Bancontander Argentina (XMAD:XBRSB) E10: €0.49 (As of Mar. 2026)


XMAD:XBRSB Banco Santander Argentina SA XMAD:XBRSB
16 GF Score
Price €0.25
GF Value €0.26
! 4 Warning Signs
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What is Bancontander Argentina E10?

Bancontander Argentina XMAD:XBRSB 16 E10 is €0.49 as of Mar. 2026. GuruFocus rates XMAD:XBRSB with a GF Score™ of 16/100 and a GF Value™ of €0.26. The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Bancontander Argentina's adjusted earnings per share data for the three months ended in Mar. 2026 was €0.005. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is €0.49 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Bancontander Argentina's average E10 Growth Rate was 24.20% per year. During the past 3 years, the average E10 Growth Rate was 107.60% per year. During the past 5 years, the average E10 Growth Rate was 126.80% per year. During the past 10 years, the average E10 Growth Rate was 67.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Bancontander Argentina was 180.30% per year. The lowest was 21.40% per year. And the median was 30.55% per year.

As of today (2026-07-02), Bancontander Argentina's current stock price is €0.248. Bancontander Argentina's E10 for the quarter that ended in Mar. 2026 was €0.49. Bancontander Argentina's Shiller PE Ratio of today is 0.51.

During the past 13 years, the highest Shiller PE Ratio of Bancontander Argentina was 36.75. The lowest was 0.50. And the median was 11.99.


Bancontander Argentina  (XMAD:XBRSB) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Bancontander Argentina's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=0.248/0.49
=0.51

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Bancontander Argentina was 36.75. The lowest was 0.50. And the median was 11.99.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Bancontander Argentina E10 Related Terms


Bancontander Argentina E10 Historical Data

* Premium members only.

The historical data trend for Bancontander Argentina's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bancontander Argentina E10 Chart

Bancontander Argentina Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.02 0.05 0.16 0.36 0.48

Bancontander Argentina Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.40 0.44 0.46 0.48 0.49

XMAD:XBRSB vs USB, PNC, TFC: E10 Comparison

For the Banks - Regional subindustry, Bancontander Argentina's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bancontander Argentina Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Bancontander Argentina's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Bancontander Argentina's Shiller PE Ratio falls into.


XMAD:XBRSB
16GF Score
Banco Santander Argentina SA XMAD:XBRSB
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
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Bancontander Argentina E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Bancontander Argentina's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.005/330.2130*330.2130
=0.005

Current CPI (Mar. 2026) = 330.2130.

Bancontander Argentina Quarterly Data

per share eps CPI Adj_EPS
201606 0.020 241.018 0.027
201609 0.018 241.428 0.025
201612 0.023 241.432 0.031
201703 0.022 243.801 0.030
201706 0.015 244.955 0.020
201709 0.010 246.819 0.013
201712 0.056 246.524 0.075
201803 0.031 249.554 0.041
201806 0.018 251.989 0.024
201809 0.018 252.439 0.024
201812 0.016 251.233 0.021
201903 0.040 254.202 0.052
201906 0.032 256.143 0.041
201909 -0.009 256.759 -0.012
201912 -0.003 256.974 -0.004
202003 0.002 258.115 0.003
202006 0.016 257.797 0.020
202009 0.015 260.280 0.019
202012 0.009 260.474 0.011
202103 0.002 264.877 0.002
202106 0.005 271.696 0.006
202109 0.012 274.310 0.014
202112 0.024 278.802 0.028
202203 0.023 287.504 0.026
202206 0.094 296.311 0.105
202209 0.042 296.808 0.047
202212 0.161 296.797 0.179
202303 0.113 301.836 0.124
202306 0.122 305.109 0.132
202309 0.091 307.789 0.098
202312 0.131 306.746 0.141
202403 0.088 312.332 0.093
202406 0.098 314.175 0.103
202409 0.028 315.301 0.029
202412 0.053 315.605 0.055
202503 0.040 319.799 0.041
202506 0.036 322.561 0.037
202509 0.017 324.800 0.017
202512 0.016 324.054 0.016
202603 0.005 330.213 0.005

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of €0.49 mean?
Bancontander Argentina (XMAD:XBRSB) has a E10 of €0.49 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Bancontander Argentina and its competitors.
Is Bancontander Argentina's E10 too high?
Bancontander Argentina's current E10 is €0.49. Overall, Bancontander Argentina has a GF Score™ of 16/100, reflecting its overall financial health beyond just this single metric.
How does Bancontander Argentina's E10 compare to USB and PNC?
Bancontander Argentina's E10 of €0.49 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Bancontander Argentina and its competitors. Bancontander Argentina's current E10 is €0.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bancontander Argentina stock overvalued right now?
Bancontander Argentina (XMAD:XBRSB) has a current E10 of €0.49. The stock's GF Value™ is €0.26, compared to a current price of €0.25 — trading 4.6% below its estimated fair value. The current E10 is €0.49. Bancontander Argentina's overall GF Score™ is 16/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Bancontander Argentina (XMAD:XBRSB), the current E10 is €0.49 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bancontander Argentina (XMAD:XBRSB) Overvalued in 2026?

Based on GuruFocus' analysis, Bancontander Argentina stock appears to be undervalued. The current stock price of €0.25 is trading 4.6% below its estimated GF Value™ of €0.26.

Key valuation signals for XMAD:XBRSB:

  • E10: €0.49
  • GF Value™: €0.26 vs. price of €0.25 (4.6% below fair value)
  • GF Score™: 16/100 with 4 warning signs

No single metric tells the full story. See the XMAD:XBRSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bancontander Argentina Business Description

Address Bartolome Mitre 480, Buenos Aires, ARG, 1036
Banco Santander Argentina SA Formerly Banco Santander Rio SA is a commercial bank and financial services company. It provides various banking products and services to individual and business customers, and small and medium-sized enterprises. The company offers savings and various accounts; and cards, insurance, and private banking services. It also provides collection and payment, foreign trade, investment, cash management and mutual fund, and transactional services. In addition, the company offers financing, treasury, investment banking, custody, and international and online banking services.
16GF Score

Get the complete analysis for XMAD:XBRSB

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.25
Price
€0.26
GF Value