MTPOF (Metropolitan Bank & Trust Co) Cyclically Adjusted Book per Share: $1.49 (As of Mar. 2026)


MTPOF Metropolitan Bank & Trust Co MTPOF
75 GF Score
Price $1.15
GF Value $1.37
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Metropolitan Bank & Trust Co Cyclically Adjusted Book per Share?

Metropolitan Bank & Trust Co MTPOF -2.95% 75 Cyclically Adjusted Book per Share is $1.49 as of Mar. 2026. GuruFocus rates MTPOF with a GF Score™ of 75/100 and a GF Value™ of $1.37 (Modestly Undervalued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Metropolitan Bank & Trust Co's adjusted book value per share for the three months ended in Mar. 2026 was $1.433. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $1.49 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Metropolitan Bank & Trust Co's average Cyclically Adjusted Book Growth Rate was 5.80% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 6.10% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 8.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Metropolitan Bank & Trust Co was 11.00% per year. The lowest was 6.10% per year. And the median was 9.55% per year.

As of today (2026-07-05), Metropolitan Bank & Trust Co's current stock price is $1.15. Metropolitan Bank & Trust Co's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was $1.49. Metropolitan Bank & Trust Co's Cyclically Adjusted PB Ratio of today is 0.77.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Metropolitan Bank & Trust Co was 2.24. The lowest was 0.65. And the median was 0.91.


Metropolitan Bank & Trust Co  (OTCPK:MTPOF) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Metropolitan Bank & Trust Co's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=1.15/1.49
=0.77

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Metropolitan Bank & Trust Co was 2.24. The lowest was 0.65. And the median was 0.91.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Metropolitan Bank & Trust Co Cyclically Adjusted Book per Share Related Terms


Metropolitan Bank & Trust Co Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Metropolitan Bank & Trust Co's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Metropolitan Bank & Trust Co Cyclically Adjusted Book per Share Chart

Metropolitan Bank & Trust Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.05 1.17 1.32 1.26 1.47

Metropolitan Bank & Trust Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.45 1.50 1.37 1.47 1.49

Metropolitan Bank & Trust Co Cyclically Adjusted Book per Share Competitor Comparison

For the Banks - Regional subindustry, Metropolitan Bank & Trust Co's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Metropolitan Bank & Trust Co Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Metropolitan Bank & Trust Co's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Metropolitan Bank & Trust Co's Cyclically Adjusted PB Ratio falls into.


MTPOF
75GF Score
Metropolitan Bank & Trust Co MTPOF
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Metropolitan Bank & Trust Co Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Metropolitan Bank & Trust Co's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1.433/330.2130*330.2130
=1.433

Current CPI (Mar. 2026) = 330.2130.

Metropolitan Bank & Trust Co Quarterly Data

Book Value per Share CPI Adj_Book
201606 0.859 241.018 1.177
201609 0.873 241.428 1.194
201612 0.849 241.432 1.161
201703 0.867 243.801 1.174
201706 0.890 244.955 1.200
201709 0.910 246.819 1.217
201712 0.842 246.524 1.128
201803 0.936 249.554 1.239
201806 0.977 251.989 1.280
201809 1.003 252.439 1.312
201812 1.023 251.233 1.345
201903 1.044 254.202 1.356
201906 1.072 256.143 1.382
201909 1.102 256.759 1.417
201912 1.119 256.974 1.438
202003 1.101 258.115 1.409
202006 1.166 257.797 1.494
202009 1.156 260.280 1.467
202012 1.172 260.474 1.486
202103 1.108 264.877 1.381
202106 1.132 271.696 1.376
202109 1.147 274.310 1.381
202112 1.152 278.802 1.364
202203 1.098 287.504 1.261
202206 1.097 296.311 1.223
202209 1.117 296.808 1.243
202212 1.152 296.797 1.282
202303 1.157 301.836 1.266
202306 1.192 305.109 1.290
202309 1.237 307.789 1.327
202312 1.289 306.746 1.388
202403 1.250 312.332 1.322
202406 1.284 314.175 1.350
202409 1.374 315.301 1.439
202412 1.394 315.605 1.459
202503 1.364 319.799 1.408
202506 1.412 322.561 1.445
202509 1.474 324.800 1.499
202512 1.525 324.054 1.554
202603 1.433 330.213 1.433

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of $1.49 mean?
Metropolitan Bank & Trust Co (MTPOF) has a Cyclically Adjusted Book per Share of $1.49 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Metropolitan Bank & Trust Co and its competitors.
Is Metropolitan Bank & Trust Co's Cyclically Adjusted Book per Share too high?
Metropolitan Bank & Trust Co's current Cyclically Adjusted Book per Share is $1.49. Overall, Metropolitan Bank & Trust Co has a GF Score™ of 75/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Metropolitan Bank & Trust Co's Cyclically Adjusted Book per Share compare to competitors?
Metropolitan Bank & Trust Co's Cyclically Adjusted Book per Share of $1.49 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Metropolitan Bank & Trust Co and its competitors. Metropolitan Bank & Trust Co's current Cyclically Adjusted Book per Share is $1.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Metropolitan Bank & Trust Co stock overvalued right now?
Based on GuruFocus' analysis, Metropolitan Bank & Trust Co (MTPOF) is currently considered Modestly Undervalued. The stock's GF Value™ is $1.37, compared to a current price of $1.15 — trading 16.1% below its estimated fair value. The current Cyclically Adjusted Book per Share is $1.49. Metropolitan Bank & Trust Co's overall GF Score™ is 75/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Metropolitan Bank & Trust Co (MTPOF), the current Cyclically Adjusted Book per Share is $1.49 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Metropolitan Bank & Trust Co (MTPOF) Overvalued in 2026?

Based on GuruFocus' analysis, Metropolitan Bank & Trust Co stock appears to be undervalued. The current stock price of $1.15 is trading 16.1% below its estimated GF Value™ of $1.37. GuruFocus considers Metropolitan Bank & Trust Co to be Modestly Undervalued.

Key valuation signals for MTPOF:

  • Cyclically Adjusted Book per Share: $1.49
  • GF Value™: $1.37 vs. price of $1.15 (16.1% below fair value)
  • GF Score™: 75/100 with 2 warning signs

No single metric tells the full story. See the MTPOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Metropolitan Bank & Trust Co Business Description

Other Exchanges MTPOY:USAMBT:Philippines
Address GT Tower International, 6813 Ayala Avenue, corner H.V, Dela Costa St., Brgy. Bel-Air, Makati, PHL, 1227
Metropolitan Bank & Trust Co is a Filipino bank that provides a diverse range of banking and collateral services. The company has different segments namely Consumer Banking, Corporate Banking, Investment Banking, Treasury, Branch Banking and Others. It derives maximum revenue from Corporate Banking. The Group operates in Philippines, Asia other than Philippines, USA and Europe.
75GF Score

Get the complete analysis for MTPOF

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.15
Price
$1.37
GF Value