Bancontander Argentina (XMAD:XBRSB) Cyclically Adjusted Book per Share: €1.92 (As of Mar. 2026)


XMAD:XBRSB Banco Santander Argentina SA XMAD:XBRSB
16 GF Score
Price €0.25
GF Value €0.26
! 4 Warning Signs
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What is Bancontander Argentina Cyclically Adjusted Book per Share?

Bancontander Argentina XMAD:XBRSB 16 Cyclically Adjusted Book per Share is €1.92 as of Mar. 2026. GuruFocus rates XMAD:XBRSB with a GF Score™ of 16/100 and a GF Value™ of €0.26. The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Bancontander Argentina's adjusted book value per share for the three months ended in Mar. 2026 was €0.702. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is €1.92 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Bancontander Argentina's average Cyclically Adjusted Book Growth Rate was 72.40% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 105.80% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 100.30% per year. During the past 10 years, the average Cyclically Adjusted Book Growth Rate was 63.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Bancontander Argentina was 112.40% per year. The lowest was 3.80% per year. And the median was 51.25% per year.

As of today (2026-07-12), Bancontander Argentina's current stock price is €0.248. Bancontander Argentina's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was €1.92. Bancontander Argentina's Cyclically Adjusted PB Ratio of today is 0.13.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Bancontander Argentina was 11.34. The lowest was 0.13. And the median was 2.50.


Bancontander Argentina  (XMAD:XBRSB) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Bancontander Argentina's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=0.248/1.92
=0.13

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Bancontander Argentina was 11.34. The lowest was 0.13. And the median was 2.50.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Bancontander Argentina Cyclically Adjusted Book per Share Related Terms


Bancontander Argentina Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Bancontander Argentina's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bancontander Argentina Cyclically Adjusted Book per Share Chart

Bancontander Argentina Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.12 0.19 0.42 0.95 1.67

Bancontander Argentina Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.11 1.29 1.48 1.67 1.92

XMAD:XBRSB vs USB, PNC, TFC: Cyclically Adjusted Book per Share Comparison

For the Banks - Regional subindustry, Bancontander Argentina's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bancontander Argentina Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Bancontander Argentina's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Bancontander Argentina's Cyclically Adjusted PB Ratio falls into.


XMAD:XBRSB
16GF Score
Banco Santander Argentina SA XMAD:XBRSB
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bancontander Argentina Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Bancontander Argentina's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.702/330.2130*330.2130
=0.702

Current CPI (Mar. 2026) = 330.2130.

Bancontander Argentina Quarterly Data

Book Value per Share CPI Adj_Book
201606 0.271 241.018 0.371
201609 0.273 241.428 0.373
201612 0.306 241.432 0.419
201703 0.322 243.801 0.436
201706 0.302 244.955 0.407
201709 0.264 246.819 0.353
201712 0.304 246.524 0.407
201803 0.284 249.554 0.376
201806 0.259 251.989 0.339
201809 0.215 252.439 0.281
201812 0.519 251.233 0.682
201903 0.260 254.202 0.338
201906 0.252 256.143 0.325
201909 0.215 256.759 0.277
201912 0.353 256.974 0.454
202003 0.273 258.115 0.349
202006 0.281 257.797 0.360
202009 0.279 260.280 0.354
202012 0.418 260.474 0.530
202103 0.290 264.877 0.362
202106 0.299 271.696 0.363
202109 0.331 274.310 0.398
202112 0.733 278.802 0.868
202203 0.432 287.504 0.496
202206 0.504 296.311 0.562
202209 0.587 296.808 0.653
202212 1.702 296.797 1.894
202303 0.586 301.836 0.641
202306 0.548 305.109 0.593
202309 0.540 307.789 0.579
202312 1.875 306.746 2.018
202403 0.501 312.332 0.530
202406 0.633 314.175 0.665
202409 0.670 315.301 0.702
202412 0.968 315.605 1.013
202503 0.703 319.799 0.726
202506 0.662 322.561 0.678
202509 0.614 324.800 0.624
202512 0.643 324.054 0.655
202603 0.702 330.213 0.702

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of €1.92 mean?
Bancontander Argentina (XMAD:XBRSB) has a Cyclically Adjusted Book per Share of €1.92 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Bancontander Argentina and its competitors.
Is Bancontander Argentina's Cyclically Adjusted Book per Share too high?
Bancontander Argentina's current Cyclically Adjusted Book per Share is €1.92. Overall, Bancontander Argentina has a GF Score™ of 16/100, reflecting its overall financial health beyond just this single metric.
How does Bancontander Argentina's Cyclically Adjusted Book per Share compare to USB and PNC?
Bancontander Argentina's Cyclically Adjusted Book per Share of €1.92 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Bancontander Argentina and its competitors. Bancontander Argentina's current Cyclically Adjusted Book per Share is €1.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bancontander Argentina stock overvalued right now?
Bancontander Argentina (XMAD:XBRSB) has a current Cyclically Adjusted Book per Share of €1.92. The stock's GF Value™ is €0.26, compared to a current price of €0.25 — trading 4.6% below its estimated fair value. The current Cyclically Adjusted Book per Share is €1.92. Bancontander Argentina's overall GF Score™ is 16/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Bancontander Argentina (XMAD:XBRSB), the current Cyclically Adjusted Book per Share is €1.92 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bancontander Argentina (XMAD:XBRSB) Overvalued in 2026?

Based on GuruFocus' analysis, Bancontander Argentina stock appears to be undervalued. The current stock price of €0.25 is trading 4.6% below its estimated GF Value™ of €0.26.

Key valuation signals for XMAD:XBRSB:

  • Cyclically Adjusted Book per Share: €1.92
  • GF Value™: €0.26 vs. price of €0.25 (4.6% below fair value)
  • GF Score™: 16/100 with 4 warning signs

No single metric tells the full story. See the XMAD:XBRSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bancontander Argentina Business Description

Address Bartolome Mitre 480, Buenos Aires, ARG, 1036
Banco Santander Argentina SA Formerly Banco Santander Rio SA is a commercial bank and financial services company. It provides various banking products and services to individual and business customers, and small and medium-sized enterprises. The company offers savings and various accounts; and cards, insurance, and private banking services. It also provides collection and payment, foreign trade, investment, cash management and mutual fund, and transactional services. In addition, the company offers financing, treasury, investment banking, custody, and international and online banking services.
16GF Score

Get the complete analysis for XMAD:XBRSB

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.25
Price
€0.26
GF Value