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Credit Agricole (XBUL:XCA) Cyclically Adjusted Book per Share : лв22.45 (As of Mar. 2025)


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What is Credit Agricole Cyclically Adjusted Book per Share?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Credit Agricole's adjusted book value per share for the three months ended in Mar. 2025 was лв48.705. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is лв22.45 for the trailing ten years ended in Mar. 2025.

During the past 12 months, Credit Agricole's average Cyclically Adjusted Book Growth Rate was -100.00% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 6.60% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 6.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Credit Agricole was 8.00% per year. The lowest was 1.10% per year. And the median was 5.10% per year.

As of today (2025-05-13), Credit Agricole's current stock price is лв14.645. Credit Agricole's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2025 was лв22.45. Credit Agricole's Cyclically Adjusted PB Ratio of today is 0.65.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Credit Agricole was 0.77. The lowest was 0.30. And the median was 0.54.


Credit Agricole Cyclically Adjusted Book per Share Historical Data

The historical data trend for Credit Agricole's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Credit Agricole Cyclically Adjusted Book per Share Chart

Credit Agricole Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - - - 26.06

Credit Agricole Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - - - 26.06 22.45

Competitive Comparison of Credit Agricole's Cyclically Adjusted Book per Share

For the Banks - Regional subindustry, Credit Agricole's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Credit Agricole's Cyclically Adjusted PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Credit Agricole's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Credit Agricole's Cyclically Adjusted PB Ratio falls into.


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Credit Agricole Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Credit Agricole's adjusted Book Value per Share data for the three months ended in Mar. 2025 was:

Adj_Book= Book Value per Share /CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=48.705/120.1600*120.1600
=48.705

Current CPI (Mar. 2025) = 120.1600.

Credit Agricole Quarterly Data

Book Value per Share CPI Adj_Book
201506 37.281 100.440 44.601
201509 37.862 99.950 45.518
201512 37.717 100.040 45.303
201603 39.715 100.020 47.712
201606 38.291 100.630 45.722
201609 41.909 100.340 50.187
201612 36.658 100.650 43.764
201703 37.254 101.170 44.247
201706 38.435 101.320 45.582
201709 41.210 101.330 48.868
201712 40.313 101.850 47.560
201803 42.059 102.750 49.185
201806 41.261 103.370 47.963
201809 41.615 103.560 48.286
201812 41.162 103.470 47.802
201903 42.936 103.890 49.660
201906 42.527 104.580 48.863
201909 41.908 104.500 48.188
201912 42.680 104.980 48.851
202003 42.265 104.590 48.557
202006 43.948 104.790 50.394
202009 46.488 104.550 53.429
202012 47.915 104.960 54.854
202103 86.837 105.750 98.670
202106 45.420 106.340 51.323
202109 45.325 106.810 50.990
202112 44.865 107.850 49.986
202203 43.419 110.490 47.219
202206 39.664 112.550 42.346
202209 72.614 112.740 77.393
202212 41.036 114.160 43.193
202303 0.000 116.790 0.000
202306 42.812 117.650 43.725
202309 82.023 118.260 83.341
202312 45.061 118.390 45.735
202403 45.798 119.470 46.063
202406 44.113 120.200 44.098
202409 0.000 119.560 0.000
202412 45.540 119.950 45.620
202503 48.705 120.160 48.705

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.


Credit Agricole  (XBUL:XCA) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Credit Agricole's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=14.645/22.45
=0.65

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Credit Agricole was 0.77. The lowest was 0.30. And the median was 0.54.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Credit Agricole Cyclically Adjusted Book per Share Related Terms

Thank you for viewing the detailed overview of Credit Agricole's Cyclically Adjusted Book per Share provided by GuruFocus.com. Please click on the following links to see related term pages.


Credit Agricole Business Description

Industry
Address
50 avenue Jean Jaures, Montrouge, Paris, FRA, 92120
Credit Agricole S.A. is majority-owned by a group of 39 mutually owned, regional French banks, and together, they form the Credit Agricole Group, the largest cooperative bank globally. Credit Agricole S.A. houses all of Credit Agricole Group's activities, excluding the core French retail and commercial banking operations and including corporate and investment banking, its insurance operations, its international operations, notably in Italy, LCL, a separately branded French retail bank, and Credit Agricole S.A.'s majority interest in individually listed asset manager Amundi. Credit Agricole S.A. also acts as the central bank for the group.

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