PT Bank SMBC Indonesia Tbk (STU:4JY1) Cyclically Adjusted Book per Share: € (As of Jun. 2026)

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STU:4JY1 PT Bank SMBC Indonesia Tbk STU:4JY1
57 GF Score
Price €0.10
GF Value €0.10
! 8 Warning Signs
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What is PT Bank SMBC Indonesia Tbk Cyclically Adjusted Book per Share?

PT Bank SMBC Indonesia Tbk STU:4JY1 +1.01% 57 Cyclically Adjusted Book per Share is € as of Jun. 2026. GuruFocus rates STU:4JY1 with a GF Score™ of 57/100 and a GF Value™ of €0.10. The stock has 8 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

PT Bank SMBC Indonesia Tbk's adjusted book value per share for the three months ended in Jun. 2026 was €0.253. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is for the trailing ten years ended in Jun. 2026.

During the past 12 months, PT Bank SMBC Indonesia Tbk's average Cyclically Adjusted Book Growth Rate was 7.10% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 7.70% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 9.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of PT Bank SMBC Indonesia Tbk was 12.60% per year. The lowest was 7.70% per year. And the median was 10.45% per year.

As of today (2026-09-22), PT Bank SMBC Indonesia Tbk's current stock price is €0.10. PT Bank SMBC Indonesia Tbk's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was . PT Bank SMBC Indonesia Tbk's Cyclically Adjusted PB Ratio of today is .

During the past 13 years, the highest Cyclically Adjusted PB Ratio of PT Bank SMBC Indonesia Tbk was 1.42. The lowest was 0.45. And the median was 0.73.


PT Bank SMBC Indonesia Tbk  (STU:4JY1) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of PT Bank SMBC Indonesia Tbk was 1.42. The lowest was 0.45. And the median was 0.73.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


PT Bank SMBC Indonesia Tbk Cyclically Adjusted Book per Share Related Terms


PT Bank SMBC Indonesia Tbk Cyclically Adjusted Book per Share Historical Data

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The historical data trend for PT Bank SMBC Indonesia Tbk's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank SMBC Indonesia Tbk Cyclically Adjusted Book per Share Chart

PT Bank SMBC Indonesia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
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PT Bank SMBC Indonesia Tbk Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
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PT Bank SMBC Indonesia Tbk Cyclically Adjusted Book per Share Competitor Comparison

For the Banks - Regional subindustry, PT Bank SMBC Indonesia Tbk's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank SMBC Indonesia Tbk Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank SMBC Indonesia Tbk's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where PT Bank SMBC Indonesia Tbk's Cyclically Adjusted PB Ratio falls into.


STU:4JY1
57GF Score
PT Bank SMBC Indonesia Tbk STU:4JY1
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank SMBC Indonesia Tbk Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, PT Bank SMBC Indonesia Tbk's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book= Book Value per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.253/137.6954*137.6954
=0.253

Current CPI (Jun. 2026) = 137.6954.

PT Bank SMBC Indonesia Tbk Quarterly Data

Book Value per Share CPI Adj_Book
201609 104.142 0.000
201612 0.199 105.222 0.260
201703 0.198 106.476 0.256
201706 0.192 107.722 0.245
201709 0.189 108.020 0.241
201712 0.183 109.017 0.231
201803 0.183 110.097 0.229
201806 0.187 111.085 0.232
201809 0.187 111.135 0.232
201812 0.204 112.430 0.250
201903 0.230 112.829 0.281
201906 0.234 114.730 0.281
201909 0.250 114.905 0.300
201912 0.250 115.486 0.298
202003 0.219 116.252 0.259
202006 0.247 116.630 0.292
202009 0.231 116.397 0.273
202012 0.237 117.318 0.278
202103 0.247 117.840 0.289
202106 0.250 118.184 0.291
202109 0.263 118.262 0.306
202112 0.276 119.516 0.318
202203 0.286 120.948 0.326
202206 0.300 123.322 0.335
202209 0.320 125.298 0.352
202212 0.294 126.098 0.321
202303 0.307 126.953 0.333
202306 0.305 127.663 0.329
202309 0.310 128.151 0.333
202312 0.300 129.395 0.319
202403 0.289 130.607 0.305
202406 0.285 130.792 0.300
202409 0.299 130.361 0.316
202412 0.309 131.432 0.324
202503 0.291 131.948 0.304
202506 0.272 133.241 0.281
202509 0.266 133.819 0.274
202512 0.256 135.271 0.261
202603 0.259 136.539 0.261
202606 0.253 137.695 0.253

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of € mean?
PT Bank SMBC Indonesia Tbk (STU:4JY1) has a Cyclically Adjusted Book per Share of € as of Jun. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on PT Bank SMBC Indonesia Tbk and its competitors.
Is PT Bank SMBC Indonesia Tbk's Cyclically Adjusted Book per Share too high?
PT Bank SMBC Indonesia Tbk's current Cyclically Adjusted Book per Share is €. Overall, PT Bank SMBC Indonesia Tbk has a GF Score™ of 57/100, reflecting its overall financial health beyond just this single metric.
How does PT Bank SMBC Indonesia Tbk's Cyclically Adjusted Book per Share compare to competitors?
PT Bank SMBC Indonesia Tbk's Cyclically Adjusted Book per Share of € can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on PT Bank SMBC Indonesia Tbk and its competitors. PT Bank SMBC Indonesia Tbk's current Cyclically Adjusted Book per Share is €. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank SMBC Indonesia Tbk stock overvalued right now?
PT Bank SMBC Indonesia Tbk (STU:4JY1) has a current Cyclically Adjusted Book per Share of €. The stock's GF Value™ is €0.10, compared to a current price of €0.10 — trading right at its estimated fair value. The current Cyclically Adjusted Book per Share is €. PT Bank SMBC Indonesia Tbk's overall GF Score™ is 57/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For PT Bank SMBC Indonesia Tbk (STU:4JY1), the current Cyclically Adjusted Book per Share is € as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank SMBC Indonesia Tbk (STU:4JY1) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank SMBC Indonesia Tbk stock appears to be undervalued. The current stock price of €0.10 is trading 0% below its estimated GF Value™ of €0.10.

Key valuation signals for STU:4JY1:

  • Cyclically Adjusted Book per Share:
  • GF Value™: €0.10 vs. price of €0.10 (0% below fair value)
  • GF Score™: 57/100 with 8 warning signs

No single metric tells the full story. See the STU:4JY1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank SMBC Indonesia Tbk Business Description

Other Exchanges BTPN:Indonesia
Address Jalan Dr. Ide Anak Agung Gde Agung, Menara SMBC, CBD Mega Kuningan Lantai 29, Kavling 5.5 - 5.6, Jakarta Selatan, Jakarta, IDN, 12950
PT Bank SMBC Indonesia Tbk is a foreign exchange bank. It offers products and services such as green financing, products and services for retired customers, for micro, small, and medium enterprise customers, for large national, multinational, and Japanese corporations, wealth management services through Sinaya, as well as digital banking services for digital-savvy communities through Jenius. The company's segment includes: Retail, MSME, Funding and Treasury, Corporate, Sharia, and Financing. The company generates the majority of its revenue from Retail segment.
57GF Score

Get the complete analysis for STU:4JY1

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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