PT Bank SMBC Indonesia Tbk (STU:4JY1) 10-Year ROIIC %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:4JY1 PT Bank SMBC Indonesia Tbk STU:4JY1
57 GF Score
Price €0.10
GF Value €0.10
! 8 Warning Signs
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What is PT Bank SMBC Indonesia Tbk 10-Year ROIIC %?

10-Year ROIIC % does not apply to banks.

STU:4JY1
57GF Score
PT Bank SMBC Indonesia Tbk STU:4JY1
10-Year ROIIC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is PT Bank SMBC Indonesia Tbk (STU:4JY1) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank SMBC Indonesia Tbk stock appears to be undervalued. The current stock price of €0.10 is trading 0% below its estimated GF Value™ of €0.10.

Key valuation signals for STU:4JY1:

  • 10-Year ROIIC %:
  • GF Value™: €0.10 vs. price of €0.10 (0% below fair value)
  • GF Score™: 57/100 with 8 warning signs

No single metric tells the full story. See the STU:4JY1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PT Bank SMBC Indonesia Tbk Business Description

Other Exchanges BTPN:Indonesia
Address Jalan Dr. Ide Anak Agung Gde Agung, Menara SMBC, CBD Mega Kuningan Lantai 29, Kavling 5.5 - 5.6, Jakarta Selatan, Jakarta, IDN, 12950
PT Bank SMBC Indonesia Tbk, formerly known as Bank BTPN, is an Indonesian commercial bank majority-owned by Sumitomo Mitsui Banking Corporation. It serves retail customers, micro, small and medium enterprises, and large national, multinational and Japanese corporate clients. Its retail and digital offerings include Jenius, a digital banking platform for tech-savvy customers, and Sinaya, a wealth management service for affluent clients. The bank also provides pension and retired-customer banking, sharia banking, green financing, and corporate and treasury services. It operates through segments including Retail, MSME, Funding and Treasury, Corporate, Sharia and Financing, with retail contributing the largest share of revenue. Revenue comes mainly from net interest income on loans and deposits, plus fees from wealth management, digital banking and other services. The bank operates primarily in Indonesia, with corporate relationships extending to Japanese and multinational businesses.
57GF Score

Get the complete analysis for STU:4JY1

10-Year ROIIC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.10
Price
€0.10
GF Value