Qilu Bank Co (SHSE:601665) Dividend Payout Ratio: 0.53 (As of Mar. 2026) — 89% Above Median


SHSE:601665 Qilu Bank Co Ltd SHSE:601665
75 GF Score
Price ¥5.93
GF Value ¥5.53
Valuation Fairly Valued
! 5 Warning Signs
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What is Qilu Bank Co Dividend Payout Ratio?

Qilu Bank Co SHSE:601665 -0.67% 75 Dividend Payout Ratio is 0.53 as of Mar. 2026, which is 89% above its 10-year median of 0.28. GuruFocus rates SHSE:601665 with a GF Score™ of 75/100 and a GF Value™ of ¥5.53 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,175 Banks companies, Qilu Bank Co ranks better than 57.62% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Qilu Bank Co's Dividend Payout Ratio for the months ended in Mar. 2026 was 0.53.

The historical rank and industry rank for Qilu Bank Co's Dividend Payout Ratio or its related term are showing as below:

SHSE:601665' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.26   Med: 0.28   Max: 0.32
Current: 0.29

During the past 13 years, the highest Dividend Payout Ratio of Qilu Bank Co was 0.32. The lowest was 0.26. And the median was 0.28.

SHSE:601665's Dividend Payout Ratio is ranked better than
57.62% of 1175 companies
in the Banks industry
Industry Median: 0.32 vs SHSE:601665: 0.29

As of today (2026-07-12), the Dividend Yield % of Qilu Bank Co is 4.20%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Qilu Bank Co was 9.81%. The lowest was 2.67%. And the median was 4.38%.

Qilu Bank Co's Dividends per Share for the months ended in Mar. 2026 was ¥0.12.

During the past 12 months, Qilu Bank Co's average Dividends Per Share Growth Rate was -25.10% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 13.10% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Qilu Bank Co was 13.10% per year. The lowest was 6.90% per year. And the median was 10.00% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Qilu Bank Co (SHSE:601665) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Qilu Bank Co Dividend Payout Ratio Related Terms

Qilu Bank Co Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Qilu Bank Co's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Qilu Bank Co Dividend Payout Ratio Chart

Qilu Bank Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.32 0.26 0.28 0.27 0.30

Qilu Bank Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.62 0.60 0.00 0.00 0.53

Qilu Bank Co Dividend Payout Ratio Competitor Comparison

For the Banks - Regional subindustry, Qilu Bank Co's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Qilu Bank Co Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Qilu Bank Co's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Qilu Bank Co's Dividend Payout Ratio falls into.


SHSE:601665
75GF Score
Qilu Bank Co Ltd SHSE:601665
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Qilu Bank Co Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Qilu Bank Co's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=0.266/ 0.885
=0.30

Qilu Bank Co's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Mar. 2026 )/ EPS without NRI (Q: Mar. 2026 )
=0.121/ 0.23
=0.53

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.53 mean?
Qilu Bank Co (SHSE:601665) has a Dividend Payout Ratio of 0.53 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Qilu Bank Co and its competitors. This is 89% above median its historical median of 0.28. Over the past decade, Qilu Bank Co's Dividend Payout Ratio has ranged from 0.26 to 0.32. According to the industry distribution chart, Qilu Bank Co ranks #498 out of 1175 companies in the Banks industry, placing it in the top 42.4%.
Is Qilu Bank Co's Dividend Payout Ratio too high?
Qilu Bank Co's current Dividend Payout Ratio of 0.53 is 89% above median its 10-year median of 0.28. Over the past 10 years, this metric has ranged from a low of 0.26 to a high of 0.32. The Banks industry median Dividend Payout Ratio is 0.32. Qilu Bank Co's value of 0.53 is 65.6% above this industry median. Based on the distribution chart, Qilu Bank Co ranks #498 out of 1175 companies in the Banks industry, which is above the industry midpoint. Overall, Qilu Bank Co has a GF Score™ of 75/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Qilu Bank Co's Dividend Payout Ratio compare to competitors?
According to the Banks industry distribution chart, Qilu Bank Co ranks #498 out of 1175 companies for Dividend Payout Ratio. This puts Qilu Bank Co in the upper half of its industry. The industry median Dividend Payout Ratio is 0.32. Qilu Bank Co's value of 0.53 is 65.6% above this benchmark. Historically, Qilu Bank Co's own Dividend Payout Ratio has ranged from 0.26 to 0.32 over the past decade. While the company's 10-year median is 0.28 vs. the industry median of 0.32, Qilu Bank Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,175 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Qilu Bank Co's current Dividend Payout Ratio of 0.53 is 65.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Qilu Bank Co and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Qilu Bank Co's current Dividend Payout Ratio is 0.53, which is 89% above median its own 10-year median of 0.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qilu Bank Co stock overvalued right now?
Based on GuruFocus' analysis, Qilu Bank Co (SHSE:601665) is currently considered Fairly Valued. The stock's GF Value™ is ¥5.53, compared to a current price of ¥5.93 — trading 7.2% above its estimated fair value. The current Dividend Payout Ratio is 0.53, which is 89% above median its 10-year median of 0.28 and 65.6% above the Banks industry median of 0.32. Qilu Bank Co's overall GF Score™ is 75/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Qilu Bank Co (SHSE:601665), the current Dividend Payout Ratio is 0.53 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Qilu Bank Co (SHSE:601665) Overvalued in 2026?

Based on GuruFocus' analysis, Qilu Bank Co stock appears to be overvalued. The current stock price of ¥5.93 is trading 7.2% above its estimated GF Value™ of ¥5.53. GuruFocus considers Qilu Bank Co to be Fairly Valued.

Key valuation signals for SHSE:601665:

  • Dividend Payout Ratio: 0.53 (89% above median its 10-year median of 0.28)
  • GF Value™: ¥5.53 vs. price of ¥5.93 (7.2% above fair value)
  • GF Score™: 75/100 with 5 warning signs
  • Industry Position: 65.6% above the Banks median (#498 of 1175)

No single metric tells the full story. See the SHSE:601665 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Qilu Bank Co Business Description

Address No. 176, Shunhe Street, Shizhong District, Shandong Province, Jinan, CHN, 250001
Qilu Bank Co Ltd is a commercial bank. It offers personal banking and treasury services.
75GF Score

Get the complete analysis for SHSE:601665

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

¥5.93
Price
¥5.53
GF Value