Qilu Bank Co (SHSE:601665) Cyclically Adjusted PS Ratio: 3.17 (As of Aug. 13, 2026) — 19% Above Median

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SHSE:601665 Qilu Bank Co Ltd SHSE:601665
75 GF Score
Price ¥6.25
GF Value ¥5.53
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Qilu Bank Co Cyclically Adjusted PS Ratio?

Qilu Bank Co SHSE:601665 +0.64% 75 Cyclically Adjusted PS Ratio is 3.17 as of Aug. 13, 2026, which is 19% above its 10-year median of 2.67. GuruFocus rates SHSE:601665 with a GF Score™ of 75/100 and a GF Value™ of ¥5.53 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,305 Banks companies, Qilu Bank Co ranks better than 55.71% on this metric.

As of today (2026-08-13), Qilu Bank Co's current share price is ¥6.25. Qilu Bank Co's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was ¥1.97. Qilu Bank Co's Cyclically Adjusted PS Ratio for today is 3.17.

The historical rank and industry rank for Qilu Bank Co's Cyclically Adjusted PS Ratio or its related term are showing as below:

SHSE:601665' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.97   Med: 2.67   Max: 3.59
Current: 3.16

During the past years, Qilu Bank Co's highest Cyclically Adjusted PS Ratio was 3.59. The lowest was 1.97. And the median was 2.67.

SHSE:601665's Cyclically Adjusted PS Ratio is ranked better than
55.71% of 1305 companies
in the Banks industry
Industry Median: 3.42 vs SHSE:601665: 3.16

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Qilu Bank Co's adjusted revenue per share data for the three months ended in Mar. 2026 was ¥0.523. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is ¥1.97 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Qilu Bank Co  (SHSE:601665) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Qilu Bank Co Cyclically Adjusted PS Ratio Related Terms


Qilu Bank Co Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Qilu Bank Co's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Qilu Bank Co Cyclically Adjusted PS Ratio Chart

Qilu Bank Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.01 2.16 2.02 2.88 2.93

Qilu Bank Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.12 3.24 2.93 2.93 2.92

Qilu Bank Co Cyclically Adjusted PS Ratio Competitor Comparison

For the Banks - Regional subindustry, Qilu Bank Co's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Qilu Bank Co Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Qilu Bank Co's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Qilu Bank Co's Cyclically Adjusted PS Ratio falls into.


SHSE:601665
75GF Score
Qilu Bank Co Ltd SHSE:601665
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Qilu Bank Co Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Qilu Bank Co's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=6.25/1.97
=3.17

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Qilu Bank Co's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Qilu Bank Co's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.523/116.3033*116.3033
=0.523

Current CPI (Mar. 2026) = 116.3033.

Qilu Bank Co Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 0.468 101.400 0.537
201609 0.425 102.400 0.483
201612 0.458 102.600 0.519
201703 0.434 103.200 0.489
201706 0.464 103.100 0.523
201709 0.492 104.100 0.550
201712 0.380 104.500 0.423
201803 0.352 105.300 0.389
201806 0.346 104.900 0.384
201809 0.297 106.600 0.324
201812 0.426 106.500 0.465
201903 0.387 107.700 0.418
201906 0.425 107.700 0.459
201909 0.341 109.800 0.361
201912 0.499 111.200 0.522
202003 0.472 112.300 0.489
202006 0.473 110.400 0.498
202009 0.356 111.700 0.371
202012 0.535 111.500 0.558
202103 0.531 112.662 0.548
202106 0.587 111.769 0.611
202109 0.412 112.215 0.427
202112 0.553 113.108 0.569
202203 0.492 114.335 0.500
202206 0.610 114.558 0.619
202209 0.553 115.339 0.558
202212 0.520 115.116 0.525
202303 0.532 115.116 0.537
202306 0.572 114.558 0.581
202309 0.378 115.339 0.381
202312 0.519 114.781 0.526
202403 0.458 115.227 0.462
202406 0.573 114.781 0.581
202409 0.474 115.785 0.476
202412 0.482 114.893 0.488
202503 0.477 115.116 0.482
202506 0.603 114.907 0.610
202509 0.439 115.471 0.442
202512 0.500 115.832 0.502
202603 0.523 116.303 0.523

