Saudi Investment Bank (SAU:1030) PEG Ratio: 1.19 (As of Jul. 26, 2026) — 56% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SAU:1030 Saudi Investment Bank SAU:1030
83 GF Score
Price ﷼13.86
GF Value ﷼15.34
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is Saudi Investment Bank PEG Ratio?

Saudi Investment Bank SAU:1030 -0.50% 83 PEG Ratio is 1.19 as of Jul. 26, 2026, which is 56% below its 10-year median of 2.71. GuruFocus rates SAU:1030 with a GF Score™ of 83/100 and a GF Value™ of ﷼15.34 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,232 Banks companies, Saudi Investment Bank ranks better than 60.06% on this metric.

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, Saudi Investment Bank's PE Ratio without NRI is 8.20. Saudi Investment Bank's 5-Year Book Value growth rate is 6.90%. Therefore, Saudi Investment Bank's PEG Ratio for today is 1.19.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for Saudi Investment Bank's PEG Ratio or its related term are showing as below:

SAU:1030' s PEG Ratio Range Over the Past 10 Years
Min: 0.63   Med: 2.71   Max: 17.08
Current: 1.19


During the past 13 years, Saudi Investment Bank's highest PEG Ratio was 17.08. The lowest was 0.63. And the median was 2.71.


SAU:1030's PEG Ratio is ranked better than
60.06% of 1232 companies
in the Banks industry
Industry Median: 1.55 vs SAU:1030: 1.19

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


Saudi Investment Bank  (SAU:1030) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


Saudi Investment Bank PEG Ratio Related Terms


Saudi Investment Bank PEG Ratio Historical Data

* Premium members only.

The historical data trend for Saudi Investment Bank's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Saudi Investment Bank PEG Ratio Chart

Saudi Investment Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.28 4.06 3.03 2.37 1.20

Saudi Investment Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.97 2.03 1.76 1.20 1.04

SAU:1030 vs PNC, USB: PEG Ratio Comparison

For the Banks - Regional subindustry, Saudi Investment Bank's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Saudi Investment Bank PEG Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Saudi Investment Bank's PEG Ratio distribution charts can be found below:

* The bar in red indicates where Saudi Investment Bank's PEG Ratio falls into.


SAU:1030
83GF Score
Saudi Investment Bank SAU:1030
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Saudi Investment Bank PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

Saudi Investment Bank's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=8.2011834319527/6.90
=1.19

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 1.19 mean?
Saudi Investment Bank (SAU:1030) has a PEG Ratio of 1.19 as of Jul. 26, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Saudi Investment Bank and its competitors. This is 56% below median its historical median of 2.71. Over the past decade, Saudi Investment Bank's PEG Ratio has ranged from 0.63 to 17.08. According to the industry distribution chart, Saudi Investment Bank ranks #492 out of 1232 companies in the Banks industry, placing it in the top 39.9%.
Is Saudi Investment Bank's PEG Ratio too high?
Saudi Investment Bank's current PEG Ratio of 1.19 is 56% below median its 10-year median of 2.71. Over the past 10 years, this metric has ranged from a low of 0.63 to a high of 17.08. The Banks industry median PEG Ratio is 1.55. Saudi Investment Bank's value of 1.19 is 23.2% below this industry median. Based on the distribution chart, Saudi Investment Bank ranks #492 out of 1232 companies in the Banks industry, which is above the industry midpoint. Overall, Saudi Investment Bank has a GF Score™ of 83/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Saudi Investment Bank's PEG Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Saudi Investment Bank ranks #492 out of 1232 companies for PEG Ratio. This puts Saudi Investment Bank in the upper half of its industry. The industry median PEG Ratio is 1.55. Saudi Investment Bank's value of 1.19 is 23.2% below this benchmark. Historically, Saudi Investment Bank's own PEG Ratio has ranged from 0.63 to 17.08 over the past decade. While the company's 10-year median is 2.71 vs. the industry median of 1.55, Saudi Investment Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.55, based on 1,232 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Saudi Investment Bank's current PEG Ratio of 1.19 is 23.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Saudi Investment Bank and its competitors. For the Banks industry, the median PEG Ratio is 1.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Saudi Investment Bank's current PEG Ratio is 1.19, which is 56% below median its own 10-year median of 2.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Saudi Investment Bank stock overvalued right now?
Based on GuruFocus' analysis, Saudi Investment Bank (SAU:1030) is currently considered Modestly Undervalued. The stock's GF Value™ is ﷼15.34, compared to a current price of ﷼13.86 — trading 9.6% below its estimated fair value. The current PEG Ratio is 1.19, which is 56% below median its 10-year median of 2.71 and 23.2% below the Banks industry median of 1.55. Saudi Investment Bank's overall GF Score™ is 83/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Saudi Investment Bank (SAU:1030), the current PEG Ratio is 1.19 as of Jul. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Saudi Investment Bank (SAU:1030) Overvalued in 2026?

Based on GuruFocus' analysis, Saudi Investment Bank stock appears to be undervalued. The current stock price of ﷼13.86 is trading 9.6% below its estimated GF Value™ of ﷼15.34. GuruFocus considers Saudi Investment Bank to be Modestly Undervalued.

Key valuation signals for SAU:1030:

  • PEG Ratio: 1.19 (56% below median its 10-year median of 2.71)
  • GF Value™: ﷼15.34 vs. price of ﷼13.86 (9.6% below fair value)
  • GF Score™: 83/100 with 3 warning signs
  • Industry Position: 23.2% below the Banks median (#492 of 1232)

No single metric tells the full story. See the SAU:1030 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Saudi Investment Bank Business Description

Address P.O.Box 3533, Riyadh, SAU, 11481
Saudi Investment Bank provides wholesale, retail, and commercial banking products and services throughout the Kingdom of Saudi Arabia. It operates through retail banking, corporate banking, treasury and investments, asset management, brokerage, and other segments. Business activity of the bank includes offering loans and other credit products for individuals, corporations, and small to medium-sized businesses. In addition, it also provides a money market, investments, and other treasury services.
83GF Score

Get the complete analysis for SAU:1030

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼13.86
Price
﷼15.34
GF Value