Saudi Investment Bank (SAU:1030) Cyclically Adjusted Book per Share: ﷼15.51 (As of Mar. 2026)

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SAU:1030 Saudi Investment Bank SAU:1030
83 GF Score
Price ﷼13.93
GF Value ﷼15.35
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is Saudi Investment Bank Cyclically Adjusted Book per Share?

Saudi Investment Bank SAU:1030 +1.68% 83 Cyclically Adjusted Book per Share is ﷼15.51 as of Mar. 2026. GuruFocus rates SAU:1030 with a GF Score™ of 83/100 and a GF Value™ of ﷼15.35 (Fairly Valued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Saudi Investment Bank's adjusted book value per share for the three months ended in Mar. 2026 was ﷼18.311. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is ﷼15.51 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Saudi Investment Bank's average Cyclically Adjusted Book Growth Rate was 6.50% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 5.50% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 7.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Saudi Investment Bank was 9.30% per year. The lowest was 5.50% per year. And the median was 6.80% per year.

As of today (2026-07-23), Saudi Investment Bank's current stock price is ﷼13.93. Saudi Investment Bank's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was ﷼15.51. Saudi Investment Bank's Cyclically Adjusted PB Ratio of today is 0.90.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Saudi Investment Bank was 1.52. The lowest was 0.78. And the median was 0.95.


Saudi Investment Bank  (SAU:1030) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Saudi Investment Bank's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=13.93/15.51
=0.90

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Saudi Investment Bank was 1.52. The lowest was 0.78. And the median was 0.95.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Saudi Investment Bank Cyclically Adjusted Book per Share Related Terms


Saudi Investment Bank Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Saudi Investment Bank's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Saudi Investment Bank Cyclically Adjusted Book per Share Chart

Saudi Investment Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.72 12.87 13.63 14.29 15.10

Saudi Investment Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14.57 14.80 15.01 15.10 15.51

SAU:1030 vs PNC, USB: Cyclically Adjusted Book per Share Comparison

For the Banks - Regional subindustry, Saudi Investment Bank's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Saudi Investment Bank Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Saudi Investment Bank's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Saudi Investment Bank's Cyclically Adjusted PB Ratio falls into.


SAU:1030
83GF Score
Saudi Investment Bank SAU:1030
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Saudi Investment Bank Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Saudi Investment Bank's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=18.311/330.2130*330.2130
=18.311

Current CPI (Mar. 2026) = 330.2130.

Saudi Investment Bank Quarterly Data

Book Value per Share CPI Adj_Book
201606 9.483 241.018 12.992
201609 9.908 241.428 13.552
201612 10.669 241.432 14.592
201703 10.973 243.801 14.862
201706 11.898 244.955 16.039
201709 11.224 246.819 15.016
201712 11.426 246.524 15.305
201803 11.780 249.554 15.587
201806 11.612 251.989 15.217
201809 12.358 252.439 16.165
201812 11.597 251.233 15.243
201903 12.037 254.202 15.636
201906 11.679 256.143 15.056
201909 12.076 256.759 15.531
201912 12.117 256.974 15.570
202003 10.806 258.115 13.824
202006 12.318 257.797 15.778
202009 12.809 260.280 16.251
202012 13.262 260.474 16.813
202103 13.313 264.877 16.597
202106 12.417 271.696 15.091
202109 13.354 274.310 16.075
202112 13.044 278.802 15.449
202203 12.405 287.504 14.248
202206 13.381 296.311 14.912
202209 13.207 296.808 14.693
202212 13.432 296.797 14.944
202303 13.427 301.836 14.689
202306 13.356 305.109 14.455
202309 13.231 307.789 14.195
202312 13.788 306.746 14.843
202403 13.825 312.332 14.616
202406 14.011 314.175 14.726
202409 14.279 315.301 14.954
202412 16.918 315.605 17.701
202503 16.686 319.799 17.229
202506 17.009 322.561 17.412
202509 17.433 324.800 17.724
202512 17.986 324.054 18.328
202603 18.311 330.213 18.311

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of ﷼15.51 mean?
Saudi Investment Bank (SAU:1030) has a Cyclically Adjusted Book per Share of ﷼15.51 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Saudi Investment Bank and its competitors.
Is Saudi Investment Bank's Cyclically Adjusted Book per Share too high?
Saudi Investment Bank's current Cyclically Adjusted Book per Share is ﷼15.51. Overall, Saudi Investment Bank has a GF Score™ of 83/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Saudi Investment Bank's Cyclically Adjusted Book per Share compare to PNC and USB?
Saudi Investment Bank's Cyclically Adjusted Book per Share of ﷼15.51 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Saudi Investment Bank and its competitors. Saudi Investment Bank's current Cyclically Adjusted Book per Share is ﷼15.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Saudi Investment Bank stock overvalued right now?
Based on GuruFocus' analysis, Saudi Investment Bank (SAU:1030) is currently considered Fairly Valued. The stock's GF Value™ is ﷼15.35, compared to a current price of ﷼13.93 — trading 9.3% below its estimated fair value. The current Cyclically Adjusted Book per Share is ﷼15.51. Saudi Investment Bank's overall GF Score™ is 83/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Saudi Investment Bank (SAU:1030), the current Cyclically Adjusted Book per Share is ﷼15.51 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Saudi Investment Bank (SAU:1030) Overvalued in 2026?

Based on GuruFocus' analysis, Saudi Investment Bank stock appears to be undervalued. The current stock price of ﷼13.93 is trading 9.3% below its estimated GF Value™ of ﷼15.35. GuruFocus considers Saudi Investment Bank to be Fairly Valued.

Key valuation signals for SAU:1030:

  • Cyclically Adjusted Book per Share: ﷼15.51
  • GF Value™: ﷼15.35 vs. price of ﷼13.93 (9.3% below fair value)
  • GF Score™: 83/100 with 2 warning signs

No single metric tells the full story. See the SAU:1030 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Saudi Investment Bank Business Description

Address P.O.Box 3533, Riyadh, SAU, 11481
Saudi Investment Bank provides wholesale, retail, and commercial banking products and services throughout the Kingdom of Saudi Arabia. It operates through retail banking, corporate banking, treasury and investments, asset management, brokerage, and other segments. Business activity of the bank includes offering loans and other credit products for individuals, corporations, and small to medium-sized businesses. In addition, it also provides a money market, investments, and other treasury services.
83GF Score

Get the complete analysis for SAU:1030

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼13.93
Price
﷼15.35
GF Value