GenteraB de CV (MEX:GENTERA) Cyclically Adjusted Book per Share: MXN17.44 (As of Mar. 2026)


MEX:GENTERA Gentera SAB de CV MEX:GENTERA
71 GF Score
Price MXN40.56
GF Value MXN42.86
Valuation Fairly Valued
! 2 Warning Signs
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What is GenteraB de CV Cyclically Adjusted Book per Share?

GenteraB de CV MEX:GENTERA +3.21% 71 Cyclically Adjusted Book per Share is MXN17.44 as of Mar. 2026. GuruFocus rates MEX:GENTERA with a GF Score™ of 71/100 and a GF Value™ of MXN42.86 (Fairly Valued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

GenteraB de CV's adjusted book value per share for the three months ended in Mar. 2026 was MXN23.901. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is MXN17.44 for the trailing ten years ended in Mar. 2026.

During the past 12 months, GenteraB de CV's average Cyclically Adjusted Book Growth Rate was 10.50% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 10.00% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 11.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of GenteraB de CV was 13.10% per year. The lowest was 10.00% per year. And the median was 11.50% per year.

As of today (2026-07-12), GenteraB de CV's current stock price is MXN40.56. GenteraB de CV's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was MXN17.44. GenteraB de CV's Cyclically Adjusted PB Ratio of today is 2.33.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of GenteraB de CV was 3.19. The lowest was 0.52. And the median was 1.55.


GenteraB de CV  (MEX:GENTERA) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

GenteraB de CV's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=40.56/17.44
=2.33

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of GenteraB de CV was 3.19. The lowest was 0.52. And the median was 1.55.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


GenteraB de CV Cyclically Adjusted Book per Share Related Terms


GenteraB de CV Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for GenteraB de CV's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

GenteraB de CV Cyclically Adjusted Book per Share Chart

GenteraB de CV Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.12 12.71 14.03 15.42 16.90

GenteraB de CV Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15.78 16.13 16.44 16.90 17.44

MEX:GENTERA vs V, MA, AXP: Cyclically Adjusted Book per Share Comparison

For the Credit Services subindustry, GenteraB de CV's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


GenteraB de CV Cyclically Adjusted PB Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, GenteraB de CV's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where GenteraB de CV's Cyclically Adjusted PB Ratio falls into.


MEX:GENTERA
71GF Score
Gentera SAB de CV MEX:GENTERA
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

GenteraB de CV Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, GenteraB de CV's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=23.901/166.0400*166.0400
=23.901

Current CPI (Mar. 2026) = 166.0400.

GenteraB de CV Quarterly Data

Book Value per Share CPI Adj_Book
201606 8.768 101.905 14.286
201609 9.378 103.084 15.105
201612 9.729 105.002 15.384
201703 10.238 108.063 15.731
201706 9.863 108.339 15.116
201709 10.313 109.628 15.620
201712 10.277 112.114 15.220
201803 10.508 113.505 15.372
201806 10.433 113.373 15.280
201809 10.730 115.130 15.475
201812 11.100 117.530 15.682
201903 11.624 118.050 16.349
201906 11.793 117.848 16.616
201909 12.535 118.581 17.552
201912 12.863 120.854 17.672
202003 13.969 121.885 19.029
202006 13.355 121.777 18.209
202009 11.929 123.341 16.059
202012 11.855 124.661 15.790
202103 12.065 127.574 15.703
202106 12.314 128.936 15.858
202109 12.788 130.742 16.241
202112 13.375 133.830 16.594
202203 13.986 137.082 16.940
202206 14.405 139.233 17.178
202209 14.644 142.116 17.109
202212 14.901 144.291 17.147
202303 15.516 146.472 17.589
202306 14.994 146.272 17.020
202309 15.700 148.446 17.561
202312 16.246 151.017 17.862
202403 17.110 152.947 18.575
202406 16.886 153.551 18.259
202409 18.379 155.246 19.657
202412 19.691 157.378 20.775
202503 20.930 158.761 21.890
202506 20.193 160.180 20.932
202509 21.514 161.030 22.183
202512 22.547 163.190 22.941
202603 23.901 166.040 23.901

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of MXN17.44 mean?
GenteraB de CV (MEX:GENTERA) has a Cyclically Adjusted Book per Share of MXN17.44 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on GenteraB de CV and its competitors.
Is GenteraB de CV's Cyclically Adjusted Book per Share too high?
GenteraB de CV's current Cyclically Adjusted Book per Share is MXN17.44. Overall, GenteraB de CV has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does GenteraB de CV's Cyclically Adjusted Book per Share compare to V and MA?
GenteraB de CV's Cyclically Adjusted Book per Share of MXN17.44 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Credit Services company?
A good Cyclically Adjusted Book per Share depends on the Credit Services industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on GenteraB de CV and its competitors. GenteraB de CV's current Cyclically Adjusted Book per Share is MXN17.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GenteraB de CV stock overvalued right now?
Based on GuruFocus' analysis, GenteraB de CV (MEX:GENTERA) is currently considered Fairly Valued. The stock's GF Value™ is MXN42.86, compared to a current price of MXN40.56 — trading 5.4% below its estimated fair value. The current Cyclically Adjusted Book per Share is MXN17.44. GenteraB de CV's overall GF Score™ is 71/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For GenteraB de CV (MEX:GENTERA), the current Cyclically Adjusted Book per Share is MXN17.44 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is GenteraB de CV (MEX:GENTERA) Overvalued in 2026?

Based on GuruFocus' analysis, GenteraB de CV stock appears to be undervalued. The current stock price of MXN40.56 is trading 5.4% below its estimated GF Value™ of MXN42.86. GuruFocus considers GenteraB de CV to be Fairly Valued.

Key valuation signals for MEX:GENTERA:

  • Cyclically Adjusted Book per Share: MXN17.44
  • GF Value™: MXN42.86 vs. price of MXN40.56 (5.4% below fair value)
  • GF Score™: 71/100 with 2 warning signs

No single metric tells the full story. See the MEX:GENTERA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


GenteraB de CV Business Description

Other Exchanges CMPRF:USA
Address Av. Insurgentes Sur No. 1458, Colonia Actipan, Del. Benito Juarez, Mexico, MEX, MEX, 03230
Gentera SAB de CV is a Mexican financial services company. Gentera's core activities include loans, credits, saving accounts, insurance policies, administration services, and payment operations. The company is present in Mexico, Guatemala, Peru, and the United States through subsidiaries including Compartamos Banco, a microfinancing bank; Pagos Intermex SA de CV, a financial transaction intermediary; Aterna, an insurance intermediary; and Yastas, a payments and financial transactions provider.
71GF Score

Get the complete analysis for MEX:GENTERA

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN40.56
Price
MXN42.86
GF Value