Guidewire Software (STU:0GS) Tariff Resilience Score: 9/10 (As of Jul. 22, 2026)

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STU:0GS Guidewire Software Inc STU:0GS
71 GF Score
Price €125.45
GF Value €180.68
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Guidewire Software Tariff Resilience Score?

Guidewire Software STU:0GS -4.16% 71 Tariff Resilience Score is 9 as of Jul. 22, 2026. GuruFocus rates STU:0GS with a GF Score™ of 71/100 and a GF Value™ of €180.68 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 2,805 Software companies, Guidewire Software ranks better than 99.86% on this metric.

Guidewire Software has the Tariff Resilience Score of 9, which implies that the company might have Highly Resilient.

Guidewire Software has Software company with minimal physical goods trade. Tariff impact is indirect, primarily through client industries. Strong pricing power and global client base provide resilience.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Guidewire Software might have Highly Resilient.

Guidewire Software  (STU:0GS) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Guidewire Software Tariff Resilience Score Related Terms

STU:0GS vs FIG, FROG, HUBS: Tariff Resilience Score Comparison

For the Software - Application subindustry, Guidewire Software's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Guidewire Software Tariff Resilience Score vs Software Industry

For the Software industry and Technology sector, Guidewire Software's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Guidewire Software's Tariff Resilience Score falls into.


STU:0GS
71GF Score
Guidewire Software Inc STU:0GS
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 9 mean?
Guidewire Software (STU:0GS) has a Tariff Resilience Score of 9 as of Jul. 22, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Guidewire Software ranks #4 out of 2805 companies in the Software industry, placing it in the top 0.099999999999994%.
Is Guidewire Software's Tariff Resilience Score too high?
Guidewire Software's current Tariff Resilience Score is 9. Based on the distribution chart, Guidewire Software ranks #4 out of 2805 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Guidewire Software has a GF Score™ of 71/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Guidewire Software's Tariff Resilience Score compare to FIG and FROG?
According to the Software industry distribution chart, Guidewire Software ranks #4 out of 2805 companies for Tariff Resilience Score. This places Guidewire Software in the top 0% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Software company?
A good Tariff Resilience Score depends on the Software industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Guidewire Software's current Tariff Resilience Score is 9. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Guidewire Software stock overvalued right now?
Based on GuruFocus' analysis, Guidewire Software (STU:0GS) is currently considered Significantly Undervalued. The stock's GF Value™ is €180.68, compared to a current price of €125.45 — trading 30.6% below its estimated fair value. The current Tariff Resilience Score is 9. Guidewire Software's overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Guidewire Software (STU:0GS), the current Tariff Resilience Score is 9 as of Jul. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Guidewire Software (STU:0GS) Overvalued in 2026?

Based on GuruFocus' analysis, Guidewire Software stock appears to be undervalued. The current stock price of €125.45 is trading 30.6% below its estimated GF Value™ of €180.68. GuruFocus considers Guidewire Software to be Significantly Undervalued.

Key valuation signals for STU:0GS:

  • Tariff Resilience Score: 9
  • GF Value™: €180.68 vs. price of €125.45 (30.6% below fair value)
  • GF Score™: 71/100 with 3 warning signs

No single metric tells the full story. See the STU:0GS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Guidewire Software Business Description

Address 970 Park Pl., Suite 200, San Mateo, CA, USA, 94403
Guidewire Software provides cloud-based software solutions for property and casualty insurers. The flagship product, InsuranceSuite is a system of record and comprises ClaimCenter, a claims management system; PolicyCenter, a policy management system including policy definitions, quotas, issuance, maintenance, and renewal; and BillingCenter, for billing management, payment plans, and agent commissions. The company also offers InsuranceNow, a midmarket offering, as well as a variety of other add-on applications and services.
71GF Score

Get the complete analysis for STU:0GS

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€125.45
Price
€180.68
GF Value