The historical rank and industry rank for Multitude AG's Days Payable or its related term are showing as below:
During the past 12 years, Multitude AG's highest Days Payable was 71.66. The lowest was 46.94. And the median was 60.18.
WBO:MULT's Days Payable is not ranked *
in the Banks industry.
Industry Median: 32.94 * Ranked among companies with meaningful Days Payable only.
Multitude AG's Days Payable
stayed the same
from Mar. 2025 (0.00) to Mar. 2026 (0.00).
stayed the same
Multitude AG Days Payable Related Terms
Multitude AG Days Payable Historical Data
* Premium members only.
The historical data trend for Multitude AG's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Multitude AG's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Multitude AG Days Payable vs Banks Industry
For the Banks industry and Financial Services sector, Multitude AG's Days Payable distribution charts can be found below:
* The bar in red indicates where Multitude AG's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Multitude AG's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Multitude AG (WBO:MULT) has a Days Payable of 0.00 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Multitude AG and its competitors. Over the past decade, Multitude AG's Days Payable has ranged from 46.94 to 71.66. According to the industry distribution chart, Multitude AG ranks #999999 out of 33 companies in the Banks industry.
Is Multitude AG's Days Payable too high?
Multitude AG's current Days Payable is 0.00. Over the past 10 years, this metric has ranged from a low of 46.94 to a high of 71.66. Based on the distribution chart, Multitude AG ranks #999999 out of 33 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Multitude AG has a GF Score™ of 52/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Multitude AG's Days Payable compare to PNC and USB?
According to the Banks industry distribution chart, Multitude AG ranks #999999 out of 33 companies for Days Payable. This places Multitude AG in the lower half of its industry. The industry median Days Payable is 32.94. Historically, Multitude AG's own Days Payable has ranged from 46.94 to 71.66 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Banks company?
The median Days Payable among Banks companies is 32.94, based on 33 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Multitude AG and its competitors. For the Banks industry, the median Days Payable is 32.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Multitude AG's current Days Payable is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Multitude AG stock overvalued right now?
Based on GuruFocus' analysis, Multitude AG (WBO:MULT) is currently considered Fairly Valued. The stock's GF Value™ is €5.14, compared to a current price of €5.50 — trading 7% above its estimated fair value. The current Days Payable is 0.00. Multitude AG's overall GF Score™ is 52/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Multitude AG (WBO:MULT), the current Days Payable is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Multitude AG (WBO:MULT) Overvalued in 2026?
Based on GuruFocus' analysis, Multitude AG stock appears to be overvalued.
The current stock price of €5.50 is trading 7% above its estimated GF Value™ of €5.14.
GuruFocus considers Multitude AG to be Fairly Valued.
Key valuation signals for WBO:MULT:
Days Payable: 0.00
GF Value™: €5.14 vs. price of €5.50 (7% above fair value)
No single metric tells the full story. See the WBO:MULT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Multitude AG is a fintech company providing digital financial and banking services to both individuals and businesses. Its reportable and operating segments are: Consumer Banking, SME Banking, and Wholesale Banking. Maximum revenue is derived from the Consumer Banking segment, which is operated under the Ferratum brand and offers digital consumer loans, credit lines, and credit card products. The SME Banking segment, which is operated under the CapitalBox brand, offers working capital and secured and non-secured lending solutions for small businesses, as well as other services such as invoice purchasing, and the Wholesale Banking, operated under the Multitude Bank brand, delivers lending and payment services to institutional clients, FinTechs, and payment service providers across Europe.
52GF Score
Get the complete analysis for WBO:MULT
Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
WBO:MULT has been successfully added to your 
