Guidewire Software (STU:0GS) Cyclically Adjusted PS Ratio: 12.24 (As of Jul. 22, 2026) — 13% Below Median

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STU:0GS Guidewire Software Inc STU:0GS
71 GF Score
Price €125.45
GF Value €180.68
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Guidewire Software Cyclically Adjusted PS Ratio?

Guidewire Software STU:0GS -4.16% 71 Cyclically Adjusted PS Ratio is 12.24 as of Jul. 22, 2026, which is 13% below its 10-year median of 14.06. GuruFocus rates STU:0GS with a GF Score™ of 71/100 and a GF Value™ of €180.68 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 1,592 Software companies, Guidewire Software ranks worse than 93.59% on this metric.

As of today (2026-07-22), Guidewire Software's current share price is €125.45. Guidewire Software's Cyclically Adjusted Revenue per Share for the quarter that ended in Apr. 2026 was €10.25. Guidewire Software's Cyclically Adjusted PS Ratio for today is 12.24.

The historical rank and industry rank for Guidewire Software's Cyclically Adjusted PS Ratio or its related term are showing as below:

STU:0GS' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 6.19   Med: 14.06   Max: 23.86
Current: 11.84

During the past years, Guidewire Software's highest Cyclically Adjusted PS Ratio was 23.86. The lowest was 6.19. And the median was 14.06.

STU:0GS's Cyclically Adjusted PS Ratio is ranked worse than
93.59% of 1592 companies
in the Software industry
Industry Median: 1.625 vs STU:0GS: 11.84

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Guidewire Software's adjusted revenue per share data for the three months ended in Apr. 2026 was €3.744. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is €10.25 for the trailing ten years ended in Apr. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Guidewire Software  (STU:0GS) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Guidewire Software Cyclically Adjusted PS Ratio Related Terms


Guidewire Software Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Guidewire Software's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Guidewire Software Cyclically Adjusted PS Ratio Chart

Guidewire Software Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 15.34 9.17 9.22 15.00 20.58

Guidewire Software Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 19.11 20.58 20.72 12.22 11.49

STU:0GS vs FIG, FROG, HUBS: Cyclically Adjusted PS Ratio Comparison

For the Software - Application subindustry, Guidewire Software's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Guidewire Software Cyclically Adjusted PS Ratio vs Software Industry

For the Software industry and Technology sector, Guidewire Software's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Guidewire Software's Cyclically Adjusted PS Ratio falls into.


STU:0GS
71GF Score
Guidewire Software Inc STU:0GS
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Guidewire Software Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Guidewire Software's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=125.45/10.25
=12.24

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Guidewire Software's Cyclically Adjusted Revenue per Share for the quarter that ended in Apr. 2026 is calculated as:

For example, Guidewire Software's adjusted Revenue per Share data for the three months ended in Apr. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Apr. 2026 (Change)*Current CPI (Apr. 2026)
=3.744/333.0200*333.0200
=3.744

Current CPI (Apr. 2026) = 333.0200.

Guidewire Software Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201607 1.602 240.628 2.217
201610 1.166 241.729 1.606
201701 1.453 242.839 1.993
201704 1.553 244.524 2.115
201707 1.908 244.786 2.596
201710 1.224 246.663 1.653
201801 1.747 247.867 2.347
201804 1.471 250.546 1.955
201807 2.703 252.006 3.572
201810 1.908 252.885 2.513
201901 1.818 251.712 2.405
201904 1.776 255.548 2.314
201907 2.132 256.571 2.767
201910 1.723 257.346 2.230
202001 1.889 257.971 2.439
202004 1.863 256.389 2.420
202007 2.544 259.101 3.270
202010 1.726 260.388 2.207
202101 1.763 261.582 2.244
202104 1.640 267.054 2.045
202107 2.332 273.003 2.845
202110 1.719 276.589 2.070
202201 2.169 281.148 2.569
202204 2.185 289.109 2.517
202207 2.864 296.276 3.219
202210 2.379 298.012 2.658
202301 2.631 299.170 2.929
202304 2.312 303.363 2.538
202307 2.995 305.691 3.263
202310 2.404 307.671 2.602
202401 2.655 308.417 2.867
202404 2.719 313.548 2.888
202407 3.244 314.540 3.435
202410 2.808 315.664 2.962
202501 3.341 317.671 3.502
202504 3.042 320.795 3.158
202507 3.525 323.048 3.634
202510 3.305 0.000
202601 3.549 325.252 3.634
202604 3.744 333.020 3.744

