What is Metropolitan Bank & Trust Co Net Margin %?
Metropolitan Bank & Trust CoMTPOF +0.88%78 Net Margin % is 31.11% as of Mar. 2026, which is 23% above its 10-year median of 25.25. GuruFocus rates MTPOF with a GF Score™ of 78/100 and a GF Value™ of $1.42 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,527 Banks companies, Metropolitan Bank & Trust Co ranks better than 66.54% on this metric.
The historical rank and industry rank for Metropolitan Bank & Trust Co's Net Margin % or its related term are showing as below:
MTPOF'
s Net Margin % Range Over the Past 10 Years
Min: 11.41 Med: 25.25 Max: 33.85
Current: 31.61
MTPOF's Net Margin % is ranked better than 66.54% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs MTPOF: 31.61
Metropolitan Bank & Trust Co (OTCPK:MTPOF) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Metropolitan Bank & Trust Co Net Margin % Related Terms
Metropolitan Bank & Trust Co Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Metropolitan Bank & Trust Co Net Margin % Competitor Comparison
For the Banks - Regional subindustry, Metropolitan Bank & Trust Co's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Metropolitan Bank & Trust Co Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Metropolitan Bank & Trust Co's Net Margin % distribution charts can be found below:
* The bar in red indicates where Metropolitan Bank & Trust Co's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Metropolitan Bank & Trust Co (MTPOF) has a Net Margin % of 31.11% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Metropolitan Bank & Trust Co and its competitors. This is 23% above median its historical median of 25.25. Over the past decade, Metropolitan Bank & Trust Co's Net Margin % has ranged from 11.41 to 33.85. According to the industry distribution chart, Metropolitan Bank & Trust Co ranks #511 out of 1527 companies in the Banks industry, placing it in the top 33.5%.
Is Metropolitan Bank & Trust Co's Net Margin % too high?
Metropolitan Bank & Trust Co's current Net Margin % of 31.11% is 23% above median its 10-year median of 25.25. Over the past 10 years, this metric has ranged from a low of 11.41 to a high of 33.85. The Banks industry median Net Margin % is 26.95. Metropolitan Bank & Trust Co's value of 31.11% is 15.4% above this industry median. Based on the distribution chart, Metropolitan Bank & Trust Co ranks #511 out of 1527 companies in the Banks industry, which is above the industry midpoint. Overall, Metropolitan Bank & Trust Co has a GF Score™ of 78/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Metropolitan Bank & Trust Co's Net Margin % compare to competitors?
According to the Banks industry distribution chart, Metropolitan Bank & Trust Co ranks #511 out of 1527 companies for Net Margin %. This puts Metropolitan Bank & Trust Co in the upper half of its industry. The industry median Net Margin % is 26.95. Metropolitan Bank & Trust Co's value of 31.11% is 15.4% above this benchmark. Historically, Metropolitan Bank & Trust Co's own Net Margin % has ranged from 11.41 to 33.85 over the past decade. While the company's 10-year median is 25.25 vs. the industry median of 26.95, Metropolitan Bank & Trust Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Metropolitan Bank & Trust Co's current Net Margin % of 31.11% is 15.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Metropolitan Bank & Trust Co and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Metropolitan Bank & Trust Co's current Net Margin % is 31.11%, which is 23% above median its own 10-year median of 25.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Metropolitan Bank & Trust Co stock overvalued right now?
Based on GuruFocus' analysis, Metropolitan Bank & Trust Co (MTPOF) is currently considered Modestly Undervalued. The stock's GF Value™ is $1.42, compared to a current price of $1.15 — trading 19% below its estimated fair value. The current Net Margin % is 31.11%, which is 23% above median its 10-year median of 25.25 and 15.4% above the Banks industry median of 26.95. Metropolitan Bank & Trust Co's overall GF Score™ is 78/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Metropolitan Bank & Trust Co (MTPOF), the current Net Margin % is 31.11% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Metropolitan Bank & Trust Co (MTPOF) Overvalued in 2026?
Based on GuruFocus' analysis, Metropolitan Bank & Trust Co stock appears to be undervalued.
The current stock price of $1.15 is trading 19% below its estimated GF Value™ of $1.42.
GuruFocus considers Metropolitan Bank & Trust Co to be Modestly Undervalued.
Key valuation signals for MTPOF:
Net Margin %: 31.11% (23% above median its 10-year median of 25.25)
GF Value™: $1.42 vs. price of $1.15 (19% below fair value)
Industry Position: 15.4% above the Banks median (#511 of 1527)
No single metric tells the full story. See the MTPOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Metropolitan Bank & Trust Co is a Filipino bank that provides a diverse range of banking and collateral services. The company has different segments namely Consumer Banking, Corporate Banking, Investment Banking, Treasury, Branch Banking and Others. It derives maximum revenue from Corporate Banking. The Group operates in Philippines, Asia other than Philippines, USA and Europe.
78GF Score
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