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Thaire Life Assurance PCLBKK:THREL-R +22.29%33 Interest Coverage is 926.52 as of Jun. 2026, which is 89% below its 10-year median of 8,491.83. GuruFocus rates BKK:THREL-R with a GF Score™ of 33/100 and a GF Value™ of ฿0.83 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 348 Insurance companies, Thaire Life Assurance PCL ranks worse than 287356.03% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
EBIT
by its Interest Expense. Thaire Life Assurance PCL's
EBIT
for the
three
months ended in Jun. 2026 was ฿39 Mil. Thaire Life Assurance PCL's Interest Expense for the
three
months ended in Jun. 2026 was ฿-0 Mil.
Thaire Life Assurance PCL's interest coverage for the quarter that ended in Jun. 2026 was 926.52.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Thaire Life Assurance PCL's Interest Coverage or its related term are showing as below:
BKK:THREL-R's Interest Coverage is not ranked *
in the Insurance industry.
Industry Median: 15.34 * Ranked among companies with meaningful Interest Coverage only.
Thaire Life Assurance PCL (BKK:THREL-R) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Thaire Life Assurance PCL Interest Coverage Related Terms
Thaire Life Assurance PCL Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
BKK:THREL-R vs RGA, EG, RNR: Interest Coverage Comparison
For the Insurance - Reinsurance subindustry, Thaire Life Assurance PCL's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Thaire Life Assurance PCL Interest Coverage vs Insurance Industry
For the Insurance industry and Financial Services sector, Thaire Life Assurance PCL's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Thaire Life Assurance PCL's Interest Coverage falls into.
Thaire Life Assurance PCL Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Thaire Life Assurance PCL (BKK:THREL-R) has a Interest Coverage of 926.52 as of Jun. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Thaire Life Assurance PCL and its competitors. This is 89% below median its historical median of 8,491.83. According to the industry distribution chart, Thaire Life Assurance PCL ranks #999999 out of 348 companies in the Insurance industry.
Is Thaire Life Assurance PCL's Interest Coverage too high?
Thaire Life Assurance PCL's current Interest Coverage of 926.52 is 89% below median its 10-year median of 8,491.83. The Insurance industry median Interest Coverage is 15.34. Thaire Life Assurance PCL's value of 926.52 is 5939.9% above this industry median. Based on the distribution chart, Thaire Life Assurance PCL ranks #999999 out of 348 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Thaire Life Assurance PCL has a GF Score™ of 33/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Thaire Life Assurance PCL's Interest Coverage compare to RGA and EG?
According to the Insurance industry distribution chart, Thaire Life Assurance PCL ranks #999999 out of 348 companies for Interest Coverage. This places Thaire Life Assurance PCL in the lower half of its industry. The industry median Interest Coverage is 15.34. Thaire Life Assurance PCL's value of 926.52 is 5939.9% above this benchmark. While the company's 10-year median is 8,491.83 vs. the industry median of 15.34, Thaire Life Assurance PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 15.34, based on 348 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Thaire Life Assurance PCL's current Interest Coverage of 926.52 is 5939.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Thaire Life Assurance PCL and its competitors. For the Insurance industry, the median Interest Coverage is 15.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Thaire Life Assurance PCL's current Interest Coverage is 926.52, which is 89% below median its own 10-year median of 8,491.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Thaire Life Assurance PCL stock overvalued right now?
Based on GuruFocus' analysis, Thaire Life Assurance PCL (BKK:THREL-R) is currently considered Significantly Overvalued. The stock's GF Value™ is ฿0.83, compared to a current price of ฿1.43 — trading 72.4% above its estimated fair value. The current Interest Coverage is 926.52, which is 89% below median its 10-year median of 8,491.83 and 5939.9% above the Insurance industry median of 15.34. Thaire Life Assurance PCL's overall GF Score™ is 33/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Thaire Life Assurance PCL (BKK:THREL-R), the current Interest Coverage is 926.52 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Thaire Life Assurance PCL (BKK:THREL-R) Overvalued in 2026?
Based on GuruFocus' analysis, Thaire Life Assurance PCL stock appears to be overvalued.
The current stock price of ฿1.43 is trading 72.4% above its estimated GF Value™ of ฿0.83.
GuruFocus considers Thaire Life Assurance PCL to be Significantly Overvalued.
Key valuation signals for BKK:THREL-R:
Interest Coverage: 926.52 (89% below median its 10-year median of 8,491.83)
GF Value™: ฿0.83 vs. price of ฿1.43 (72.4% above fair value)
Industry Position: 5939.9% above the Insurance median (#999999 of 348)
No single metric tells the full story. See the BKK:THREL-R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Thaire Life Assurance PCL is a local reinsurer in Thailand. The company is engaged in the provision of life reinsurance services such as ordinary life, group life, credit life and personal accident and health. It operates through the Conventional and Non-Conventional product segments. The conventional product line includes products that are already available in the market. The non-conventional products refers to new types of products, which are introduced by the group in cooperation with other life insurance companies. Geographically the activities are functioned through Thailand.
33GF Score
Get the complete analysis for BKK:THREL-R
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