Qilu Bank Co (SHSE:601665) Cyclically Adjusted Book per Share: ¥6.66 (As of Mar. 2026)

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SHSE:601665 Qilu Bank Co Ltd SHSE:601665
74 GF Score
Price ¥6.07
GF Value ¥5.53
Valuation Fairly Valued
! 5 Warning Signs
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What is Qilu Bank Co Cyclically Adjusted Book per Share?

Qilu Bank Co SHSE:601665 +0.17% 74 Cyclically Adjusted Book per Share is ¥6.66 as of Mar. 2026. GuruFocus rates SHSE:601665 with a GF Score™ of 74/100 and a GF Value™ of ¥5.53 (Fairly Valued). The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Qilu Bank Co's adjusted book value per share for the three months ended in Mar. 2026 was ¥8.545. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is ¥6.66 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Qilu Bank Co's average Cyclically Adjusted Book Growth Rate was 7.20% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 13.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Qilu Bank Co was 16.90% per year. The lowest was 13.40% per year. And the median was 15.15% per year.

As of today (2026-07-18), Qilu Bank Co's current stock price is ¥6.07. Qilu Bank Co's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was ¥6.66. Qilu Bank Co's Cyclically Adjusted PB Ratio of today is 0.91.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Qilu Bank Co was 1.70. The lowest was 0.74. And the median was 0.92.


Qilu Bank Co  (SHSE:601665) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Qilu Bank Co's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=6.07/6.66
=0.91

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Qilu Bank Co was 1.70. The lowest was 0.74. And the median was 0.92.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Qilu Bank Co Cyclically Adjusted Book per Share Related Terms


Qilu Bank Co Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Qilu Bank Co's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Qilu Bank Co Cyclically Adjusted Book per Share Chart

Qilu Bank Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.78 5.19 5.53 6.01 6.58

Qilu Bank Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.21 6.36 6.44 6.58 6.66

Qilu Bank Co Cyclically Adjusted Book per Share Competitor Comparison

For the Banks - Regional subindustry, Qilu Bank Co's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Qilu Bank Co Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Qilu Bank Co's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Qilu Bank Co's Cyclically Adjusted PB Ratio falls into.


SHSE:601665
74GF Score
Qilu Bank Co Ltd SHSE:601665
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Qilu Bank Co Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Qilu Bank Co's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=8.545/116.3033*116.3033
=8.545

Current CPI (Mar. 2026) = 116.3033.

Qilu Bank Co Quarterly Data

Book Value per Share CPI Adj_Book
201606 3.624 101.400 4.157
201609 3.824 102.400 4.343
201612 3.795 102.600 4.302
201703 3.888 103.200 4.382
201706 3.871 103.100 4.367
201709 2.725 104.100 3.044
201712 3.946 104.500 4.392
201803 4.140 105.300 4.573
201806 4.154 104.900 4.606
201809 4.287 106.600 4.677
201812 4.535 106.500 4.952
201903 4.761 107.700 5.141
201906 4.711 107.700 5.087
201909 4.835 109.800 5.121
201912 4.963 111.200 5.191
202003 5.202 112.300 5.387
202006 5.107 110.400 5.380
202009 5.848 111.700 6.089
202012 6.084 111.500 6.346
202103 6.194 112.662 6.394
202106 6.905 111.769 7.185
202109 6.836 112.215 7.085
202112 7.063 113.108 7.263
202203 7.205 114.335 7.329
202206 7.191 114.558 7.301
202209 7.362 115.339 7.424
202212 7.707 115.116 7.787
202303 7.924 115.116 8.006
202306 8.053 114.558 8.176
202309 8.178 115.339 8.246
202312 8.826 114.781 8.943
202403 9.009 115.227 9.093
202406 9.096 114.781 9.217
202409 9.338 115.785 9.380
202412 9.950 114.893 10.072
202503 9.943 115.116 10.046
202506 9.887 114.907 10.007
202509 8.549 115.471 8.611
202512 8.696 115.832 8.731
202603 8.545 116.303 8.545

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of ¥6.66 mean?
Qilu Bank Co (SHSE:601665) has a Cyclically Adjusted Book per Share of ¥6.66 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Qilu Bank Co and its competitors.
Is Qilu Bank Co's Cyclically Adjusted Book per Share too high?
Qilu Bank Co's current Cyclically Adjusted Book per Share is ¥6.66. Overall, Qilu Bank Co has a GF Score™ of 74/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Qilu Bank Co's Cyclically Adjusted Book per Share compare to competitors?
Qilu Bank Co's Cyclically Adjusted Book per Share of ¥6.66 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Qilu Bank Co and its competitors. Qilu Bank Co's current Cyclically Adjusted Book per Share is ¥6.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qilu Bank Co stock overvalued right now?
Based on GuruFocus' analysis, Qilu Bank Co (SHSE:601665) is currently considered Fairly Valued. The stock's GF Value™ is ¥5.53, compared to a current price of ¥6.07 — trading 9.8% above its estimated fair value. The current Cyclically Adjusted Book per Share is ¥6.66. Qilu Bank Co's overall GF Score™ is 74/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Qilu Bank Co (SHSE:601665), the current Cyclically Adjusted Book per Share is ¥6.66 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Qilu Bank Co (SHSE:601665) Overvalued in 2026?

Based on GuruFocus' analysis, Qilu Bank Co stock appears to be overvalued. The current stock price of ¥6.07 is trading 9.8% above its estimated GF Value™ of ¥5.53. GuruFocus considers Qilu Bank Co to be Fairly Valued.

Key valuation signals for SHSE:601665:

  • Cyclically Adjusted Book per Share: ¥6.66
  • GF Value™: ¥5.53 vs. price of ¥6.07 (9.8% above fair value)
  • GF Score™: 74/100 with 5 warning signs

No single metric tells the full story. See the SHSE:601665 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Qilu Bank Co Business Description

Address No. 176, Shunhe Street, Shizhong District, Shandong Province, Jinan, CHN, 250001
Qilu Bank Co Ltd is a commercial bank. It offers personal banking and treasury services.
74GF Score

Get the complete analysis for SHSE:601665

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

¥6.07
Price
¥5.53
GF Value