Saudi Investment BankSAU:1030 +1.90%82 Net Margin % is 49.17% as of Mar. 2026, which is 9% above its 10-year median of 45.27. GuruFocus rates SAU:1030 with a GF Score™ of 82/100 and a GF Value™ of ﷼15.43 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,528 Banks companies, Saudi Investment Bank ranks better than 94.96% on this metric.
The historical rank and industry rank for Saudi Investment Bank's Net Margin % or its related term are showing as below:
SAU:1030'
s Net Margin % Range Over the Past 10 Years
Min: 8.36 Med: 45.27 Max: 55.3
Current: 51.16
SAU:1030's Net Margin % is ranked better than 94.96% of 1528
companies
in the Banks industry
Industry Median: 26.845
vs SAU:1030: 51.16
Saudi Investment Bank (SAU:1030) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Saudi Investment Bank Net Margin % Related Terms
Saudi Investment Bank Net Margin % Historical Data
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The historical data trend for Saudi Investment Bank's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Saudi Investment Bank's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Saudi Investment Bank Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Saudi Investment Bank's Net Margin % distribution charts can be found below:
* The bar in red indicates where Saudi Investment Bank's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Saudi Investment Bank (SAU:1030) has a Net Margin % of 49.17% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Saudi Investment Bank and its competitors. This is near median its historical median of 45.27. Over the past decade, Saudi Investment Bank's Net Margin % has ranged from 8.36 to 55.30. According to the industry distribution chart, Saudi Investment Bank ranks #77 out of 1528 companies in the Banks industry, placing it in the top 5%.
Is Saudi Investment Bank's Net Margin % too high?
Saudi Investment Bank's current Net Margin % of 49.17% is near median its 10-year median of 45.27. Over the past 10 years, this metric has ranged from a low of 8.36 to a high of 55.30. The Banks industry median Net Margin % is 26.85. Saudi Investment Bank's value of 49.17% is 83.2% above this industry median. Based on the distribution chart, Saudi Investment Bank ranks #77 out of 1528 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Saudi Investment Bank has a GF Score™ of 82/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Saudi Investment Bank's Net Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Saudi Investment Bank ranks #77 out of 1528 companies for Net Margin %. This places Saudi Investment Bank in the top 5% of its industry — outperforming the majority of peers. The industry median Net Margin % is 26.85. Saudi Investment Bank's value of 49.17% is 83.2% above this benchmark. Historically, Saudi Investment Bank's own Net Margin % has ranged from 8.36 to 55.30 over the past decade. While the company's 10-year median is 45.27 vs. the industry median of 26.85, Saudi Investment Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.85, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Saudi Investment Bank's current Net Margin % of 49.17% is 83.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Saudi Investment Bank and its competitors. For the Banks industry, the median Net Margin % is 26.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Saudi Investment Bank's current Net Margin % is 49.17%, which is near median its own 10-year median of 45.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Saudi Investment Bank stock overvalued right now?
Based on GuruFocus' analysis, Saudi Investment Bank (SAU:1030) is currently considered Modestly Undervalued. The stock's GF Value™ is ﷼15.43, compared to a current price of ﷼13.42 — trading 13% below its estimated fair value. The current Net Margin % is 49.17%, which is near median its 10-year median of 45.27 and 83.2% above the Banks industry median of 26.85. Saudi Investment Bank's overall GF Score™ is 82/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Saudi Investment Bank (SAU:1030), the current Net Margin % is 49.17% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Saudi Investment Bank (SAU:1030) Overvalued in 2026?
Based on GuruFocus' analysis, Saudi Investment Bank stock appears to be undervalued.
The current stock price of ﷼13.42 is trading 13% below its estimated GF Value™ of ﷼15.43.
GuruFocus considers Saudi Investment Bank to be Modestly Undervalued.
Key valuation signals for SAU:1030:
Net Margin %: 49.17% (near median its 10-year median of 45.27)
GF Value™: ﷼15.43 vs. price of ﷼13.42 (13% below fair value)
Industry Position: 83.2% above the Banks median (#77 of 1528)
No single metric tells the full story. See the SAU:1030 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Saudi Investment Bank provides wholesale, retail, and commercial banking products and services throughout the Kingdom of Saudi Arabia. It operates through retail banking, corporate banking, treasury and investments, asset management, brokerage, and other segments. Business activity of the bank includes offering loans and other credit products for individuals, corporations, and small to medium-sized businesses. In addition, it also provides a money market, investments, and other treasury services.
82GF Score
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