Guidewire Software (STU:0GS) Cyclically Adjusted Book per Share: €16.68 (As of Apr. 2026)

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STU:0GS Guidewire Software Inc STU:0GS
71 GF Score
Price €125.45
GF Value €180.68
Valuation Significantly Undervalued
! 3 Warning Signs
View Full Analysis

What is Guidewire Software Cyclically Adjusted Book per Share?

Guidewire Software STU:0GS -4.16% 71 Cyclically Adjusted Book per Share is €16.68 as of Apr. 2026. GuruFocus rates STU:0GS with a GF Score™ of 71/100 and a GF Value™ of €180.68 (Significantly Undervalued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Guidewire Software's adjusted book value per share for the three months ended in Apr. 2026 was €13.526. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is €16.68 for the trailing ten years ended in Apr. 2026.

During the past 12 months, Guidewire Software's average Cyclically Adjusted Book Growth Rate was 5.80% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 6.30% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 11.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Guidewire Software was 15.80% per year. The lowest was 6.30% per year. And the median was 11.20% per year.

As of today (2026-07-22), Guidewire Software's current stock price is €125.45. Guidewire Software's Cyclically Adjusted Book per Share for the quarter that ended in Apr. 2026 was €16.68. Guidewire Software's Cyclically Adjusted PB Ratio of today is 7.52.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Guidewire Software was 13.90. The lowest was 3.34. And the median was 8.24.


Guidewire Software  (STU:0GS) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Guidewire Software's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=125.45/16.68
=7.52

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Guidewire Software was 13.90. The lowest was 3.34. And the median was 8.24.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Guidewire Software Cyclically Adjusted Book per Share Related Terms


Guidewire Software Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Guidewire Software's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Guidewire Software Cyclically Adjusted Book per Share Chart

Guidewire Software Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.58 15.29 14.95 16.58 16.50

Guidewire Software Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 16.13 16.50 16.39 16.07 16.68

STU:0GS vs FIG, FROG, HUBS: Cyclically Adjusted Book per Share Comparison

For the Software - Application subindustry, Guidewire Software's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Guidewire Software Cyclically Adjusted PB Ratio vs Software Industry

For the Software industry and Technology sector, Guidewire Software's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Guidewire Software's Cyclically Adjusted PB Ratio falls into.


STU:0GS
71GF Score
Guidewire Software Inc STU:0GS
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Guidewire Software Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Guidewire Software's adjusted Book Value per Share data for the three months ended in Apr. 2026 was:

Adj_Book= Book Value per Share /CPI of Apr. 2026 (Change)*Current CPI (Apr. 2026)
=13.526/333.0200*333.0200
=13.526

Current CPI (Apr. 2026) = 333.0200.

Guidewire Software Quarterly Data

Book Value per Share CPI Adj_Book
201607 9.713 240.628 13.442
201610 9.810 241.729 13.515
201701 10.394 242.839 14.254
201704 10.460 244.524 14.246
201707 10.270 244.786 13.972
201710 11.161 246.663 15.068
201801 11.539 247.867 15.503
201804 13.403 250.546 17.815
201807 15.011 252.006 19.837
201810 15.977 252.885 21.040
201901 16.299 251.712 21.564
201904 16.605 255.548 21.639
201907 17.095 256.571 22.189
201910 17.358 257.346 22.462
202001 17.315 257.971 22.352
202004 17.545 256.389 22.789
202007 17.270 259.101 22.197
202010 16.838 260.388 21.535
202101 16.118 261.582 20.520
202104 15.624 267.054 19.483
202107 15.710 273.003 19.164
202110 15.505 276.589 18.668
202201 15.665 281.148 18.555
202204 16.016 289.109 18.449
202207 16.971 296.276 19.076
202210 14.692 298.012 16.418
202301 13.773 299.170 15.331
202304 13.339 303.363 14.643
202307 13.314 305.691 14.504
202310 13.936 307.671 15.084
202401 14.007 308.417 15.124
202404 14.492 313.548 15.392
202407 14.911 314.540 15.787
202410 13.938 315.664 14.704
202501 14.611 317.671 15.317
202504 14.403 320.795 14.952
202507 14.774 323.048 15.230
202510 15.493 0.000
202601 15.185 325.252 15.548
202604 13.526 333.020 13.526

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of €16.68 mean?
Guidewire Software (STU:0GS) has a Cyclically Adjusted Book per Share of €16.68 as of Apr. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Guidewire Software and its competitors.
Is Guidewire Software's Cyclically Adjusted Book per Share too high?
Guidewire Software's current Cyclically Adjusted Book per Share is €16.68. Overall, Guidewire Software has a GF Score™ of 71/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Guidewire Software's Cyclically Adjusted Book per Share compare to FIG and FROG?
Guidewire Software's Cyclically Adjusted Book per Share of €16.68 can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Software company?
A good Cyclically Adjusted Book per Share depends on the Software industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Guidewire Software and its competitors. Guidewire Software's current Cyclically Adjusted Book per Share is €16.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Guidewire Software stock overvalued right now?
Based on GuruFocus' analysis, Guidewire Software (STU:0GS) is currently considered Significantly Undervalued. The stock's GF Value™ is €180.68, compared to a current price of €125.45 — trading 30.6% below its estimated fair value. The current Cyclically Adjusted Book per Share is €16.68. Guidewire Software's overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Guidewire Software (STU:0GS), the current Cyclically Adjusted Book per Share is €16.68 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Guidewire Software (STU:0GS) Overvalued in 2026?

Based on GuruFocus' analysis, Guidewire Software stock appears to be undervalued. The current stock price of €125.45 is trading 30.6% below its estimated GF Value™ of €180.68. GuruFocus considers Guidewire Software to be Significantly Undervalued.

Key valuation signals for STU:0GS:

  • Cyclically Adjusted Book per Share: €16.68
  • GF Value™: €180.68 vs. price of €125.45 (30.6% below fair value)
  • GF Score™: 71/100 with 3 warning signs

No single metric tells the full story. See the STU:0GS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Guidewire Software Business Description

Address 970 Park Pl., Suite 200, San Mateo, CA, USA, 94403
Guidewire Software provides cloud-based software solutions for property and casualty insurers. The flagship product, InsuranceSuite is a system of record and comprises ClaimCenter, a claims management system; PolicyCenter, a policy management system including policy definitions, quotas, issuance, maintenance, and renewal; and BillingCenter, for billing management, payment plans, and agent commissions. The company also offers InsuranceNow, a midmarket offering, as well as a variety of other add-on applications and services.
71GF Score

Get the complete analysis for STU:0GS

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€125.45
Price
€180.68
GF Value