Bancontander Argentina (XMAD:XBRSB) Cyclically Adjusted PS Ratio: 0.07 (As of Aug. 04, 2026) — 95% Below Median

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XMAD:XBRSB Banco Santander Argentina SA XMAD:XBRSB
16 GF Score
Price €0.25
GF Value €0.26
! 4 Warning Signs
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What is Bancontander Argentina Cyclically Adjusted PS Ratio?

Bancontander Argentina XMAD:XBRSB 16 Cyclically Adjusted PS Ratio is 0.07 as of Aug. 04, 2026, which is 95% below its 10-year median of 1.45. GuruFocus rates XMAD:XBRSB with a GF Score™ of 16/100 and a GF Value™ of €0.26. The stock has 4 warning signs investors should review.

As of today (2026-08-04), Bancontander Argentina's current share price is €0.248. Bancontander Argentina's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was €3.71. Bancontander Argentina's Cyclically Adjusted PS Ratio for today is 0.07.

The historical rank and industry rank for Bancontander Argentina's Cyclically Adjusted PS Ratio or its related term are showing as below:

XMAD:XBRSB' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.07   Med: 1.45   Max: 7.84
Current: 0.07

During the past years, Bancontander Argentina's highest Cyclically Adjusted PS Ratio was 7.84. The lowest was 0.07. And the median was 1.45.

XMAD:XBRSB's Cyclically Adjusted PS Ratio is not ranked
in the Banks industry.
Industry Median: 3.4 vs XMAD:XBRSB: 0.07

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Bancontander Argentina's adjusted revenue per share data for the three months ended in Mar. 2026 was €0.215. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is €3.71 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Bancontander Argentina  (XMAD:XBRSB) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Bancontander Argentina Cyclically Adjusted PS Ratio Related Terms


Bancontander Argentina Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Bancontander Argentina's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bancontander Argentina Cyclically Adjusted PS Ratio Chart

Bancontander Argentina Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.41 0.57 0.19 0.10 0.07

Bancontander Argentina Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.09 0.09 0.08 0.07 0.07

XMAD:XBRSB vs USB, PNC, TFC: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, Bancontander Argentina's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bancontander Argentina Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Bancontander Argentina's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Bancontander Argentina's Cyclically Adjusted PS Ratio falls into.


XMAD:XBRSB
16GF Score
Banco Santander Argentina SA XMAD:XBRSB
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Bancontander Argentina Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Bancontander Argentina's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=0.248/3.71
=0.07

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bancontander Argentina's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Bancontander Argentina's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.215/330.2130*330.2130
=0.215

Current CPI (Mar. 2026) = 330.2130.

Bancontander Argentina Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 0.083 241.018 0.114
201609 0.085 241.428 0.116
201612 0.095 241.432 0.130
201703 0.114 243.801 0.154
201706 0.118 244.955 0.159
201709 0.112 246.819 0.150
201712 0.230 246.524 0.308
201803 0.209 249.554 0.277
201806 0.112 251.989 0.147
201809 0.089 252.439 0.116
201812 0.078 251.233 0.103
201903 0.204 254.202 0.265
201906 0.138 256.143 0.178
201909 0.065 256.759 0.084
201912 0.256 256.974 0.329
202003 0.128 258.115 0.164
202006 0.139 257.797 0.178
202009 0.136 260.280 0.173
202012 0.153 260.474 0.194
202103 0.125 264.877 0.156
202106 0.143 271.696 0.174
202109 0.176 274.310 0.212
202112 0.312 278.802 0.370
202203 0.278 287.504 0.319
202206 0.329 296.311 0.367
202209 0.474 296.808 0.527
202212 1.127 296.797 1.254
202303 0.776 301.836 0.849
202306 0.889 305.109 0.962
202309 0.759 307.789 0.814
202312 1.241 306.746 1.336
202403 0.484 312.332 0.512
202406 0.399 314.175 0.419
202409 0.256 315.301 0.268
202412 0.320 315.605 0.335
202503 0.263 319.799 0.272
202506 0.201 322.561 0.206
202509 0.194 324.800 0.197
202512 0.209 324.054 0.213
202603 0.215 330.213 0.215

