PT Bank SMBC Indonesia Tbk (STU:4JY1) E10: €0.00 (As of Mar. 2026)

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STU:4JY1 PT Bank SMBC Indonesia Tbk STU:4JY1
50 GF Score
Price €0.10
GF Value €0.11
! 6 Warning Signs
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What is PT Bank SMBC Indonesia Tbk E10?

PT Bank SMBC Indonesia Tbk STU:4JY1 +1.01% 50 E10 is €0.00 as of Mar. 2026. GuruFocus rates STU:4JY1 with a GF Score™ of 50/100 and a GF Value™ of €0.11. The stock has 6 warning signs investors should review.

Note: As E10 is a main component used to calculate Shiller PE Ratio. If the month end stock price for this stock is zero, result may not be accurate due to the exchange rate between different shares and the data will not be stored into our database. Selected historical data showed in the calculation sectione below is only for demostration purpose.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

PT Bank SMBC Indonesia Tbk's adjusted earnings per share data for the three months ended in Mar. 2026 was €0.000. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is €0.00 for the trailing ten years ended in Mar. 2026.

During the past 12 months, PT Bank SMBC Indonesia Tbk's average E10 Growth Rate was -6.30% per year. During the past 3 years, the average E10 Growth Rate was -4.60% per year. During the past 5 years, the average E10 Growth Rate was -2.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of PT Bank SMBC Indonesia Tbk was 0.10% per year. The lowest was -4.60% per year. And the median was -0.95% per year.

As of today (2026-08-06), PT Bank SMBC Indonesia Tbk's current stock price is €0.10. PT Bank SMBC Indonesia Tbk's E10 for the quarter that ended in Mar. 2026 was €0.00. PT Bank SMBC Indonesia Tbk's Shiller PE Ratio of today is .

During the past 13 years, the highest Shiller PE Ratio of PT Bank SMBC Indonesia Tbk was 9.39. The lowest was 4.69. And the median was 7.11.


PT Bank SMBC Indonesia Tbk  (STU:4JY1) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

During the past 13 years, the highest Shiller P/E Ratio of PT Bank SMBC Indonesia Tbk was 9.39. The lowest was 4.69. And the median was 7.11.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


PT Bank SMBC Indonesia Tbk E10 Related Terms


PT Bank SMBC Indonesia Tbk E10 Historical Data

* Premium members only.

The historical data trend for PT Bank SMBC Indonesia Tbk's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank SMBC Indonesia Tbk E10 Chart

PT Bank SMBC Indonesia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.02 0.02 0.02 0.02 0.01

PT Bank SMBC Indonesia Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.01 0.01 0.01 0.01 0.00

PT Bank SMBC Indonesia Tbk E10 Competitor Comparison

For the Banks - Regional subindustry, PT Bank SMBC Indonesia Tbk's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank SMBC Indonesia Tbk Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank SMBC Indonesia Tbk's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where PT Bank SMBC Indonesia Tbk's Shiller PE Ratio falls into.


STU:4JY1
50GF Score
PT Bank SMBC Indonesia Tbk STU:4JY1
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank SMBC Indonesia Tbk E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, PT Bank SMBC Indonesia Tbk's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0/136.5387*136.5387
=0.000

Current CPI (Mar. 2026) = 136.5387.

PT Bank SMBC Indonesia Tbk Quarterly Data

per share eps CPI Adj_EPS
201606 0.005 103.212 0.007
201609 0.005 104.142 0.007
201612 0.004 105.222 0.005
201703 0.006 106.476 0.008
201706 0.005 107.722 0.006
201709 0.005 108.020 0.006
201712 -0.002 109.017 -0.003
201803 0.005 110.097 0.006
201806 0.006 111.085 0.007
201809 0.005 111.135 0.006
201812 0.002 112.430 0.002
201903 0.004 112.829 0.005
201906 0.005 114.730 0.006
201909 0.006 114.905 0.007
201912 0.005 115.486 0.006
202003 0.005 116.252 0.006
202006 0.003 116.630 0.004
202009 0.003 116.397 0.004
202012 0.001 117.318 0.001
202103 0.007 117.840 0.008
202106 0.005 118.184 0.006
202109 0.003 118.262 0.003
202112 0.005 119.516 0.006
202203 0.006 120.948 0.007
202206 0.007 123.322 0.008
202209 0.006 125.298 0.007
202212 0.005 126.098 0.005
202303 0.006 126.953 0.006
202306 0.005 127.663 0.005
202309 0.005 128.151 0.005
202312 0.002 129.395 0.002
202403 0.004 130.607 0.004
202406 0.004 130.792 0.004
202409 0.004 130.361 0.004
202412 0.005 131.432 0.005
202503 0.003 131.948 0.003
202506 0.002 133.241 0.002
202509 0.002 133.819 0.002
202512 0.000 135.271 0.000
202603 0.000 136.539 0.000

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of €0.00 mean?
PT Bank SMBC Indonesia Tbk (STU:4JY1) has a E10 of €0.00 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on PT Bank SMBC Indonesia Tbk and its competitors.
Is PT Bank SMBC Indonesia Tbk's E10 too high?
PT Bank SMBC Indonesia Tbk's current E10 is €0.00. Overall, PT Bank SMBC Indonesia Tbk has a GF Score™ of 50/100, reflecting its overall financial health beyond just this single metric.
How does PT Bank SMBC Indonesia Tbk's E10 compare to competitors?
PT Bank SMBC Indonesia Tbk's E10 of €0.00 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on PT Bank SMBC Indonesia Tbk and its competitors. PT Bank SMBC Indonesia Tbk's current E10 is €0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank SMBC Indonesia Tbk stock overvalued right now?
PT Bank SMBC Indonesia Tbk (STU:4JY1) has a current E10 of €0.00. The stock's GF Value™ is €0.11, compared to a current price of €0.10 — trading 9.1% below its estimated fair value. The current E10 is €0.00. PT Bank SMBC Indonesia Tbk's overall GF Score™ is 50/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For PT Bank SMBC Indonesia Tbk (STU:4JY1), the current E10 is €0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank SMBC Indonesia Tbk (STU:4JY1) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank SMBC Indonesia Tbk stock appears to be undervalued. The current stock price of €0.10 is trading 9.1% below its estimated GF Value™ of €0.11.

Key valuation signals for STU:4JY1:

  • E10: €0.00
  • GF Value™: €0.11 vs. price of €0.10 (9.1% below fair value)
  • GF Score™: 50/100 with 6 warning signs

No single metric tells the full story. See the STU:4JY1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank SMBC Indonesia Tbk Business Description

Other Exchanges BTPN:Indonesia
Address Jalan Dr. Ide Anak Agung Gde Agung, Menara SMBC, CBD Mega Kuningan Lantai 29, Kavling 5.5 - 5.6, Jakarta Selatan, Jakarta, IDN, 12950
PT Bank SMBC Indonesia Tbk is a foreign exchange bank. It offers products and services such as green financing, products and services for retired customers, for micro, small, and medium enterprise customers, for large national, multinational, and Japanese corporations, wealth management services through Sinaya, as well as digital banking services for digital-savvy communities through Jenius. The company's segment includes: Retail, MSME, Funding and Treasury, Corporate, Sharia, and Financing. The company generates the majority of its revenue from Retail segment.
50GF Score

Get the complete analysis for STU:4JY1

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.10
Price
€0.11
GF Value