Guidewire Software (STU:0GS) Receivables Turnover: 2.48 (As of Apr. 2026)

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STU:0GS Guidewire Software Inc STU:0GS
71 GF Score
Price €125.45
GF Value €180.68
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Guidewire Software Receivables Turnover?

Guidewire Software STU:0GS -4.16% 71 Receivables Turnover is 2.48 as of Apr. 2026. GuruFocus rates STU:0GS with a GF Score™ of 71/100 and a GF Value™ of €180.68 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 2,782 Software companies, Guidewire Software ranks better than 79.98% on this metric.

The Receivables Turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by average Accounts Receivable. An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. Guidewire Software's Revenue for the three months ended in Apr. 2026 was €319 Mil. Guidewire Software's average Accounts Receivable for the three months ended in Apr. 2026 was €129 Mil. Hence, Guidewire Software's Receivables Turnover for the three months ended in Apr. 2026 was 2.48.


Guidewire Software  (STU:0GS) Receivables Turnover Explanation

An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. This metric is commonly used to compare companies within the same industry to check whether they are on par with their competitors.


Guidewire Software Receivables Turnover Related Terms


Guidewire Software Receivables Turnover Historical Data

* Premium members only.

The historical data trend for Guidewire Software's Receivables Turnover can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Guidewire Software Receivables Turnover Chart

Guidewire Software Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Receivables Turnover
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.71 6.96 5.89 6.87 8.34

Guidewire Software Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Receivables Turnover Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.09 2.43 2.83 2.78 2.48

STU:0GS vs FIG, FROG, HUBS: Receivables Turnover Comparison

For the Software - Application subindustry, Guidewire Software's Receivables Turnover, along with its competitors' market caps and Receivables Turnover data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Guidewire Software Receivables Turnover vs Software Industry

For the Software industry and Technology sector, Guidewire Software's Receivables Turnover distribution charts can be found below:

* The bar in red indicates where Guidewire Software's Receivables Turnover falls into.


STU:0GS
71GF Score
Guidewire Software Inc STU:0GS
Receivables Turnover is just one metric. See GF Score™, valuation, warning signs, and more.
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Guidewire Software Receivables Turnover Calculation

Receivables Turnover measures the number of times a company collects its average accounts receivable balance.

Guidewire Software's Receivables Turnover for the fiscal year that ended in Jul. 2025 is calculated as

Receivables Turnover (A: Jul. 2025 )
=Revenue / Average Accounts Receivable
=Revenue (A: Jul. 2025 ) / ((Accounts Receivable (A: Jul. 2024 ) + Accounts Receivable (A: Jul. 2025 )) / count )
=1030.507 / ((126.627 + 120.528) / 2 )
=1030.507 / 123.5775
=8.34

Guidewire Software's Receivables Turnover for the quarter that ended in Apr. 2026 is calculated as

Receivables Turnover (Q: Apr. 2026 )
=Revenue / Average Accounts Receivable
=Revenue (Q: Apr. 2026 ) / ((Accounts Receivable (Q: Jan. 2026 ) + Accounts Receivable (Q: Apr. 2026 )) / count )
=318.523 / ((138.659 + 118.719) / 2 )
=318.523 / 128.689
=2.48

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Receivables Turnover →
What does a Receivables Turnover of 2.48 mean?
Guidewire Software (STU:0GS) has a Receivables Turnover of 2.48 as of Apr. 2026. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on Guidewire Software and its competitors. According to the industry distribution chart, Guidewire Software ranks #557 out of 2782 companies in the Software industry, placing it in the top 20%.
Is Guidewire Software's Receivables Turnover too high?
Guidewire Software's current Receivables Turnover is 2.48. The Software industry median Receivables Turnover is 5.73. Guidewire Software's value of 2.48 is 56.7% below this industry median. Based on the distribution chart, Guidewire Software ranks #557 out of 2782 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Guidewire Software has a GF Score™ of 71/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Guidewire Software's Receivables Turnover compare to FIG and FROG?
According to the Software industry distribution chart, Guidewire Software ranks #557 out of 2782 companies for Receivables Turnover. This places Guidewire Software in the top 20% of its industry — outperforming the majority of peers. The industry median Receivables Turnover is 5.73. Guidewire Software's value of 2.48 is 56.7% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Receivables Turnover for a Software company?
The median Receivables Turnover among Software companies is 5.73, based on 2,782 companies in the industry. Companies in the top quartile (top 25%) have a Receivables Turnover significantly above this median, while those in the bottom quartile fall well below. However, Receivables Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Guidewire Software's current Receivables Turnover of 2.48 is 56.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Receivables Turnover mean?
A high Receivables Turnover can signal that a stock is expensive relative to its fundamentals. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on Guidewire Software and its competitors. For the Software industry, the median Receivables Turnover is 5.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Guidewire Software's current Receivables Turnover is 2.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Guidewire Software stock overvalued right now?
Based on GuruFocus' analysis, Guidewire Software (STU:0GS) is currently considered Significantly Undervalued. The stock's GF Value™ is €180.68, compared to a current price of €125.45 — trading 30.6% below its estimated fair value. The current Receivables Turnover is 2.48 and 56.7% below the Software industry median of 5.73. Guidewire Software's overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Receivables Turnover calculated?
Receivables Turnover is calculated from a company's financial statements. For Guidewire Software (STU:0GS), the current Receivables Turnover is 2.48 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Guidewire Software (STU:0GS) Overvalued in 2026?

Based on GuruFocus' analysis, Guidewire Software stock appears to be undervalued. The current stock price of €125.45 is trading 30.6% below its estimated GF Value™ of €180.68. GuruFocus considers Guidewire Software to be Significantly Undervalued.

Key valuation signals for STU:0GS:

  • Receivables Turnover: 2.48
  • GF Value™: €180.68 vs. price of €125.45 (30.6% below fair value)
  • GF Score™: 71/100 with 3 warning signs
  • Industry Position: 56.7% below the Software median (#557 of 2782)

No single metric tells the full story. See the STU:0GS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Guidewire Software Business Description

Address 970 Park Pl., Suite 200, San Mateo, CA, USA, 94403
Guidewire Software provides cloud-based software solutions for property and casualty insurers. The flagship product, InsuranceSuite is a system of record and comprises ClaimCenter, a claims management system; PolicyCenter, a policy management system including policy definitions, quotas, issuance, maintenance, and renewal; and BillingCenter, for billing management, payment plans, and agent commissions. The company also offers InsuranceNow, a midmarket offering, as well as a variety of other add-on applications and services.
71GF Score

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Receivables Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€125.45
Price
€180.68
GF Value