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 12.24 mean?
Guidewire Software (STU:0GS) has a Cyclically Adjusted PS Ratio of 12.24 as of Jul. 22, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Guidewire Software and its competitors. This is 13% below median its historical median of 14.06. Over the past decade, Guidewire Software's Cyclically Adjusted PS Ratio has ranged from 6.19 to 23.86. According to the industry distribution chart, Guidewire Software ranks #1490 out of 1592 companies in the Software industry, placing it in the top 93.6%.
Is Guidewire Software's Cyclically Adjusted PS Ratio too high?
Guidewire Software's current Cyclically Adjusted PS Ratio of 12.24 is 13% below median its 10-year median of 14.06. Over the past 10 years, this metric has ranged from a low of 6.19 to a high of 23.86. The Software industry median Cyclically Adjusted PS Ratio is 1.63. Guidewire Software's value of 12.24 is 653.2% above this industry median. Based on the distribution chart, Guidewire Software ranks #1490 out of 1592 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Guidewire Software has a GF Score™ of 71/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Guidewire Software's Cyclically Adjusted PS Ratio compare to FIG and FROG?
According to the Software industry distribution chart, Guidewire Software ranks #1490 out of 1592 companies for Cyclically Adjusted PS Ratio. This places Guidewire Software in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 1.63. Guidewire Software's value of 12.24 is 653.2% above this benchmark. Historically, Guidewire Software's own Cyclically Adjusted PS Ratio has ranged from 6.19 to 23.86 over the past decade. While the company's 10-year median is 14.06 vs. the industry median of 1.63, Guidewire Software has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Software company?
The median Cyclically Adjusted PS Ratio among Software companies is 1.63, based on 1,592 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Guidewire Software's current Cyclically Adjusted PS Ratio of 12.24 is 653.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Guidewire Software and its competitors. For the Software industry, the median Cyclically Adjusted PS Ratio is 1.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Guidewire Software's current Cyclically Adjusted PS Ratio is 12.24, which is 13% below median its own 10-year median of 14.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Guidewire Software stock overvalued right now?
Based on GuruFocus' analysis, Guidewire Software (STU:0GS) is currently considered Significantly Undervalued. The stock's GF Value™ is €180.68, compared to a current price of €125.45 — trading 30.6% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 12.24, which is 13% below median its 10-year median of 14.06 and 653.2% above the Software industry median of 1.63. Guidewire Software's overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Guidewire Software (STU:0GS), the current Cyclically Adjusted PS Ratio is 12.24 as of Jul. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Guidewire Software (STU:0GS) Overvalued in 2026?

Based on GuruFocus' analysis, Guidewire Software stock appears to be undervalued. The current stock price of €125.45 is trading 30.6% below its estimated GF Value™ of €180.68. GuruFocus considers Guidewire Software to be Significantly Undervalued.

Key valuation signals for STU:0GS:

  • Cyclically Adjusted PS Ratio: 12.24 (13% below median its 10-year median of 14.06)
  • GF Value™: €180.68 vs. price of €125.45 (30.6% below fair value)
  • GF Score™: 71/100 with 3 warning signs
  • Industry Position: 653.2% above the Software median (#1490 of 1592)

No single metric tells the full story. See the STU:0GS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Guidewire Software Business Description

Address 970 Park Pl., Suite 200, San Mateo, CA, USA, 94403
Guidewire Software provides cloud-based software solutions for property and casualty insurers. The flagship product, InsuranceSuite is a system of record and comprises ClaimCenter, a claims management system; PolicyCenter, a policy management system including policy definitions, quotas, issuance, maintenance, and renewal; and BillingCenter, for billing management, payment plans, and agent commissions. The company also offers InsuranceNow, a midmarket offering, as well as a variety of other add-on applications and services.
71GF Score

Get the complete analysis for STU:0GS

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€125.45
Price
€180.68
GF Value