Multitude AG (WBO:MULT) Cyclically Adjusted Book per Share: €0.00 (As of Mar. 2026)


WBO:MULT Multitude AG WBO:MULT
52 GF Score
Price €5.50
GF Value €5.14
Valuation Fairly Valued
! 6 Warning Signs
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What is Multitude AG Cyclically Adjusted Book per Share?

Multitude AG WBO:MULT -2.48% 52 Cyclically Adjusted Book per Share is €0.00 as of Mar. 2026. GuruFocus rates WBO:MULT with a GF Score™ of 52/100 and a GF Value™ of €5.14 (Fairly Valued). The stock has 6 warning signs investors should review.

Note: As Cyclically Adjusted Book per Share is a main component used to calculate Cyclically Adjusted PB Ratio. If the month end stock price for this stock is zero, result may not be accurate due to the exchange rate between different shares and the data will not be stored into our database. Selected historical data showed in the calculation section below is only for demostration purpose.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Multitude AG's adjusted book value per share for the three months ended in Mar. 2026 was €11.633. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is €0.00 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Multitude AG's average Cyclically Adjusted Book Growth Rate was 9.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

As of today (2026-06-26), Multitude AG's current stock price is €5.50. Multitude AG's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was €0.00. Multitude AG's Cyclically Adjusted PB Ratio of today is .

During the past 12 years, the highest Cyclically Adjusted PB Ratio of Multitude AG was 1.15. The lowest was 0.70. And the median was 0.89.


Multitude AG  (WBO:MULT) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

During the past 12 years, the highest Cyclically Adjusted PB Ratio of Multitude AG was 1.15. The lowest was 0.70. And the median was 0.89.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Multitude AG Cyclically Adjusted Book per Share Related Terms


Multitude AG Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Multitude AG's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Multitude AG Cyclically Adjusted Book per Share Chart

Multitude AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
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Multitude AG Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
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WBO:MULT vs PNC, USB: Cyclically Adjusted Book per Share Comparison

For the Banks - Regional subindustry, Multitude AG's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Multitude AG Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Multitude AG's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Multitude AG's Cyclically Adjusted PB Ratio falls into.


WBO:MULT
52GF Score
Multitude AG WBO:MULT
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Multitude AG Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Multitude AG's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=11.633/107.1957*107.1957
=11.633

Current CPI (Mar. 2026) = 107.1957.

Multitude AG Quarterly Data

Book Value per Share CPI Adj_Book
201606 3.760 100.088 4.027
201609 3.858 99.604 4.152
201612 4.072 99.380 4.392
201703 4.331 100.040 4.641
201706 4.434 100.285 4.740
201709 4.659 100.254 4.982
201712 4.877 100.213 5.217
201803 4.818 100.836 5.122
201806 4.776 101.435 5.047
201809 5.002 101.246 5.296
201812 4.825 100.906 5.126
201903 5.188 101.571 5.475
201906 5.281 102.044 5.548
201909 5.612 101.396 5.933
201912 5.804 101.063 6.156
202003 5.483 101.048 5.817
202006 5.811 100.743 6.183
202009 5.917 100.585 6.306
202012 6.016 100.241 6.433
202103 5.787 100.800 6.154
202106 5.920 101.352 6.261
202109 8.164 101.533 8.619
202112 8.019 101.776 8.446
202203 7.901 103.205 8.207
202206 7.858 104.783 8.039
202209 8.009 104.835 8.189
202212 8.340 104.666 8.542
202303 8.499 106.245 8.575
202306 8.411 106.576 8.460
202309 8.528 106.570 8.578
202312 8.495 106.461 8.554
202403 8.568 107.355 8.555
202406 8.519 107.991 8.456
202409 8.712 107.468 8.690
202412 8.994 107.128 9.000
202503 9.314 107.722 9.268
202506 9.092 108.075 9.018
202509 9.385 107.709 9.340
202512 9.713 107.196 9.713
202603 11.633 107.196 11.633

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of €0.00 mean?
Multitude AG (WBO:MULT) has a Cyclically Adjusted Book per Share of €0.00 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Multitude AG and its competitors.
Is Multitude AG's Cyclically Adjusted Book per Share too high?
Multitude AG's current Cyclically Adjusted Book per Share is €0.00. Overall, Multitude AG has a GF Score™ of 52/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Multitude AG's Cyclically Adjusted Book per Share compare to PNC and USB?
Multitude AG's Cyclically Adjusted Book per Share of €0.00 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Multitude AG and its competitors. Multitude AG's current Cyclically Adjusted Book per Share is €0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Multitude AG stock overvalued right now?
Based on GuruFocus' analysis, Multitude AG (WBO:MULT) is currently considered Fairly Valued. The stock's GF Value™ is €5.14, compared to a current price of €5.50 — trading 7% above its estimated fair value. The current Cyclically Adjusted Book per Share is €0.00. Multitude AG's overall GF Score™ is 52/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Multitude AG (WBO:MULT), the current Cyclically Adjusted Book per Share is €0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Multitude AG (WBO:MULT) Overvalued in 2026?

Based on GuruFocus' analysis, Multitude AG stock appears to be overvalued. The current stock price of €5.50 is trading 7% above its estimated GF Value™ of €5.14. GuruFocus considers Multitude AG to be Fairly Valued.

Key valuation signals for WBO:MULT:

  • Cyclically Adjusted Book per Share: €0.00
  • GF Value™: €5.14 vs. price of €5.50 (7% above fair value)
  • GF Score™: 52/100 with 6 warning signs

No single metric tells the full story. See the WBO:MULT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Multitude AG Business Description

Other Exchanges 0R4W:UKMULT:Germany
Address Grafenauweg 8, Zug, CHE, 6300
Multitude AG is a fintech company providing digital financial and banking services to both individuals and businesses. Its reportable and operating segments are: Consumer Banking, SME Banking, and Wholesale Banking. Maximum revenue is derived from the Consumer Banking segment, which is operated under the Ferratum brand and offers digital consumer loans, credit lines, and credit card products. The SME Banking segment, which is operated under the CapitalBox brand, offers working capital and secured and non-secured lending solutions for small businesses, as well as other services such as invoice purchasing, and the Wholesale Banking, operated under the Multitude Bank brand, delivers lending and payment services to institutional clients, FinTechs, and payment service providers across Europe.
52GF Score

Get the complete analysis for WBO:MULT

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€5.50
Price
€5.14
GF Value