Qilu Bank Co (SHSE:601665) FCF Margin %: 254.53% (As of Mar. 2026) — Near Median


SHSE:601665 Qilu Bank Co Ltd SHSE:601665
75 GF Score
Price ¥5.86
GF Value ¥5.53
Valuation Fairly Valued
! 5 Warning Signs
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What is Qilu Bank Co FCF Margin %?

Qilu Bank Co SHSE:601665 -0.85% 75 FCF Margin % is 254.53% as of Mar. 2026, which is 9% above its 10-year median of 233.53. GuruFocus rates SHSE:601665 with a GF Score™ of 75/100 and a GF Value™ of ¥5.53 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,506 Banks companies, Qilu Bank Co ranks better than 97.21% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Qilu Bank Co's Free Cash Flow for the three months ended in Mar. 2026 was ¥9,052 Mil. Qilu Bank Co's Revenue for the three months ended in Mar. 2026 was ¥3,556 Mil. Therefore, Qilu Bank Co's FCF Margin % for the quarter that ended in Mar. 2026 was 254.53%.

As of today, Qilu Bank Co's current FCF Yield % is 123.64%.

The historical rank and industry rank for Qilu Bank Co's FCF Margin % or its related term are showing as below:

SHSE:601665' s FCF Margin % Range Over the Past 10 Years
Min: 95.19   Med: 233.53   Max: 338.09
Current: 333.11


During the past 13 years, the highest FCF Margin % of Qilu Bank Co was 338.09%. The lowest was 95.19%. And the median was 233.53%.

SHSE:601665's FCF Margin % is ranked better than
97.21% of 1506 companies
in the Banks industry
Industry Median: 26.355 vs SHSE:601665: 333.11


Qilu Bank Co FCF Margin % Related Terms


Qilu Bank Co FCF Margin % Historical Data

* Premium members only.

The historical data trend for Qilu Bank Co's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Qilu Bank Co FCF Margin % Chart

Qilu Bank Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 293.06 252.39 243.02 149.58 338.09

Qilu Bank Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 264.08 75.17 449.30 596.89 254.53

Qilu Bank Co FCF Margin % Competitor Comparison

For the Banks - Regional subindustry, Qilu Bank Co's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Qilu Bank Co FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Qilu Bank Co's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Qilu Bank Co's FCF Margin % falls into.


SHSE:601665
75GF Score
Qilu Bank Co Ltd SHSE:601665
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Qilu Bank Co FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Qilu Bank Co's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=43756.015/12942.049
=338.09 %

Qilu Bank Co's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=9051.574/3556.164
=254.53 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 254.53% mean?
Qilu Bank Co (SHSE:601665) has a FCF Margin % of 254.53% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Qilu Bank Co and its competitors. This is near median its historical median of 233.53. Over the past decade, Qilu Bank Co's FCF Margin % has ranged from 95.19 to 338.09. According to the industry distribution chart, Qilu Bank Co ranks #42 out of 1506 companies in the Banks industry, placing it in the top 2.8%.
Is Qilu Bank Co's FCF Margin % too high?
Qilu Bank Co's current FCF Margin % of 254.53% is near median its 10-year median of 233.53. Over the past 10 years, this metric has ranged from a low of 95.19 to a high of 338.09. The Banks industry median FCF Margin % is 26.36. Qilu Bank Co's value of 254.53% is 865.8% above this industry median. Based on the distribution chart, Qilu Bank Co ranks #42 out of 1506 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Qilu Bank Co has a GF Score™ of 75/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Qilu Bank Co's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, Qilu Bank Co ranks #42 out of 1506 companies for FCF Margin %. This places Qilu Bank Co in the top 3% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 26.36. Qilu Bank Co's value of 254.53% is 865.8% above this benchmark. Historically, Qilu Bank Co's own FCF Margin % has ranged from 95.19 to 338.09 over the past decade. While the company's 10-year median is 233.53 vs. the industry median of 26.36, Qilu Bank Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.36, based on 1,506 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Qilu Bank Co's current FCF Margin % of 254.53% is 865.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Qilu Bank Co and its competitors. For the Banks industry, the median FCF Margin % is 26.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Qilu Bank Co's current FCF Margin % is 254.53%, which is near median its own 10-year median of 233.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qilu Bank Co stock overvalued right now?
Based on GuruFocus' analysis, Qilu Bank Co (SHSE:601665) is currently considered Fairly Valued. The stock's GF Value™ is ¥5.53, compared to a current price of ¥5.86 — trading 6% above its estimated fair value. The current FCF Margin % is 254.53%, which is near median its 10-year median of 233.53 and 865.8% above the Banks industry median of 26.36. Qilu Bank Co's overall GF Score™ is 75/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Qilu Bank Co (SHSE:601665), the current FCF Margin % is 254.53% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Qilu Bank Co (SHSE:601665) Overvalued in 2026?

Based on GuruFocus' analysis, Qilu Bank Co stock appears to be overvalued. The current stock price of ¥5.86 is trading 6% above its estimated GF Value™ of ¥5.53. GuruFocus considers Qilu Bank Co to be Fairly Valued.

Key valuation signals for SHSE:601665:

  • FCF Margin %: 254.53% (near median its 10-year median of 233.53)
  • GF Value™: ¥5.53 vs. price of ¥5.86 (6% above fair value)
  • GF Score™: 75/100 with 5 warning signs
  • Industry Position: 865.8% above the Banks median (#42 of 1506)

No single metric tells the full story. See the SHSE:601665 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Qilu Bank Co Business Description

Address No. 176, Shunhe Street, Shizhong District, Shandong Province, Jinan, CHN, 250001
Qilu Bank Co Ltd is a commercial bank. It offers personal banking and treasury services.
75GF Score

Get the complete analysis for SHSE:601665

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

¥5.86
Price
¥5.53
GF Value