTS:0IRH) Overvalued in 2026?
Based on GuruFocus' analysis, Mons Bank AS stock appears to be overvalued.
The current stock price of kr402.00 is trading 70% above its estimated GF Value™ of kr236.48.
Key valuation signals for LTS:0IRH:
Pretax Margin %: 20.28% (20% below median its 10-year median of 25.45)
GF Value™: kr236.48 vs. price of kr402.00 (70% above fair value)
Industry Position: 41.6% below the Banks median (#1189 of 1528)
No single metric tells the full story. See the LTS:0IRH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mons Bank AS is a regional bank in Denmark. The Bank provides banking and other financial services to private individuals and local businesses in and around the island of Mon (Moen). It has branches in Praesto, Naestved and Vordingborg.
54GF Score
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