GenteraB de CV (MEX:GENTERA) E10: MXN2.91 (As of Mar. 2026)


MEX:GENTERA Gentera SAB de CV MEX:GENTERA
73 GF Score
Price MXN37.90
GF Value MXN42.19
Valuation Modestly Undervalued
! 2 Warning Signs
View Full Analysis

What is GenteraB de CV E10?

GenteraB de CV MEX:GENTERA -4.85% 73 E10 is MXN2.91 as of Mar. 2026. GuruFocus rates MEX:GENTERA with a GF Score™ of 73/100 and a GF Value™ of MXN42.19 (Modestly Undervalued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

GenteraB de CV's adjusted earnings per share data for the three months ended in Mar. 2026 was MXN2.000. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is MXN2.91 for the trailing ten years ended in Mar. 2026.

During the past 12 months, GenteraB de CV's average E10 Growth Rate was 12.40% per year. During the past 3 years, the average E10 Growth Rate was 8.80% per year. During the past 5 years, the average E10 Growth Rate was 9.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of GenteraB de CV was 10.70% per year. The lowest was 8.80% per year. And the median was 10.10% per year.

As of today (2026-07-01), GenteraB de CV's current stock price is MXN37.90. GenteraB de CV's E10 for the quarter that ended in Mar. 2026 was MXN2.91. GenteraB de CV's Shiller PE Ratio of today is 13.02.

During the past 13 years, the highest Shiller PE Ratio of GenteraB de CV was 19.38. The lowest was 2.80. And the median was 9.07.


GenteraB de CV  (MEX:GENTERA) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

GenteraB de CV's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=37.90/2.91
=13.02

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of GenteraB de CV was 19.38. The lowest was 2.80. And the median was 9.07.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


GenteraB de CV E10 Related Terms


GenteraB de CV E10 Historical Data

* Premium members only.

The historical data trend for GenteraB de CV's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

GenteraB de CV E10 Chart

GenteraB de CV Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.87 2.16 2.36 2.54 2.78

GenteraB de CV Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.59 2.68 2.71 2.78 2.91

MEX:GENTERA vs V, MA, AXP: E10 Comparison

For the Credit Services subindustry, GenteraB de CV's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


GenteraB de CV Shiller PE Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, GenteraB de CV's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where GenteraB de CV's Shiller PE Ratio falls into.


MEX:GENTERA
73GF Score
Gentera SAB de CV MEX:GENTERA
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

GenteraB de CV E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, GenteraB de CV's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=2/163.8112*163.8112
=2.000

Current CPI (Mar. 2026) = 163.8112.

GenteraB de CV Quarterly Data

per share eps CPI Adj_EPS
201606 0.647 101.905 1.040
201609 0.562 103.084 0.893
201612 0.324 105.002 0.505
201703 0.623 108.063 0.944
201706 0.487 108.339 0.736
201709 0.457 109.628 0.683
201712 0.219 112.114 0.320
201803 0.443 113.505 0.639
201806 0.501 113.373 0.724
201809 0.448 115.130 0.637
201812 0.431 117.530 0.601
201903 0.512 118.050 0.710
201906 0.441 117.848 0.613
201909 0.590 118.581 0.815
201912 0.499 120.854 0.676
202003 0.490 121.885 0.659
202006 -0.453 121.777 -0.609
202009 -1.221 123.341 -1.622
202012 0.180 124.661 0.237
202103 0.200 127.574 0.257
202106 0.375 128.936 0.476
202109 0.371 130.742 0.465
202112 0.531 133.830 0.650
202203 1.000 137.082 1.195
202206 0.782 139.233 0.920
202209 0.948 142.116 1.093
202212 0.529 144.291 0.601
202303 1.000 146.472 1.118
202306 0.679 146.272 0.760
202309 0.785 148.446 0.866
202312 0.714 151.017 0.774
202403 1.000 152.947 1.071
202406 0.750 153.551 0.800
202409 1.000 155.246 1.055
202412 1.090 157.378 1.135
202503 1.000 158.761 1.032
202506 1.333 160.180 1.363
202509 1.000 161.084 1.017
202512 1.207 163.188 1.212
202603 2.000 163.811 2.000

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of MXN2.91 mean?
GenteraB de CV (MEX:GENTERA) has a E10 of MXN2.91 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on GenteraB de CV and its competitors.
Is GenteraB de CV's E10 too high?
GenteraB de CV's current E10 is MXN2.91. Overall, GenteraB de CV has a GF Score™ of 73/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does GenteraB de CV's E10 compare to V and MA?
GenteraB de CV's E10 of MXN2.91 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Credit Services company?
A good E10 depends on the Credit Services industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on GenteraB de CV and its competitors. GenteraB de CV's current E10 is MXN2.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GenteraB de CV stock overvalued right now?
Based on GuruFocus' analysis, GenteraB de CV (MEX:GENTERA) is currently considered Modestly Undervalued. The stock's GF Value™ is MXN42.19, compared to a current price of MXN37.90 — trading 10.2% below its estimated fair value. The current E10 is MXN2.91. GenteraB de CV's overall GF Score™ is 73/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For GenteraB de CV (MEX:GENTERA), the current E10 is MXN2.91 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is GenteraB de CV (MEX:GENTERA) Overvalued in 2026?

Based on GuruFocus' analysis, GenteraB de CV stock appears to be undervalued. The current stock price of MXN37.90 is trading 10.2% below its estimated GF Value™ of MXN42.19. GuruFocus considers GenteraB de CV to be Modestly Undervalued.

Key valuation signals for MEX:GENTERA:

  • E10: MXN2.91
  • GF Value™: MXN42.19 vs. price of MXN37.90 (10.2% below fair value)
  • GF Score™: 73/100 with 2 warning signs

No single metric tells the full story. See the MEX:GENTERA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


GenteraB de CV Business Description

Other Exchanges CMPRF:USA
Address Av. Insurgentes Sur No. 1458, Colonia Actipan, Del. Benito Juarez, Mexico, MEX, MEX, 03230
Gentera SAB de CV is a Mexican financial services company. Gentera's core activities include loans, credits, saving accounts, insurance policies, administration services, and payment operations. The company is present in Mexico, Guatemala, Peru, and the United States through subsidiaries including Compartamos Banco, a microfinancing bank; Pagos Intermex SA de CV, a financial transaction intermediary; Aterna, an insurance intermediary; and Yastas, a payments and financial transactions provider.
73GF Score

Get the complete analysis for MEX:GENTERA

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN37.90
Price
MXN42.19
GF Value