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Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.
The historical rank and industry rank for Thaire Life Assurance PCL's Intrinsic Value: Projected FCF or its related term are showing as below:
BKK:THREL-R'
s Price-to-Projected-FCF Range Over the Past 10 Years
Min: 0.32 Med: 0.75 Max: 1.52
Current: 1.23
During the past 13 years, the highest Price-to-Intrinsic-Value-Projected-FCF of Thaire Life Assurance PCL was 1.52. The lowest was 0.32. And the median was 0.75.
BKK:THREL-R's Price-to-Projected-FCF is ranked worse than 66.16% of 396
companies
in the Insurance industry
Industry Median: 0.755
vs BKK:THREL-R: 1.23
Thaire Life Assurance PCL (BKK:THREL-R) Intrinsic Value: Projected FCF Explanation
The growth multiple is capped between 8.35 and 17.74.
Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.
Thaire Life Assurance PCL's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as
Price-to-Intrinsic-Value-Projected-FCF
=
Share Price
/
Intrinsic Value: Projected FCF
=
1.43075
/
1.493791896636
=
0.96
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Thaire Life Assurance PCL Intrinsic Value: Projected FCF Related Terms
Thaire Life Assurance PCL Intrinsic Value: Projected FCF Historical Data
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The historical data trend for Thaire Life Assurance PCL's Intrinsic Value: Projected FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Thaire Life Assurance PCL Intrinsic Value: Projected FCF Chart
BKK:THREL-R vs RGA, EG, RNR: Intrinsic Value: Projected FCF Comparison
For the Insurance - Reinsurance subindustry, Thaire Life Assurance PCL's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Thaire Life Assurance PCL Price-to-Projected-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Thaire Life Assurance PCL's Price-to-Projected-FCF distribution charts can be found below:
* The bar in red indicates where Thaire Life Assurance PCL's Price-to-Projected-FCF falls into.
Thaire Life Assurance PCL Intrinsic Value: Projected FCF Calculation
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.
The details of how we calculate the intrinsic value of stocks are described in detail here.
This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Intrinsic Value: Projected FCF of ฿1.16 mean?
Thaire Life Assurance PCL (BKK:THREL-R) has a Intrinsic Value: Projected FCF of ฿1.16 as of Aug. 28, 2026. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Thaire Life Assurance PCL and its competitors. According to the industry distribution chart, Thaire Life Assurance PCL ranks #262 out of 396 companies in the Insurance industry, placing it in the top 66.2%.
Is Thaire Life Assurance PCL's Intrinsic Value: Projected FCF too high?
Thaire Life Assurance PCL's current Intrinsic Value: Projected FCF is ฿1.16. Based on the distribution chart, Thaire Life Assurance PCL ranks #262 out of 396 companies in the Insurance industry, which is below the industry midpoint. Overall, Thaire Life Assurance PCL has a GF Score™ of 33/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Thaire Life Assurance PCL's Intrinsic Value: Projected FCF compare to RGA and EG?
According to the Insurance industry distribution chart, Thaire Life Assurance PCL ranks #262 out of 396 companies for Intrinsic Value: Projected FCF. This places Thaire Life Assurance PCL in the lower half of its industry. The industry median Intrinsic Value: Projected FCF is 0.76. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Intrinsic Value: Projected FCF for an Insurance company?
The median Intrinsic Value: Projected FCF among Insurance companies is 0.76, based on 396 companies in the industry. Companies in the top quartile (top 25%) have a Intrinsic Value: Projected FCF significantly above this median, while those in the bottom quartile fall well below. However, Intrinsic Value: Projected FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Intrinsic Value: Projected FCF mean?
A high Intrinsic Value: Projected FCF can signal that a stock is expensive relative to its fundamentals. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Thaire Life Assurance PCL and its competitors. For the Insurance industry, the median Intrinsic Value: Projected FCF is 0.76 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Thaire Life Assurance PCL's current Intrinsic Value: Projected FCF is ฿1.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Thaire Life Assurance PCL stock overvalued right now?
Based on GuruFocus' analysis, Thaire Life Assurance PCL (BKK:THREL-R) is currently considered Significantly Overvalued. The stock's GF Value™ is ฿0.83, compared to a current price of ฿1.43 — trading 72.4% above its estimated fair value. The current Intrinsic Value: Projected FCF is ฿1.16. Thaire Life Assurance PCL's overall GF Score™ is 33/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Intrinsic Value: Projected FCF calculated?
Intrinsic Value: Projected FCF is calculated from a company's financial statements. For Thaire Life Assurance PCL (BKK:THREL-R), the current Intrinsic Value: Projected FCF is ฿1.16 as of Aug. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Thaire Life Assurance PCL (BKK:THREL-R) Overvalued in 2026?
Based on GuruFocus' analysis, Thaire Life Assurance PCL stock appears to be overvalued.
The current stock price of ฿1.43 is trading 72.4% above its estimated GF Value™ of ฿0.83.
GuruFocus considers Thaire Life Assurance PCL to be Significantly Overvalued.
Key valuation signals for BKK:THREL-R:
Intrinsic Value: Projected FCF: ฿1.16
GF Value™: ฿0.83 vs. price of ฿1.43 (72.4% above fair value)
No single metric tells the full story. See the BKK:THREL-R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Thaire Life Assurance PCL is a local reinsurer in Thailand. The company is engaged in the provision of life reinsurance services such as ordinary life, group life, credit life and personal accident and health. It operates through the Conventional and Non-Conventional product segments. The conventional product line includes products that are already available in the market. The non-conventional products refers to new types of products, which are introduced by the group in cooperation with other life insurance companies. Geographically the activities are functioned through Thailand.
33GF Score
Get the complete analysis for BKK:THREL-R
Intrinsic Value: Projected FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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