Saudi Investment Bank (SAU:1030) Cyclically Adjusted PS Ratio: 4.56 (As of Aug. 27, 2026) — Near Median

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SAU:1030 Saudi Investment Bank SAU:1030
82 GF Score
Price ﷼14.49
GF Value ﷼15.41
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is Saudi Investment Bank Cyclically Adjusted PS Ratio?

Saudi Investment Bank SAU:1030 +0.35% 82 Cyclically Adjusted PS Ratio is 4.56 as of Aug. 27, 2026, which is 6% below its 10-year median of 4.83. GuruFocus rates SAU:1030 with a GF Score™ of 82/100 and a GF Value™ of ﷼15.41 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,297 Banks companies, Saudi Investment Bank ranks worse than 71.32% on this metric.

As of today (2026-08-27), Saudi Investment Bank's current share price is ﷼14.49. Saudi Investment Bank's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 was ﷼3.18. Saudi Investment Bank's Cyclically Adjusted PS Ratio for today is 4.56.

The historical rank and industry rank for Saudi Investment Bank's Cyclically Adjusted PS Ratio or its related term are showing as below:

SAU:1030' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 3.79   Med: 4.83   Max: 7.97
Current: 4.45

During the past years, Saudi Investment Bank's highest Cyclically Adjusted PS Ratio was 7.97. The lowest was 3.79. And the median was 4.83.

SAU:1030's Cyclically Adjusted PS Ratio is ranked worse than
71.32% of 1297 companies
in the Banks industry
Industry Median: 3.42 vs SAU:1030: 4.45

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Saudi Investment Bank's adjusted revenue per share data for the three months ended in Jun. 2026 was ﷼0.886. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is ﷼3.18 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Saudi Investment Bank  (SAU:1030) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Saudi Investment Bank Cyclically Adjusted PS Ratio Related Terms


Saudi Investment Bank Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Saudi Investment Bank's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Saudi Investment Bank Cyclically Adjusted PS Ratio Chart

Saudi Investment Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.22 5.57 4.76 5.13 4.32

Saudi Investment Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.97 4.82 4.32 4.24 4.22

SAU:1030 vs PNC, USB: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, Saudi Investment Bank's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Saudi Investment Bank Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Saudi Investment Bank's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Saudi Investment Bank's Cyclically Adjusted PS Ratio falls into.


SAU:1030
82GF Score
Saudi Investment Bank SAU:1030
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Saudi Investment Bank Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Saudi Investment Bank's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=14.49/3.18
=4.56

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Saudi Investment Bank's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Saudi Investment Bank's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.886/333.9520*333.9520
=0.886

Current CPI (Jun. 2026) = 333.9520.

Saudi Investment Bank Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 0.375 241.428 0.519
201612 0.385 241.432 0.533
201703 0.500 243.801 0.685
201706 0.522 244.955 0.712
201709 0.515 246.819 0.697
201712 0.506 246.524 0.685
201803 0.535 249.554 0.716
201806 0.544 251.989 0.721
201809 0.563 252.439 0.745
201812 0.567 251.233 0.754
201903 0.610 254.202 0.801
201906 0.610 256.143 0.795
201909 0.656 256.759 0.853
201912 0.642 256.974 0.834
202003 0.637 258.115 0.824
202006 0.634 257.797 0.821
202009 0.630 260.280 0.808
202012 0.603 260.474 0.773
202103 0.544 264.877 0.686
202106 0.608 271.696 0.747
202109 0.580 274.310 0.706
202112 0.570 278.802 0.683
202203 0.574 287.504 0.667
202206 0.618 296.311 0.697
202209 0.687 296.808 0.773
202212 0.747 296.797 0.841
202303 0.770 301.836 0.852
202306 0.795 305.109 0.870
202309 0.806 307.789 0.875
202312 0.791 306.746 0.861
202403 0.796 312.332 0.851
202406 0.818 314.175 0.869
202409 0.863 315.301 0.914
202412 0.856 315.605 0.906
202503 0.842 319.799 0.879
202506 0.858 322.561 0.888
202509 0.839 324.800 0.863
202512 1.293 324.054 1.332
202603 0.846 330.213 0.856
202606 0.886 333.952 0.886

