Qilu Bank CoSHSE:601665 -0.83%74 Pretax Margin % is 45.89% as of Mar. 2026, which is 19% above its 10-year median of 38.46. GuruFocus rates SHSE:601665 with a GF Score™ of 74/100 and a GF Value™ of ¥5.53 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,528 Banks companies, Qilu Bank Co ranks better than 73.95% on this metric.
Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Qilu Bank Co's Pre-Tax Income for the
three
months ended in Mar. 2026 was ¥1,632 Mil. Qilu Bank Co's Revenue for the
three
months ended in Mar. 2026 was ¥3,556 Mil. Therefore, Qilu Bank Co's pretax margin for the quarter that ended in Mar. 2026 was 45.89%.
The historical rank and industry rank for Qilu Bank Co's Pretax Margin % or its related term are showing as below:
SHSE:601665'
s Pretax Margin % Range Over the Past 10 Years
Min: 34.58 Med: 38.46 Max: 44.81
Current: 44.81
SHSE:601665's Pretax Margin % is ranked better than 73.95% of 1528
companies
in the Banks industry
Industry Median: 34.665
vs SHSE:601665: 44.81
Qilu Bank Co (SHSE:601665) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Qilu Bank Co Pretax Margin % Related Terms
Qilu Bank Co Pretax Margin % Historical Data
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The historical data trend for Qilu Bank Co's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Qilu Bank Co Pretax Margin % Competitor Comparison
For the Banks - Regional subindustry, Qilu Bank Co's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Qilu Bank Co Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Qilu Bank Co's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Qilu Bank Co's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Qilu Bank Co (SHSE:601665) has a Pretax Margin % of 45.89% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Qilu Bank Co and its competitors. This is 19% above median its historical median of 38.46. Over the past decade, Qilu Bank Co's Pretax Margin % has ranged from 34.58 to 44.81. According to the industry distribution chart, Qilu Bank Co ranks #398 out of 1528 companies in the Banks industry, placing it in the top 26%.
Is Qilu Bank Co's Pretax Margin % too high?
Qilu Bank Co's current Pretax Margin % of 45.89% is 19% above median its 10-year median of 38.46. Over the past 10 years, this metric has ranged from a low of 34.58 to a high of 44.81. The Banks industry median Pretax Margin % is 34.67. Qilu Bank Co's value of 45.89% is 32.4% above this industry median. Based on the distribution chart, Qilu Bank Co ranks #398 out of 1528 companies in the Banks industry, which is above the industry midpoint. Overall, Qilu Bank Co has a GF Score™ of 74/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Qilu Bank Co's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, Qilu Bank Co ranks #398 out of 1528 companies for Pretax Margin %. This puts Qilu Bank Co in the upper half of its industry. The industry median Pretax Margin % is 34.67. Qilu Bank Co's value of 45.89% is 32.4% above this benchmark. Historically, Qilu Bank Co's own Pretax Margin % has ranged from 34.58 to 44.81 over the past decade. While the company's 10-year median is 38.46 vs. the industry median of 34.67, Qilu Bank Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.67, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Qilu Bank Co's current Pretax Margin % of 45.89% is 32.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Qilu Bank Co and its competitors. For the Banks industry, the median Pretax Margin % is 34.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Qilu Bank Co's current Pretax Margin % is 45.89%, which is 19% above median its own 10-year median of 38.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qilu Bank Co stock overvalued right now?
Based on GuruFocus' analysis, Qilu Bank Co (SHSE:601665) is currently considered Fairly Valued. The stock's GF Value™ is ¥5.53, compared to a current price of ¥5.98 — trading 8.1% above its estimated fair value. The current Pretax Margin % is 45.89%, which is 19% above median its 10-year median of 38.46 and 32.4% above the Banks industry median of 34.67. Qilu Bank Co's overall GF Score™ is 74/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Qilu Bank Co (SHSE:601665), the current Pretax Margin % is 45.89% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Qilu Bank Co (SHSE:601665) Overvalued in 2026?
Based on GuruFocus' analysis, Qilu Bank Co stock appears to be overvalued.
The current stock price of ¥5.98 is trading 8.1% above its estimated GF Value™ of ¥5.53.
GuruFocus considers Qilu Bank Co to be Fairly Valued.
Key valuation signals for SHSE:601665:
Pretax Margin %: 45.89% (19% above median its 10-year median of 38.46)
GF Value™: ¥5.53 vs. price of ¥5.98 (8.1% above fair value)
Industry Position: 32.4% above the Banks median (#398 of 1528)
No single metric tells the full story. See the SHSE:601665 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
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