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 0.07 mean?
Bancontander Argentina (XMAD:XBRSB) has a Cyclically Adjusted PS Ratio of 0.07 as of Aug. 04, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Bancontander Argentina and its competitors. This is 95% below median its historical median of 1.45. Over the past decade, Bancontander Argentina's Cyclically Adjusted PS Ratio has ranged from 0.07 to 7.84.
Is Bancontander Argentina's Cyclically Adjusted PS Ratio too high?
Bancontander Argentina's current Cyclically Adjusted PS Ratio of 0.07 is 95% below median its 10-year median of 1.45. Over the past 10 years, this metric has ranged from a low of 0.07 to a high of 7.84. The Banks industry median Cyclically Adjusted PS Ratio is 3.40. Bancontander Argentina's value of 0.07 is 97.9% below this industry median. Overall, Bancontander Argentina has a GF Score™ of 16/100, reflecting its overall financial health beyond just this single metric.
How does Bancontander Argentina's Cyclically Adjusted PS Ratio compare to USB and PNC?
Bancontander Argentina's Cyclically Adjusted PS Ratio of 0.07 can be compared against companies in the Banks industry. The industry median Cyclically Adjusted PS Ratio is 3.40. Bancontander Argentina's value of 0.07 is 97.9% below this benchmark. Historically, Bancontander Argentina's own Cyclically Adjusted PS Ratio has ranged from 0.07 to 7.84 over the past decade. While the company's 10-year median is 1.45 vs. the industry median of 3.40, Bancontander Argentina has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.40, based on 1,299 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bancontander Argentina's current Cyclically Adjusted PS Ratio of 0.07 is 97.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Bancontander Argentina and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bancontander Argentina's current Cyclically Adjusted PS Ratio is 0.07, which is 95% below median its own 10-year median of 1.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bancontander Argentina stock overvalued right now?
Bancontander Argentina (XMAD:XBRSB) has a current Cyclically Adjusted PS Ratio of 0.07. The stock's GF Value™ is €0.26, compared to a current price of €0.25 — trading 4.6% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 0.07, which is 95% below median its 10-year median of 1.45 and 97.9% below the Banks industry median of 3.40. Bancontander Argentina's overall GF Score™ is 16/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Bancontander Argentina (XMAD:XBRSB), the current Cyclically Adjusted PS Ratio is 0.07 as of Aug. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bancontander Argentina (XMAD:XBRSB) Overvalued in 2026?

Based on GuruFocus' analysis, Bancontander Argentina stock appears to be undervalued. The current stock price of €0.25 is trading 4.6% below its estimated GF Value™ of €0.26.

Key valuation signals for XMAD:XBRSB:

  • Cyclically Adjusted PS Ratio: 0.07 (95% below median its 10-year median of 1.45)
  • GF Value™: €0.26 vs. price of €0.25 (4.6% below fair value)
  • GF Score™: 16/100 with 4 warning signs
  • Industry Position: 97.9% below the Banks median

No single metric tells the full story. See the XMAD:XBRSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bancontander Argentina Business Description

Address Bartolome Mitre 480, Buenos Aires, ARG, 1036
Banco Santander Argentina SA Formerly Banco Santander Rio SA is a commercial bank and financial services company. It provides various banking products and services to individual and business customers, and small and medium-sized enterprises. The company offers savings and various accounts; and cards, insurance, and private banking services. It also provides collection and payment, foreign trade, investment, cash management and mutual fund, and transactional services. In addition, the company offers financing, treasury, investment banking, custody, and international and online banking services.
16GF Score

Get the complete analysis for XMAD:XBRSB

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.25
Price
€0.26
GF Value