Saudi Investment Bank (SAU:1030) OCF Margin %: 296.34% (As of Mar. 2026) — 361% Above Median


SAU:1030 Saudi Investment Bank SAU:1030
83 GF Score
Price ﷼13.31
GF Value ﷼15.43
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Saudi Investment Bank OCF Margin %?

Saudi Investment Bank SAU:1030 -0.37% 83 OCF Margin % is 296.34% as of Mar. 2026, which is 361% above its 10-year median of 64.24. GuruFocus rates SAU:1030 with a GF Score™ of 83/100 and a GF Value™ of ﷼15.43 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,502 Banks companies, Saudi Investment Bank ranks better than 56.86% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Saudi Investment Bank's Cash Flow from Operations for the three months ended in Mar. 2026 was ﷼3,131 Mil. Saudi Investment Bank's Revenue for the three months ended in Mar. 2026 was ﷼1,057 Mil. Therefore, Saudi Investment Bank's OCF Margin % for the quarter that ended in Mar. 2026 was 296.34%.

As of today, Saudi Investment Bank's current OCF Yield % is 9.53%.

The historical rank and industry rank for Saudi Investment Bank's OCF Margin % or its related term are showing as below:

SAU:1030' s OCF Margin % Range Over the Past 10 Years
Min: -92.33   Med: 64.24   Max: 287.67
Current: 33.32


During the past 13 years, the highest OCF Margin % of Saudi Investment Bank was 287.67%. The lowest was -92.33%. And the median was 64.24%.

SAU:1030's OCF Margin % is ranked better than
56.86% of 1502 companies
in the Banks industry
Industry Median: 29.345 vs SAU:1030: 33.32


Saudi Investment Bank OCF Margin % Related Terms


Saudi Investment Bank OCF Margin % Historical Data

* Premium members only.

The historical data trend for Saudi Investment Bank's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Saudi Investment Bank OCF Margin % Chart

Saudi Investment Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 53.15 -92.33 245.92 108.64 29.03

Saudi Investment Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 278.36 -39.74 213.90 -207.69 296.34

SAU:1030 vs PNC, USB: OCF Margin % Comparison

For the Banks - Regional subindustry, Saudi Investment Bank's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Saudi Investment Bank OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Saudi Investment Bank's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Saudi Investment Bank's OCF Margin % falls into.


SAU:1030
83GF Score
Saudi Investment Bank SAU:1030
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Saudi Investment Bank OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Saudi Investment Bank's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=1387.085/4778.483
=29.03 %

Saudi Investment Bank's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=3130.999/1056.574
=296.34 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 296.34% mean?
Saudi Investment Bank (SAU:1030) has a OCF Margin % of 296.34% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Saudi Investment Bank and its competitors. This is 361% above median its historical median of 64.24. According to the industry distribution chart, Saudi Investment Bank ranks #648 out of 1502 companies in the Banks industry, placing it in the top 43.1%.
Is Saudi Investment Bank's OCF Margin % too high?
Saudi Investment Bank's current OCF Margin % of 296.34% is 361% above median its 10-year median of 64.24. The Banks industry median OCF Margin % is 29.35. Saudi Investment Bank's value of 296.34% is 909.8% above this industry median. Based on the distribution chart, Saudi Investment Bank ranks #648 out of 1502 companies in the Banks industry, which is above the industry midpoint. Overall, Saudi Investment Bank has a GF Score™ of 83/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Saudi Investment Bank's OCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Saudi Investment Bank ranks #648 out of 1502 companies for OCF Margin %. This puts Saudi Investment Bank in the upper half of its industry. The industry median OCF Margin % is 29.35. Saudi Investment Bank's value of 296.34% is 909.8% above this benchmark. While the company's 10-year median is 64.24 vs. the industry median of 29.35, Saudi Investment Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.35, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Saudi Investment Bank's current OCF Margin % of 296.34% is 909.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Saudi Investment Bank and its competitors. For the Banks industry, the median OCF Margin % is 29.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Saudi Investment Bank's current OCF Margin % is 296.34%, which is 361% above median its own 10-year median of 64.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Saudi Investment Bank stock overvalued right now?
Based on GuruFocus' analysis, Saudi Investment Bank (SAU:1030) is currently considered Modestly Undervalued. The stock's GF Value™ is ﷼15.43, compared to a current price of ﷼13.31 — trading 13.7% below its estimated fair value. The current OCF Margin % is 296.34%, which is 361% above median its 10-year median of 64.24 and 909.8% above the Banks industry median of 29.35. Saudi Investment Bank's overall GF Score™ is 83/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Saudi Investment Bank (SAU:1030), the current OCF Margin % is 296.34% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Saudi Investment Bank (SAU:1030) Overvalued in 2026?

Based on GuruFocus' analysis, Saudi Investment Bank stock appears to be undervalued. The current stock price of ﷼13.31 is trading 13.7% below its estimated GF Value™ of ﷼15.43. GuruFocus considers Saudi Investment Bank to be Modestly Undervalued.

Key valuation signals for SAU:1030:

  • OCF Margin %: 296.34% (361% above median its 10-year median of 64.24)
  • GF Value™: ﷼15.43 vs. price of ﷼13.31 (13.7% below fair value)
  • GF Score™: 83/100 with 3 warning signs
  • Industry Position: 909.8% above the Banks median (#648 of 1502)

No single metric tells the full story. See the SAU:1030 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Saudi Investment Bank Business Description

Address P.O.Box 3533, Riyadh, SAU, 11481
Saudi Investment Bank provides wholesale, retail, and commercial banking products and services throughout the Kingdom of Saudi Arabia. It operates through retail banking, corporate banking, treasury and investments, asset management, brokerage, and other segments. Business activity of the bank includes offering loans and other credit products for individuals, corporations, and small to medium-sized businesses. In addition, it also provides a money market, investments, and other treasury services.
83GF Score

Get the complete analysis for SAU:1030

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼13.31
Price
﷼15.43
GF Value