Bancontander Argentina (XMAD:XBRSB) Cyclically Adjusted FCF per Share: €1.05 (As of Mar. 2026)

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XMAD:XBRSB Banco Santander Argentina SA XMAD:XBRSB
16 GF Score
Price €0.25
GF Value €0.26
! 4 Warning Signs
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What is Bancontander Argentina Cyclically Adjusted FCF per Share?

Bancontander Argentina XMAD:XBRSB 16 Cyclically Adjusted FCF per Share is €1.05 as of Mar. 2026. GuruFocus rates XMAD:XBRSB with a GF Score™ of 16/100 and a GF Value™ of €0.26. The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Bancontander Argentina's adjusted free cash flow per share for the three months ended in Mar. 2026 was €-0.006. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is €1.05 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Bancontander Argentina's average Cyclically Adjusted FCF Growth Rate was 1.60% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 192.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Bancontander Argentina was 610.10% per year. The lowest was -53.00% per year. And the median was 69.05% per year.

As of today (2026-07-28), Bancontander Argentina's current stock price is €0.248. Bancontander Argentina's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was €1.05. Bancontander Argentina's Cyclically Adjusted Price-to-FCF of today is 0.24.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Bancontander Argentina was 110.53. The lowest was 0.20. And the median was 4.47.


Bancontander Argentina  (XMAD:XBRSB) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Bancontander Argentina's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=0.248/1.05
=0.24

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Bancontander Argentina was 110.53. The lowest was 0.20. And the median was 4.47.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Bancontander Argentina Cyclically Adjusted FCF per Share Related Terms


Bancontander Argentina Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Bancontander Argentina's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bancontander Argentina Cyclically Adjusted FCF per Share Chart

Bancontander Argentina Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.01 0.04 0.50 1.22 1.04

Bancontander Argentina Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.04 1.11 0.87 1.04 1.05

XMAD:XBRSB vs USB, PNC, TFC: Cyclically Adjusted FCF per Share Comparison

For the Banks - Regional subindustry, Bancontander Argentina's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bancontander Argentina Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Bancontander Argentina's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Bancontander Argentina's Cyclically Adjusted Price-to-FCF falls into.


XMAD:XBRSB
16GF Score
Banco Santander Argentina SA XMAD:XBRSB
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bancontander Argentina Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Bancontander Argentina's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=-0.006/330.2130*330.2130
=-0.006

Current CPI (Mar. 2026) = 330.2130.

Bancontander Argentina Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 0.202 241.018 0.277
201609 0.016 241.428 0.022
201612 0.403 241.432 0.551
201703 0.022 243.801 0.030
201706 -0.053 244.955 -0.071
201709 0.030 246.819 0.040
201712 0.250 246.524 0.335
201803 0.196 249.554 0.259
201806 0.042 251.989 0.055
201809 0.380 252.439 0.497
201812 0.151 251.233 0.198
201903 -0.039 254.202 -0.051
201906 -0.022 256.143 -0.028
201909 -0.624 256.759 -0.803
201912 0.066 256.974 0.085
202003 0.214 258.115 0.274
202006 -0.382 257.797 -0.489
202009 0.163 260.280 0.207
202012 -0.073 260.474 -0.093
202103 -0.119 264.877 -0.148
202106 -0.092 271.696 -0.112
202109 0.093 274.310 0.112
202112 0.049 278.802 0.058
202203 -0.203 287.504 -0.233
202206 -0.083 296.311 -0.092
202209 0.103 296.808 0.115
202212 0.477 296.797 0.531
202303 0.147 301.836 0.161
202306 0.105 305.109 0.114
202309 0.203 307.789 0.218
202312 1.242 306.746 1.337
202403 -0.061 312.332 -0.064
202406 0.161 314.175 0.169
202409 0.824 315.301 0.863
202412 -0.018 315.605 -0.019
202503 -0.235 319.799 -0.243
202506 0.059 322.561 0.060
202509 -0.207 324.800 -0.210
202512 0.138 324.054 0.141
202603 -0.006 330.213 -0.006

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of €1.05 mean?
Bancontander Argentina (XMAD:XBRSB) has a Cyclically Adjusted FCF per Share of €1.05 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Bancontander Argentina and its competitors.
Is Bancontander Argentina's Cyclically Adjusted FCF per Share too high?
Bancontander Argentina's current Cyclically Adjusted FCF per Share is €1.05. Overall, Bancontander Argentina has a GF Score™ of 16/100, reflecting its overall financial health beyond just this single metric.
How does Bancontander Argentina's Cyclically Adjusted FCF per Share compare to USB and PNC?
Bancontander Argentina's Cyclically Adjusted FCF per Share of €1.05 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Bancontander Argentina and its competitors. Bancontander Argentina's current Cyclically Adjusted FCF per Share is €1.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bancontander Argentina stock overvalued right now?
Bancontander Argentina (XMAD:XBRSB) has a current Cyclically Adjusted FCF per Share of €1.05. The stock's GF Value™ is €0.26, compared to a current price of €0.25 — trading 4.6% below its estimated fair value. The current Cyclically Adjusted FCF per Share is €1.05. Bancontander Argentina's overall GF Score™ is 16/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Bancontander Argentina (XMAD:XBRSB), the current Cyclically Adjusted FCF per Share is €1.05 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bancontander Argentina (XMAD:XBRSB) Overvalued in 2026?

Based on GuruFocus' analysis, Bancontander Argentina stock appears to be undervalued. The current stock price of €0.25 is trading 4.6% below its estimated GF Value™ of €0.26.

Key valuation signals for XMAD:XBRSB:

  • Cyclically Adjusted FCF per Share: €1.05
  • GF Value™: €0.26 vs. price of €0.25 (4.6% below fair value)
  • GF Score™: 16/100 with 4 warning signs

No single metric tells the full story. See the XMAD:XBRSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bancontander Argentina Business Description

Address Bartolome Mitre 480, Buenos Aires, ARG, 1036
Banco Santander Argentina SA Formerly Banco Santander Rio SA is a commercial bank and financial services company. It provides various banking products and services to individual and business customers, and small and medium-sized enterprises. The company offers savings and various accounts; and cards, insurance, and private banking services. It also provides collection and payment, foreign trade, investment, cash management and mutual fund, and transactional services. In addition, the company offers financing, treasury, investment banking, custody, and international and online banking services.
16GF Score

Get the complete analysis for XMAD:XBRSB

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.25
Price
€0.26
GF Value