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 3.17 mean?
Qilu Bank Co (SHSE:601665) has a Cyclically Adjusted PS Ratio of 3.17 as of Aug. 13, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Qilu Bank Co and its competitors. This is 19% above median its historical median of 2.67. Over the past decade, Qilu Bank Co's Cyclically Adjusted PS Ratio has ranged from 1.97 to 3.59. According to the industry distribution chart, Qilu Bank Co ranks #578 out of 1305 companies in the Banks industry, placing it in the top 44.3%.
Is Qilu Bank Co's Cyclically Adjusted PS Ratio too high?
Qilu Bank Co's current Cyclically Adjusted PS Ratio of 3.17 is 19% above median its 10-year median of 2.67. Over the past 10 years, this metric has ranged from a low of 1.97 to a high of 3.59. The Banks industry median Cyclically Adjusted PS Ratio is 3.42. Qilu Bank Co's value of 3.17 is 7.3% below this industry median. Based on the distribution chart, Qilu Bank Co ranks #578 out of 1305 companies in the Banks industry, which is above the industry midpoint. Overall, Qilu Bank Co has a GF Score™ of 75/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Qilu Bank Co's Cyclically Adjusted PS Ratio compare to competitors?
According to the Banks industry distribution chart, Qilu Bank Co ranks #578 out of 1305 companies for Cyclically Adjusted PS Ratio. This puts Qilu Bank Co in the upper half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.42. Qilu Bank Co's value of 3.17 is 7.3% below this benchmark. Historically, Qilu Bank Co's own Cyclically Adjusted PS Ratio has ranged from 1.97 to 3.59 over the past decade. While the company's 10-year median is 2.67 vs. the industry median of 3.42, Qilu Bank Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.42, based on 1,305 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Qilu Bank Co's current Cyclically Adjusted PS Ratio of 3.17 is 7.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Qilu Bank Co and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Qilu Bank Co's current Cyclically Adjusted PS Ratio is 3.17, which is 19% above median its own 10-year median of 2.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qilu Bank Co stock overvalued right now?
Based on GuruFocus' analysis, Qilu Bank Co (SHSE:601665) is currently considered Modestly Overvalued. The stock's GF Value™ is ¥5.53, compared to a current price of ¥6.25 — trading 13% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 3.17, which is 19% above median its 10-year median of 2.67 and 7.3% below the Banks industry median of 3.42. Qilu Bank Co's overall GF Score™ is 75/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Qilu Bank Co (SHSE:601665), the current Cyclically Adjusted PS Ratio is 3.17 as of Aug. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Qilu Bank Co (SHSE:601665) Overvalued in 2026?

Based on GuruFocus' analysis, Qilu Bank Co stock appears to be overvalued. The current stock price of ¥6.25 is trading 13% above its estimated GF Value™ of ¥5.53. GuruFocus considers Qilu Bank Co to be Modestly Overvalued.

Key valuation signals for SHSE:601665:

  • Cyclically Adjusted PS Ratio: 3.17 (19% above median its 10-year median of 2.67)
  • GF Value™: ¥5.53 vs. price of ¥6.25 (13% above fair value)
  • GF Score™: 75/100 with 7 warning signs
  • Industry Position: 7.3% below the Banks median (#578 of 1305)

No single metric tells the full story. See the SHSE:601665 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Qilu Bank Co Business Description

Address No. 176, Shunhe Street, Shizhong District, Shandong Province, Jinan, CHN, 250001
Qilu Bank Co Ltd is a commercial bank. It offers personal banking and treasury services.
75GF Score

Get the complete analysis for SHSE:601665

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

¥6.25
Price
¥5.53
GF Value