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Thaire Life Assurance PCLBKK:THREL-R +22.29%33 Capex-to-Operating-Cash-Flow is 0.98 as of Jun. 2026, which is 1125% above its 10-year median of 0.08. GuruFocus rates BKK:THREL-R with a GF Score™ of 33/100 and a GF Value™ of ฿0.83 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 294 Insurance companies, Thaire Life Assurance PCL ranks worse than 96.6% on this metric.
Capex-to-Operating-Cash-Flow assesses how much of a company’s cash flow from operations is being devoted to capital expenditure. It’s also useful to distinguish whether the company is capital intensive or not.
Thaire Life Assurance PCL (BKK:THREL-R) Capex-to-Operating-Cash-Flow Explanation
Capex-to-Operating-Cash-Flow ratio assesses how much of a company’s Cash Flow from Operations is being devoted to Capital Expenditure. It is a good indicator in terms of how much the company is focused on growth. In general, a high Capex-to-Operating-Cash-Flow ratio indicates that the company is investing more in physical assets and is focused on growth and expansion. Conversely, lower ratio could indicate that a company has reached maturity and is no longer pursuing aggressive growth.
Moreover, the ratio is also useful to distinguish whether the company is capital intensive or not. If the ratio is large, then the company tends to be capital intensive. Lower ratio suggests that it’s a capital-light business. The ratio can be combined with ROIC % to identify whether the company is an asset-light business that has a high return on invested capital. This is one question investors commonly ask to see if a company qualifies as a good company.
Thaire Life Assurance PCL Capex-to-Operating-Cash-Flow Related Terms
Thaire Life Assurance PCL Capex-to-Operating-Cash-Flow Historical Data
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The historical data trend for Thaire Life Assurance PCL's Capex-to-Operating-Cash-Flow can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Thaire Life Assurance PCL Capex-to-Operating-Cash-Flow Chart
BKK:THREL-R vs RGA, EG, RNR: Capex-to-Operating-Cash-Flow Comparison
For the Insurance - Reinsurance subindustry, Thaire Life Assurance PCL's Capex-to-Operating-Cash-Flow, along with its competitors' market caps and Capex-to-Operating-Cash-Flow data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Thaire Life Assurance PCL Capex-to-Operating-Cash-Flow vs Insurance Industry
For the Insurance industry and Financial Services sector, Thaire Life Assurance PCL's Capex-to-Operating-Cash-Flow distribution charts can be found below:
* The bar in red indicates where Thaire Life Assurance PCL's Capex-to-Operating-Cash-Flow falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Capex-to-Operating-Cash-Flow of 0.98 mean?
Thaire Life Assurance PCL (BKK:THREL-R) has a Capex-to-Operating-Cash-Flow of 0.98 as of Jun. 2026. Capex to Operating Cash Flow ratio assesses how much of a company’s cash flow from operations is being devoted to capital expenditure. View historical data on Thaire Life Assurance PCL and its competitors. This is 1125% above median its historical median of 0.08. Over the past decade, Thaire Life Assurance PCL's Capex-to-Operating-Cash-Flow has ranged from 0.02 to 1.37. According to the industry distribution chart, Thaire Life Assurance PCL ranks #284 out of 294 companies in the Insurance industry, placing it in the top 96.6%.
Is Thaire Life Assurance PCL's Capex-to-Operating-Cash-Flow too high?
Thaire Life Assurance PCL's current Capex-to-Operating-Cash-Flow of 0.98 is 1125% above median its 10-year median of 0.08. Over the past 10 years, this metric has ranged from a low of 0.02 to a high of 1.37. The Insurance industry median Capex-to-Operating-Cash-Flow is 0.08. Thaire Life Assurance PCL's value of 0.98 is 1125% above this industry median. Based on the distribution chart, Thaire Life Assurance PCL ranks #284 out of 294 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Thaire Life Assurance PCL has a GF Score™ of 33/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Thaire Life Assurance PCL's Capex-to-Operating-Cash-Flow compare to RGA and EG?
According to the Insurance industry distribution chart, Thaire Life Assurance PCL ranks #284 out of 294 companies for Capex-to-Operating-Cash-Flow. This places Thaire Life Assurance PCL in the lower half of its industry. The industry median Capex-to-Operating-Cash-Flow is 0.08. Thaire Life Assurance PCL's value of 0.98 is 1125% above this benchmark. Historically, Thaire Life Assurance PCL's own Capex-to-Operating-Cash-Flow has ranged from 0.02 to 1.37 over the past decade. While the company's 10-year median is 0.08 vs. the industry median of 0.08, Thaire Life Assurance PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Capex-to-Operating-Cash-Flow for an Insurance company?
The median Capex-to-Operating-Cash-Flow among Insurance companies is 0.08, based on 294 companies in the industry. Companies in the top quartile (top 25%) have a Capex-to-Operating-Cash-Flow significantly above this median, while those in the bottom quartile fall well below. However, Capex-to-Operating-Cash-Flow should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Thaire Life Assurance PCL's current Capex-to-Operating-Cash-Flow of 0.98 is 1125% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Capex-to-Operating-Cash-Flow mean?
A high Capex-to-Operating-Cash-Flow can signal that a stock is expensive relative to its fundamentals. Capex to Operating Cash Flow ratio assesses how much of a company’s cash flow from operations is being devoted to capital expenditure. View historical data on Thaire Life Assurance PCL and its competitors. For the Insurance industry, the median Capex-to-Operating-Cash-Flow is 0.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Thaire Life Assurance PCL's current Capex-to-Operating-Cash-Flow is 0.98, which is 1125% above median its own 10-year median of 0.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Thaire Life Assurance PCL stock overvalued right now?
Based on GuruFocus' analysis, Thaire Life Assurance PCL (BKK:THREL-R) is currently considered Significantly Overvalued. The stock's GF Value™ is ฿0.83, compared to a current price of ฿1.43 — trading 72.4% above its estimated fair value. The current Capex-to-Operating-Cash-Flow is 0.98, which is 1125% above median its 10-year median of 0.08 and 1125% above the Insurance industry median of 0.08. Thaire Life Assurance PCL's overall GF Score™ is 33/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Capex-to-Operating-Cash-Flow calculated?
Capex-to-Operating-Cash-Flow is calculated from a company's financial statements. For Thaire Life Assurance PCL (BKK:THREL-R), the current Capex-to-Operating-Cash-Flow is 0.98 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Thaire Life Assurance PCL (BKK:THREL-R) Overvalued in 2026?
Based on GuruFocus' analysis, Thaire Life Assurance PCL stock appears to be overvalued.
The current stock price of ฿1.43 is trading 72.4% above its estimated GF Value™ of ฿0.83.
GuruFocus considers Thaire Life Assurance PCL to be Significantly Overvalued.
Key valuation signals for BKK:THREL-R:
Capex-to-Operating-Cash-Flow: 0.98 (1125% above median its 10-year median of 0.08)
GF Value™: ฿0.83 vs. price of ฿1.43 (72.4% above fair value)
Industry Position: 1125% above the Insurance median (#284 of 294)
No single metric tells the full story. See the BKK:THREL-R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Thaire Life Assurance PCL is a local reinsurer in Thailand. The company is engaged in the provision of life reinsurance services such as ordinary life, group life, credit life and personal accident and health. It operates through the Conventional and Non-Conventional product segments. The conventional product line includes products that are already available in the market. The non-conventional products refers to new types of products, which are introduced by the group in cooperation with other life insurance companies. Geographically the activities are functioned through Thailand.
33GF Score
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Capex-to-Operating-Cash-Flow is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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