Metropolitan Bank & Trust CoMTPOF +0.84%78 5-Year Yield-on-Cost % is 15.05 as of Jun. 30, 2026, which is 105% above its 10-year median of 7.35. GuruFocus rates MTPOF with a GF Scoreâ„¢ of 78/100 and a GF Valueâ„¢ of $1.42 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,256 Banks companies, Metropolitan Bank & Trust Co ranks better than 92.99% on this metric.
The historical rank and industry rank for Metropolitan Bank & Trust Co's 5-Year Yield-on-Cost % or its related term are showing as below:
MTPOF'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 3.2 Med: 7.35 Max: 16.99
Current: 15.05
During the past 13 years, Metropolitan Bank & Trust Co's highest Yield on Cost was 16.99. The lowest was 3.20. And the median was 7.35.
MTPOF's 5-Year Yield-on-Cost % is ranked better than 92.99% of 1256
companies
in the Banks industry
Industry Median: 3.96
vs MTPOF: 15.05
Metropolitan Bank & Trust Co (OTCPK:MTPOF) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Metropolitan Bank & Trust Co 5-Year Yield-on-Cost % Related Terms
Metropolitan Bank & Trust Co 5-Year Yield-on-Cost % Competitor Comparison
For the Banks - Regional subindustry, Metropolitan Bank & Trust Co's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Metropolitan Bank & Trust Co 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Metropolitan Bank & Trust Co's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Metropolitan Bank & Trust Co's 5-Year Yield-on-Cost % falls into.
Metropolitan Bank & Trust Co 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Metropolitan Bank & Trust Co (MTPOF) has a 5-Year Yield-on-Cost % of 15.05 as of Jun. 30, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Metropolitan Bank & Trust Co and its competitors. This is 105% above median its historical median of 7.35. Over the past decade, Metropolitan Bank & Trust Co's 5-Year Yield-on-Cost % has ranged from 3.20 to 16.99. According to the industry distribution chart, Metropolitan Bank & Trust Co ranks #88 out of 1256 companies in the Banks industry, placing it in the top 7%.
Is Metropolitan Bank & Trust Co's 5-Year Yield-on-Cost % too high?
Metropolitan Bank & Trust Co's current 5-Year Yield-on-Cost % of 15.05 is 105% above median its 10-year median of 7.35. Over the past 10 years, this metric has ranged from a low of 3.20 to a high of 16.99. The Banks industry median 5-Year Yield-on-Cost % is 3.96. Metropolitan Bank & Trust Co's value of 15.05 is 280.1% above this industry median. Based on the distribution chart, Metropolitan Bank & Trust Co ranks #88 out of 1256 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Metropolitan Bank & Trust Co has a GF Score™ of 78/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Metropolitan Bank & Trust Co's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, Metropolitan Bank & Trust Co ranks #88 out of 1256 companies for 5-Year Yield-on-Cost %. This places Metropolitan Bank & Trust Co in the top 7% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.96. Metropolitan Bank & Trust Co's value of 15.05 is 280.1% above this benchmark. Historically, Metropolitan Bank & Trust Co's own 5-Year Yield-on-Cost % has ranged from 3.20 to 16.99 over the past decade. While the company's 10-year median is 7.35 vs. the industry median of 3.96, Metropolitan Bank & Trust Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.96, based on 1,256 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Metropolitan Bank & Trust Co's current 5-Year Yield-on-Cost % of 15.05 is 280.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Metropolitan Bank & Trust Co and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.96 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Metropolitan Bank & Trust Co's current 5-Year Yield-on-Cost % is 15.05, which is 105% above median its own 10-year median of 7.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Metropolitan Bank & Trust Co stock overvalued right now?
Based on GuruFocus' analysis, Metropolitan Bank & Trust Co (MTPOF) is currently considered Modestly Undervalued. The stock's GF Value™ is $1.42, compared to a current price of $1.20 — trading 15.5% below its estimated fair value. The current 5-Year Yield-on-Cost % is 15.05, which is 105% above median its 10-year median of 7.35 and 280.1% above the Banks industry median of 3.96. Metropolitan Bank & Trust Co's overall GF Score™ is 78/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Metropolitan Bank & Trust Co (MTPOF), the current 5-Year Yield-on-Cost % is 15.05 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Metropolitan Bank & Trust Co (MTPOF) Overvalued in 2026?
Based on GuruFocus' analysis, Metropolitan Bank & Trust Co stock appears to be undervalued.
The current stock price of $1.20 is trading 15.5% below its estimated GF Value™ of $1.42.
GuruFocus considers Metropolitan Bank & Trust Co to be Modestly Undervalued.
Key valuation signals for MTPOF:
5-Year Yield-on-Cost %: 15.05 (105% above median its 10-year median of 7.35)
GF Value™: $1.42 vs. price of $1.20 (15.5% below fair value)
Industry Position: 280.1% above the Banks median (#88 of 1256)
No single metric tells the full story. See the MTPOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Metropolitan Bank & Trust Co is a Filipino bank that provides a diverse range of banking and collateral services. The company has different segments namely Consumer Banking, Corporate Banking, Investment Banking, Treasury, Branch Banking and Others. It derives maximum revenue from Corporate Banking. The Group operates in Philippines, Asia other than Philippines, USA and Europe.
78GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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