PT Bank SMBC Indonesia Tbk (STU:4JY1) Interest Expense: €-394.5 Mil (TTM As of Mar. 2026)

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STU:4JY1 PT Bank SMBC Indonesia Tbk STU:4JY1
60 GF Score
Price €0.10
GF Value €0.11
! 6 Warning Signs
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What is PT Bank SMBC Indonesia Tbk Interest Expense?

PT Bank SMBC Indonesia Tbk STU:4JY1 +1.01% 60 Interest Expense is €-394.5 Mil as of Mar. 2026. GuruFocus rates STU:4JY1 with a GF Score™ of 60/100 and a GF Value™ of €0.11. The stock has 6 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. PT Bank SMBC Indonesia Tbk's interest expense for the three months ended in Mar. 2026 was € -91.0 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was €-394.5 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. PT Bank SMBC Indonesia Tbk's Operating Income for the three months ended in Mar. 2026 was € Mil. PT Bank SMBC Indonesia Tbk's Interest Expense for the three months ended in Mar. 2026 was € Mil. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

PT Bank SMBC Indonesia Tbk Interest Expense Historical Data

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The historical data trend for PT Bank SMBC Indonesia Tbk's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank SMBC Indonesia Tbk Interest Expense Chart

PT Bank SMBC Indonesia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -198.32 -234.38 -371.47 -469.05 -400.46

PT Bank SMBC Indonesia Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -111.99 -104.36 -99.67 -99.48 -91.02
STU:4JY1
60GF Score
PT Bank SMBC Indonesia Tbk STU:4JY1
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank SMBC Indonesia Tbk Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €-394.5 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of €-394.5 Mil mean?
PT Bank SMBC Indonesia Tbk (STU:4JY1) has a Interest Expense of €-394.5 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on PT Bank SMBC Indonesia Tbk and its competitors.
Is PT Bank SMBC Indonesia Tbk's Interest Expense too high?
PT Bank SMBC Indonesia Tbk's current Interest Expense is €-394.5 Mil. Overall, PT Bank SMBC Indonesia Tbk has a GF Score™ of 60/100, reflecting its overall financial health beyond just this single metric.
How does PT Bank SMBC Indonesia Tbk's Interest Expense compare to competitors?
PT Bank SMBC Indonesia Tbk's Interest Expense of €-394.5 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Banks company?
A good Interest Expense depends on the Banks industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on PT Bank SMBC Indonesia Tbk and its competitors. PT Bank SMBC Indonesia Tbk's current Interest Expense is €-394.5 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank SMBC Indonesia Tbk stock overvalued right now?
PT Bank SMBC Indonesia Tbk (STU:4JY1) has a current Interest Expense of €-394.5 Mil. The stock's GF Value™ is €0.11, compared to a current price of €0.10 — trading 9.1% below its estimated fair value. The current Interest Expense is €-394.5 Mil. PT Bank SMBC Indonesia Tbk's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For PT Bank SMBC Indonesia Tbk (STU:4JY1), the current Interest Expense is €-394.5 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank SMBC Indonesia Tbk (STU:4JY1) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank SMBC Indonesia Tbk stock appears to be undervalued. The current stock price of €0.10 is trading 9.1% below its estimated GF Value™ of €0.11.

Key valuation signals for STU:4JY1:

  • Interest Expense: €-394.5 Mil
  • GF Value™: €0.11 vs. price of €0.10 (9.1% below fair value)
  • GF Score™: 60/100 with 6 warning signs

No single metric tells the full story. See the STU:4JY1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PT Bank SMBC Indonesia Tbk Business Description

Other Exchanges BTPN:Indonesia
Address Jalan Dr. Ide Anak Agung Gde Agung, Menara SMBC, CBD Mega Kuningan Lantai 29, Kavling 5.5 - 5.6, Jakarta Selatan, Jakarta, IDN, 12950
PT Bank SMBC Indonesia Tbk is a foreign exchange bank. It offers products and services such as green financing, products and services for retired customers, for micro, small, and medium enterprise customers, for large national, multinational, and Japanese corporations, wealth management services through Sinaya, as well as digital banking services for digital-savvy communities through Jenius. The company's segment includes: Retail, MSME, Funding and Treasury, Corporate, Sharia, and Financing. The company generates the majority of its revenue from Retail segment.
60GF Score

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Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.10
Price
€0.11
GF Value