Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Thaire Life Assurance PCLBKK:THREL-R +22.29%33 EV-to-OCF is 11.02 as of Aug. 28, 2026, which is 44% below its 10-year median of 19.59. GuruFocus rates BKK:THREL-R with a GF Score™ of 33/100 and a GF Value™ of ฿1.06 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 504 Insurance companies, Thaire Life Assurance PCL ranks worse than 69.25% on this metric.
The historical rank and industry rank for Thaire Life Assurance PCL's EV-to-OCF or its related term are showing as below:
BKK:THREL-R'
s EV-to-OCF Range Over the Past 10 Years
Min: -71.61 Med: 19.59 Max: 136.04
Current: 12.11
During the past 13 years, the highest EV-to-OCF of Thaire Life Assurance PCL was 136.04. The lowest was -71.61. And the median was 19.59.
BKK:THREL-R's EV-to-OCF is ranked worse than 69.25% of 504
companies
in the Insurance industry
Industry Median: 6.705
vs BKK:THREL-R: 12.11
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Thaire Life Assurance PCL (BKK:THREL-R) EV-to-OCF Explanation
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Thaire Life Assurance PCL's PE Ratio (TTM) for today is calculated as:
Thaire Life Assurance PCL's share price for today is ฿1.43075.
Thaire Life Assurance PCL's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ฿-0.067.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Thaire Life Assurance PCL EV-to-OCF Related Terms
Thaire Life Assurance PCL EV-to-OCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Reinsurance subindustry, Thaire Life Assurance PCL's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Thaire Life Assurance PCL EV-to-OCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Thaire Life Assurance PCL's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Thaire Life Assurance PCL's EV-to-OCF falls into.
Thaire Life Assurance PCL's current Enterprise Value is ฿818 Mil.
Thaire Life Assurance PCL's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ฿74 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Thaire Life Assurance PCL (BKK:THREL-R) has a EV-to-OCF of 11.02 as of Aug. 28, 2026. This is 44% below median its historical median of 19.59. According to the industry distribution chart, Thaire Life Assurance PCL ranks #349 out of 504 companies in the Insurance industry, placing it in the top 69.2%.
Is Thaire Life Assurance PCL's EV-to-OCF too high?
Thaire Life Assurance PCL's current EV-to-OCF of 11.02 is 44% below median its 10-year median of 19.59. The Insurance industry median EV-to-OCF is 6.71. Thaire Life Assurance PCL's value of 11.02 is 64.4% above this industry median. Based on the distribution chart, Thaire Life Assurance PCL ranks #349 out of 504 companies in the Insurance industry, which is below the industry midpoint. Overall, Thaire Life Assurance PCL has a GF Score™ of 33/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Thaire Life Assurance PCL's EV-to-OCF compare to RGA and EG?
According to the Insurance industry distribution chart, Thaire Life Assurance PCL ranks #349 out of 504 companies for EV-to-OCF. This places Thaire Life Assurance PCL in the lower half of its industry. The industry median EV-to-OCF is 6.71. Thaire Life Assurance PCL's value of 11.02 is 64.4% above this benchmark. While the company's 10-year median is 19.59 vs. the industry median of 6.71, Thaire Life Assurance PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for an Insurance company?
The median EV-to-OCF among Insurance companies is 6.71, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Thaire Life Assurance PCL's current EV-to-OCF of 11.02 is 64.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median EV-to-OCF is 6.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Thaire Life Assurance PCL's current EV-to-OCF is 11.02, which is 44% below median its own 10-year median of 19.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Thaire Life Assurance PCL stock overvalued right now?
Based on GuruFocus' analysis, Thaire Life Assurance PCL (BKK:THREL-R) is currently considered Significantly Overvalued. The stock's GF Value™ is ฿1.06, compared to a current price of ฿1.43 — trading 35% above its estimated fair value. The current EV-to-OCF is 11.02, which is 44% below median its 10-year median of 19.59 and 64.4% above the Insurance industry median of 6.71. Thaire Life Assurance PCL's overall GF Score™ is 33/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Thaire Life Assurance PCL (BKK:THREL-R), the current EV-to-OCF is 11.02 as of Aug. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Thaire Life Assurance PCL (BKK:THREL-R) Overvalued in 2026?
Based on GuruFocus' analysis, Thaire Life Assurance PCL stock appears to be overvalued.
The current stock price of ฿1.43 is trading 35% above its estimated GF Value™ of ฿1.06.
GuruFocus considers Thaire Life Assurance PCL to be Significantly Overvalued.
Key valuation signals for BKK:THREL-R:
EV-to-OCF: 11.02 (44% below median its 10-year median of 19.59)
GF Value™: ฿1.06 vs. price of ฿1.43 (35% above fair value)
Industry Position: 64.4% above the Insurance median (#349 of 504)
No single metric tells the full story. See the BKK:THREL-R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Thaire Life Assurance PCL is a local reinsurer in Thailand. The company is engaged in the provision of life reinsurance services such as ordinary life, group life, credit life and personal accident and health. It operates through the Conventional and Non-Conventional product segments. The conventional product line includes products that are already available in the market. The non-conventional products refers to new types of products, which are introduced by the group in cooperation with other life insurance companies. Geographically the activities are functioned through Thailand.
33GF Score
Get the complete analysis for BKK:THREL-R
EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BKK:THREL-R has been successfully added to your 
