Mons Bank ASLTS:0IRH 54 Net Margin % is 17.17% as of Mar. 2026, which is 16% below its 10-year median of 20.47. GuruFocus rates LTS:0IRH with a GF Score™ of 54/100 and a GF Value™ of kr237.99. The stock has 7 warning signs investors should review. Among 1,527 Banks companies, Mons Bank AS ranks worse than 72.17% on this metric.
Net margin is calculated as Net Income divided by its Revenue. Mons Bank AS's Net Income for the
three
months ended in Mar. 2026 was kr10.2 Mil. Mons Bank AS's Revenue for the
three
months ended in Mar. 2026 was kr59.3 Mil. Therefore, Mons Bank AS's net margin for the quarter that ended in Mar. 2026 was 17.17%.
The historical rank and industry rank for Mons Bank AS's Net Margin % or its related term are showing as below:
LTS:0IRH'
s Net Margin % Range Over the Past 10 Years
Min: 15.45 Med: 20.47 Max: 33.26
Current: 19.3
LTS:0IRH's Net Margin % is ranked worse than 72.17% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs LTS:0IRH: 19.30
Mons Bank AS (LTS:0IRH) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Mons Bank AS Net Margin % Related Terms
Mons Bank AS Net Margin % Historical Data
* Premium members only.
The historical data trend for Mons Bank AS's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Mons Bank AS's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mons Bank AS Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Mons Bank AS's Net Margin % distribution charts can be found below:
* The bar in red indicates where Mons Bank AS's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mons Bank AS (LTS:0IRH) has a Net Margin % of 17.17% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Mons Bank AS and its competitors. This is 16% below median its historical median of 20.47. Over the past decade, Mons Bank AS's Net Margin % has ranged from 15.45 to 33.26. According to the industry distribution chart, Mons Bank AS ranks #1102 out of 1527 companies in the Banks industry, placing it in the top 72.2%.
Is Mons Bank AS's Net Margin % too high?
Mons Bank AS's current Net Margin % of 17.17% is 16% below median its 10-year median of 20.47. Over the past 10 years, this metric has ranged from a low of 15.45 to a high of 33.26. The Banks industry median Net Margin % is 26.95. Mons Bank AS's value of 17.17% is 36.3% below this industry median. Based on the distribution chart, Mons Bank AS ranks #1102 out of 1527 companies in the Banks industry, which is below the industry midpoint. Overall, Mons Bank AS has a GF Score™ of 54/100, reflecting its overall financial health beyond just this single metric.
How does Mons Bank AS's Net Margin % compare to competitors?
According to the Banks industry distribution chart, Mons Bank AS ranks #1102 out of 1527 companies for Net Margin %. This places Mons Bank AS in the lower half of its industry. The industry median Net Margin % is 26.95. Mons Bank AS's value of 17.17% is 36.3% below this benchmark. Historically, Mons Bank AS's own Net Margin % has ranged from 15.45 to 33.26 over the past decade. While the company's 10-year median is 20.47 vs. the industry median of 26.95, Mons Bank AS has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mons Bank AS's current Net Margin % of 17.17% is 36.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Mons Bank AS and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mons Bank AS's current Net Margin % is 17.17%, which is 16% below median its own 10-year median of 20.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mons Bank AS stock overvalued right now?
Mons Bank AS (LTS:0IRH) has a current Net Margin % of 17.17%. The stock's GF Value™ is kr237.99, compared to a current price of kr402.00 — trading 68.9% above its estimated fair value. The current Net Margin % is 17.17%, which is 16% below median its 10-year median of 20.47 and 36.3% below the Banks industry median of 26.95. Mons Bank AS's overall GF Score™ is 54/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Mons Bank AS (LTS:0IRH), the current Net Margin % is 17.17% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mons Bank AS (LTS:0IRH) Overvalued in 2026?
Based on GuruFocus' analysis, Mons Bank AS stock appears to be overvalued.
The current stock price of kr402.00 is trading 68.9% above its estimated GF Value™ of kr237.99.
Key valuation signals for LTS:0IRH:
Net Margin %: 17.17% (16% below median its 10-year median of 20.47)
GF Value™: kr237.99 vs. price of kr402.00 (68.9% above fair value)
Industry Position: 36.3% below the Banks median (#1102 of 1527)
No single metric tells the full story. See the LTS:0IRH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mons Bank AS is a regional bank in Denmark. The Bank provides banking and other financial services to private individuals and local businesses in and around the island of Mon (Moen). It has branches in Praesto, Naestved and Vordingborg.
54GF Score
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