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 4.56 mean?
Saudi Investment Bank (SAU:1030) has a Cyclically Adjusted PS Ratio of 4.56 as of Aug. 27, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Saudi Investment Bank and its competitors. This is near median its historical median of 4.83. Over the past decade, Saudi Investment Bank's Cyclically Adjusted PS Ratio has ranged from 3.79 to 7.97. According to the industry distribution chart, Saudi Investment Bank ranks #925 out of 1297 companies in the Banks industry, placing it in the top 71.3%.
Is Saudi Investment Bank's Cyclically Adjusted PS Ratio too high?
Saudi Investment Bank's current Cyclically Adjusted PS Ratio of 4.56 is near median its 10-year median of 4.83. Over the past 10 years, this metric has ranged from a low of 3.79 to a high of 7.97. The Banks industry median Cyclically Adjusted PS Ratio is 3.42. Saudi Investment Bank's value of 4.56 is 33.3% above this industry median. Based on the distribution chart, Saudi Investment Bank ranks #925 out of 1297 companies in the Banks industry, which is below the industry midpoint. Overall, Saudi Investment Bank has a GF Score™ of 82/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Saudi Investment Bank's Cyclically Adjusted PS Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Saudi Investment Bank ranks #925 out of 1297 companies for Cyclically Adjusted PS Ratio. This places Saudi Investment Bank in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.42. Saudi Investment Bank's value of 4.56 is 33.3% above this benchmark. Historically, Saudi Investment Bank's own Cyclically Adjusted PS Ratio has ranged from 3.79 to 7.97 over the past decade. While the company's 10-year median is 4.83 vs. the industry median of 3.42, Saudi Investment Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.42, based on 1,297 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Saudi Investment Bank's current Cyclically Adjusted PS Ratio of 4.56 is 33.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Saudi Investment Bank and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Saudi Investment Bank's current Cyclically Adjusted PS Ratio is 4.56, which is near median its own 10-year median of 4.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Saudi Investment Bank stock overvalued right now?
Based on GuruFocus' analysis, Saudi Investment Bank (SAU:1030) is currently considered Fairly Valued. The stock's GF Value™ is ﷼15.41, compared to a current price of ﷼14.49 — trading 6% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 4.56, which is near median its 10-year median of 4.83 and 33.3% above the Banks industry median of 3.42. Saudi Investment Bank's overall GF Score™ is 82/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Saudi Investment Bank (SAU:1030), the current Cyclically Adjusted PS Ratio is 4.56 as of Aug. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Saudi Investment Bank (SAU:1030) Overvalued in 2026?

Based on GuruFocus' analysis, Saudi Investment Bank stock appears to be undervalued. The current stock price of ﷼14.49 is trading 6% below its estimated GF Value™ of ﷼15.41. GuruFocus considers Saudi Investment Bank to be Fairly Valued.

Key valuation signals for SAU:1030:

  • Cyclically Adjusted PS Ratio: 4.56 (near median its 10-year median of 4.83)
  • GF Value™: ﷼15.41 vs. price of ﷼14.49 (6% below fair value)
  • GF Score™: 82/100 with 3 warning signs
  • Industry Position: 33.3% above the Banks median (#925 of 1297)

No single metric tells the full story. See the SAU:1030 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Saudi Investment Bank Business Description

Address P.O.Box 3533, Riyadh, SAU, 11481
Saudi Investment Bank provides wholesale, retail, and commercial banking products and services throughout the Kingdom of Saudi Arabia. It operates through retail banking, corporate banking, treasury and investments, asset management, brokerage, and other segments. Business activity of the bank includes offering loans and other credit products for individuals, corporations, and small to medium-sized businesses. In addition, it also provides a money market, investments, and other treasury services.
82GF Score

Get the complete analysis for SAU:1030

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼14.49
Price
﷼15.41
GF Value