Thaire Life Assurance PCL (BKK:THREL-R) Cyclically Adjusted FCF per Share: ฿0.23 (As of Jun. 2026)

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BKK:THREL-R Thaire Life Assurance PCL BKK:THREL-R
33 GF Score
Price ฿1.43
GF Value ฿0.83
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Thaire Life Assurance PCL Cyclically Adjusted FCF per Share?

Thaire Life Assurance PCL BKK:THREL-R +22.29% 33 Cyclically Adjusted FCF per Share is ฿0.23 as of Jun. 2026. GuruFocus rates BKK:THREL-R with a GF Score™ of 33/100 and a GF Value™ of ฿0.83 (Significantly Overvalued). The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Thaire Life Assurance PCL's adjusted free cash flow per share for the three months ended in Jun. 2026 was ฿0.002. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is ฿0.23 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Thaire Life Assurance PCL's average Cyclically Adjusted FCF Growth Rate was -11.50% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was -16.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Thaire Life Assurance PCL was -14.70% per year. The lowest was -16.70% per year. And the median was -15.70% per year.

As of today (2026-08-27), Thaire Life Assurance PCL's current stock price is ฿1.43075. Thaire Life Assurance PCL's Cyclically Adjusted FCF per Share for the quarter that ended in Jun. 2026 was ฿0.23. Thaire Life Assurance PCL's Cyclically Adjusted Price-to-FCF of today is 6.22.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Thaire Life Assurance PCL was 12.05. The lowest was 3.73. And the median was 5.65.


Thaire Life Assurance PCL  (BKK:THREL-R) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Thaire Life Assurance PCL's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=1.43075/0.23
=6.22

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Thaire Life Assurance PCL was 12.05. The lowest was 3.73. And the median was 5.65.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Thaire Life Assurance PCL Cyclically Adjusted FCF per Share Related Terms


Thaire Life Assurance PCL Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Thaire Life Assurance PCL's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Thaire Life Assurance PCL Cyclically Adjusted FCF per Share Chart

Thaire Life Assurance PCL Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.49 0.45 0.50 0.32 0.28

Thaire Life Assurance PCL Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.35 0.28 0.28 0.25 0.23

BKK:THREL-R vs RGA, EG, RNR: Cyclically Adjusted FCF per Share Comparison

For the Insurance - Reinsurance subindustry, Thaire Life Assurance PCL's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Thaire Life Assurance PCL Cyclically Adjusted Price-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, Thaire Life Assurance PCL's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Thaire Life Assurance PCL's Cyclically Adjusted Price-to-FCF falls into.


BKK:THREL-R
33GF Score
Thaire Life Assurance PCL BKK:THREL-R
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Thaire Life Assurance PCL Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Thaire Life Assurance PCL's adjusted Free Cash Flow per Share data for the three months ended in Jun. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.002/333.9520*333.9520
=0.002

Current CPI (Jun. 2026) = 333.9520.

Thaire Life Assurance PCL Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201609 0.144 241.428 0.199
201612 0.231 241.432 0.320
201703 -0.053 243.801 -0.073
201706 0.113 244.955 0.154
201709 0.218 246.819 0.295
201712 0.159 246.524 0.215
201803 0.202 249.554 0.270
201806 -0.205 251.989 -0.272
201809 0.330 252.439 0.437
201812 -0.117 251.233 -0.156
201903 0.127 254.202 0.167
201906 0.023 256.143 0.030
201909 0.134 256.759 0.174
201912 -0.040 256.974 -0.052
202003 -0.014 258.115 -0.018
202006 0.119 257.797 0.154
202009 0.019 260.280 0.024
202012 0.006 260.474 0.008
202103 -0.025 264.877 -0.032
202106 0.112 271.696 0.138
202109 0.121 274.310 0.147
202112 0.086 278.802 0.103
202203 -0.078 287.504 -0.091
202206 0.018 296.311 0.020
202209 0.043 296.808 0.048
202212 0.089 296.797 0.100
202303 -0.066 301.836 -0.073
202306 0.026 305.109 0.028
202309 0.011 307.789 0.012
202312 -0.018 306.746 -0.020
202403 0.015 312.332 0.016
202406 0.013 314.175 0.014
202409 0.005 315.301 0.005
202412 0.019 315.605 0.020
202503 0.021 319.799 0.022
202506 -0.034 322.561 -0.035
202509 0.101 324.800 0.104
202512 -0.092 324.054 -0.095
202603 0.003 330.213 0.003
202606 0.002 333.952 0.002

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of ฿0.23 mean?
Thaire Life Assurance PCL (BKK:THREL-R) has a Cyclically Adjusted FCF per Share of ฿0.23 as of Jun. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Thaire Life Assurance PCL and its competitors.
Is Thaire Life Assurance PCL's Cyclically Adjusted FCF per Share too high?
Thaire Life Assurance PCL's current Cyclically Adjusted FCF per Share is ฿0.23. Overall, Thaire Life Assurance PCL has a GF Score™ of 33/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Thaire Life Assurance PCL's Cyclically Adjusted FCF per Share compare to RGA and EG?
Thaire Life Assurance PCL's Cyclically Adjusted FCF per Share of ฿0.23 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for an Insurance company?
A good Cyclically Adjusted FCF per Share depends on the Insurance industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Thaire Life Assurance PCL and its competitors. Thaire Life Assurance PCL's current Cyclically Adjusted FCF per Share is ฿0.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Thaire Life Assurance PCL stock overvalued right now?
Based on GuruFocus' analysis, Thaire Life Assurance PCL (BKK:THREL-R) is currently considered Significantly Overvalued. The stock's GF Value™ is ฿0.83, compared to a current price of ฿1.43 — trading 72.4% above its estimated fair value. The current Cyclically Adjusted FCF per Share is ฿0.23. Thaire Life Assurance PCL's overall GF Score™ is 33/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Thaire Life Assurance PCL (BKK:THREL-R), the current Cyclically Adjusted FCF per Share is ฿0.23 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Thaire Life Assurance PCL (BKK:THREL-R) Overvalued in 2026?

Based on GuruFocus' analysis, Thaire Life Assurance PCL stock appears to be overvalued. The current stock price of ฿1.43 is trading 72.4% above its estimated GF Value™ of ฿0.83. GuruFocus considers Thaire Life Assurance PCL to be Significantly Overvalued.

Key valuation signals for BKK:THREL-R:

  • Cyclically Adjusted FCF per Share: ฿0.23
  • GF Value™: ฿0.83 vs. price of ฿1.43 (72.4% above fair value)
  • GF Score™: 33/100 with 4 warning signs

No single metric tells the full story. See the BKK:THREL-R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Thaire Life Assurance PCL Business Description

Other Exchanges THREL:Thailand
Address North Sathorn Road, No. 92/7 Sathorn Thani 2 Building, 6th Floor, Silom Sub-district, Bang Rak District, Bangkok, THA, 10500
Thaire Life Assurance PCL is a local reinsurer in Thailand. The company is engaged in the provision of life reinsurance services such as ordinary life, group life, credit life and personal accident and health. It operates through the Conventional and Non-Conventional product segments. The conventional product line includes products that are already available in the market. The non-conventional products refers to new types of products, which are introduced by the group in cooperation with other life insurance companies. Geographically the activities are functioned through Thailand.
33GF Score

Get the complete analysis for BKK:THREL-R

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿1.43
Price
฿0.83
GF Value