Metropolitan Bank & Trust CoMTPOF +0.88%78 Pretax Margin % is 39.47% as of Mar. 2026, which is 10% above its 10-year median of 35.87. GuruFocus rates MTPOF with a GF Score™ of 78/100 and a GF Value™ of $1.42 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,527 Banks companies, Metropolitan Bank & Trust Co ranks better than 67.58% on this metric.
The historical rank and industry rank for Metropolitan Bank & Trust Co's Pretax Margin % or its related term are showing as below:
MTPOF'
s Pretax Margin % Range Over the Past 10 Years
Min: 17.34 Med: 35.87 Max: 42.61
Current: 41.82
MTPOF's Pretax Margin % is ranked better than 67.58% of 1527
companies
in the Banks industry
Industry Median: 34.88
vs MTPOF: 41.82
Metropolitan Bank & Trust Co (OTCPK:MTPOF) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Metropolitan Bank & Trust Co Pretax Margin % Related Terms
Metropolitan Bank & Trust Co Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Metropolitan Bank & Trust Co Pretax Margin % Chart
Metropolitan Bank & Trust Co Pretax Margin % Competitor Comparison
For the Banks - Regional subindustry, Metropolitan Bank & Trust Co's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Metropolitan Bank & Trust Co Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Metropolitan Bank & Trust Co's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Metropolitan Bank & Trust Co's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Metropolitan Bank & Trust Co (MTPOF) has a Pretax Margin % of 39.47% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Metropolitan Bank & Trust Co and its competitors. This is 10% above median its historical median of 35.87. Over the past decade, Metropolitan Bank & Trust Co's Pretax Margin % has ranged from 17.34 to 42.61. According to the industry distribution chart, Metropolitan Bank & Trust Co ranks #495 out of 1527 companies in the Banks industry, placing it in the top 32.4%.
Is Metropolitan Bank & Trust Co's Pretax Margin % too high?
Metropolitan Bank & Trust Co's current Pretax Margin % of 39.47% is 10% above median its 10-year median of 35.87. Over the past 10 years, this metric has ranged from a low of 17.34 to a high of 42.61. The Banks industry median Pretax Margin % is 34.88. Metropolitan Bank & Trust Co's value of 39.47% is 13.2% above this industry median. Based on the distribution chart, Metropolitan Bank & Trust Co ranks #495 out of 1527 companies in the Banks industry, which is above the industry midpoint. Overall, Metropolitan Bank & Trust Co has a GF Score™ of 78/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Metropolitan Bank & Trust Co's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, Metropolitan Bank & Trust Co ranks #495 out of 1527 companies for Pretax Margin %. This puts Metropolitan Bank & Trust Co in the upper half of its industry. The industry median Pretax Margin % is 34.88. Metropolitan Bank & Trust Co's value of 39.47% is 13.2% above this benchmark. Historically, Metropolitan Bank & Trust Co's own Pretax Margin % has ranged from 17.34 to 42.61 over the past decade. While the company's 10-year median is 35.87 vs. the industry median of 34.88, Metropolitan Bank & Trust Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.88, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Metropolitan Bank & Trust Co's current Pretax Margin % of 39.47% is 13.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Metropolitan Bank & Trust Co and its competitors. For the Banks industry, the median Pretax Margin % is 34.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Metropolitan Bank & Trust Co's current Pretax Margin % is 39.47%, which is 10% above median its own 10-year median of 35.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Metropolitan Bank & Trust Co stock overvalued right now?
Based on GuruFocus' analysis, Metropolitan Bank & Trust Co (MTPOF) is currently considered Modestly Undervalued. The stock's GF Value™ is $1.42, compared to a current price of $1.15 — trading 19% below its estimated fair value. The current Pretax Margin % is 39.47%, which is 10% above median its 10-year median of 35.87 and 13.2% above the Banks industry median of 34.88. Metropolitan Bank & Trust Co's overall GF Score™ is 78/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Metropolitan Bank & Trust Co (MTPOF), the current Pretax Margin % is 39.47% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Metropolitan Bank & Trust Co (MTPOF) Overvalued in 2026?
Based on GuruFocus' analysis, Metropolitan Bank & Trust Co stock appears to be undervalued.
The current stock price of $1.15 is trading 19% below its estimated GF Value™ of $1.42.
GuruFocus considers Metropolitan Bank & Trust Co to be Modestly Undervalued.
Key valuation signals for MTPOF:
Pretax Margin %: 39.47% (10% above median its 10-year median of 35.87)
GF Value™: $1.42 vs. price of $1.15 (19% below fair value)
Industry Position: 13.2% above the Banks median (#495 of 1527)
No single metric tells the full story. See the MTPOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Metropolitan Bank & Trust Co is a Filipino bank that provides a diverse range of banking and collateral services. The company has different segments namely Consumer Banking, Corporate Banking, Investment Banking, Treasury, Branch Banking and Others. It derives maximum revenue from Corporate Banking. The Group operates in Philippines, Asia other than Philippines, USA and Europe.
78GF Score
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