CARV (Carver Bancorp) Cyclically Adjusted FCF per Share: $0.00 (As of Jun. 2026)

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CARV Carver Bancorp Inc CARV
54 GF Score
Price $1.61
GF Value $1.59
Valuation Fairly Valued
! 3 Warning Signs
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What is Carver Bancorp Cyclically Adjusted FCF per Share?

Carver Bancorp CARV 54 Cyclically Adjusted FCF per Share is $0.00 as of Jun. 2026. GuruFocus rates CARV with a GF Score™ of 54/100 and a GF Value™ of $1.59 (Fairly Valued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Carver Bancorp's adjusted free cash flow per share for the three months ended in Jun. 2026 was $0.000. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is $0.00 for the trailing ten years ended in Jun. 2026.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Carver Bancorp was 59.90% per year. The lowest was -90.40% per year. And the median was -19.10% per year.

As of today (2026-08-21), Carver Bancorp's current stock price is $1.614. Carver Bancorp's Cyclically Adjusted FCF per Share for the quarter that ended in Jun. 2026 was $0.00. Carver Bancorp's Cyclically Adjusted Price-to-FCF of today is .

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Carver Bancorp was 500.00. The lowest was 0.12. And the median was 0.78.


Carver Bancorp  (OTCPK:CARV) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Carver Bancorp was 500.00. The lowest was 0.12. And the median was 0.78.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Carver Bancorp Cyclically Adjusted FCF per Share Related Terms


Carver Bancorp Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Carver Bancorp's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Carver Bancorp Cyclically Adjusted FCF per Share Chart

Carver Bancorp Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.93 0.01 -0.70 -1.10 0.00

Carver Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1.14 -1.21 0.00 0.00 0.00

CARV vs FSGB, EWSB, MFBI: Cyclically Adjusted FCF per Share Comparison

For the Banks - Regional subindustry, Carver Bancorp's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Carver Bancorp Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Carver Bancorp's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Carver Bancorp's Cyclically Adjusted Price-to-FCF falls into.


CARV
54GF Score
Carver Bancorp Inc CARV
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Carver Bancorp Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Carver Bancorp's adjusted Free Cash Flow per Share data for the three months ended in Jun. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0/333.9520*333.9520
=0.000

Current CPI (Jun. 2026) = 333.9520.

Carver Bancorp Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201609 -0.791 241.428 -1.094
201612 0.446 241.432 0.617
201703 0.315 243.801 0.431
201706 -0.429 244.955 -0.585
201709 -0.577 246.819 -0.781
201712 -1.109 246.524 -1.502
201803 0.333 249.554 0.446
201806 -0.041 251.989 -0.054
201809 -1.331 252.439 -1.761
201812 -0.344 251.233 -0.457
201903 -1.432 254.202 -1.881
201906 0.992 256.143 1.293
201909 -0.788 256.759 -1.025
201912 0.131 256.974 0.170
202003 -0.691 258.115 -0.894
202006 4.182 257.797 5.417
202009 -4.130 260.280 -5.299
202012 -1.519 260.474 -1.947
202103 2.060 264.877 2.597
202106 -1.294 271.696 -1.591
202109 -0.083 274.310 -0.101
202112 0.040 278.802 0.048
202203 2.970 287.504 3.450
202206 -2.321 296.311 -2.616
202209 -0.038 296.808 -0.043
202212 0.225 296.797 0.253
202303 -0.401 301.836 -0.444
202306 -0.395 305.109 -0.432
202309 -1.122 307.789 -1.217
202312 0.503 306.746 0.548
202403 -0.588 312.332 -0.629
202406 -0.487 314.175 -0.518
202409 -0.609 315.301 -0.645
202412 -0.212 315.605 -0.224
202503 -1.186 319.799 -1.238
202506 -0.074 322.561 -0.077
202509 -0.322 324.800 -0.331
202512 0.000 324.054 0.000
202603 0.000 330.213 0.000
202606 0.000 333.952 0.000

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of $0.00 mean?
Carver Bancorp (CARV) has a Cyclically Adjusted FCF per Share of $0.00 as of Jun. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Carver Bancorp and its competitors.
Is Carver Bancorp's Cyclically Adjusted FCF per Share too high?
Carver Bancorp's current Cyclically Adjusted FCF per Share is $0.00. Overall, Carver Bancorp has a GF Score™ of 54/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Carver Bancorp's Cyclically Adjusted FCF per Share compare to FSGB and EWSB?
Carver Bancorp's Cyclically Adjusted FCF per Share of $0.00 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Carver Bancorp and its competitors. Carver Bancorp's current Cyclically Adjusted FCF per Share is $0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Carver Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Carver Bancorp (CARV) is currently considered Fairly Valued. The stock's GF Value™ is $1.59, compared to a current price of $1.61 — trading 1.5% above its estimated fair value. The current Cyclically Adjusted FCF per Share is $0.00. Carver Bancorp's overall GF Score™ is 54/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Carver Bancorp (CARV), the current Cyclically Adjusted FCF per Share is $0.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Carver Bancorp (CARV) Overvalued in 2026?

Based on GuruFocus' analysis, Carver Bancorp stock appears to be overvalued. The current stock price of $1.61 is trading 1.5% above its estimated GF Value™ of $1.59. GuruFocus considers Carver Bancorp to be Fairly Valued.

Key valuation signals for CARV:

  • Cyclically Adjusted FCF per Share: $0.00
  • GF Value™: $1.59 vs. price of $1.61 (1.5% above fair value)
  • GF Score™: 54/100 with 3 warning signs

No single metric tells the full story. See the CARV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Carver Bancorp Business Description

Other Exchanges 39CN:Germany
Address 75 West 125th Street, New York, NY, USA, 10027
Carver Bancorp Inc is a holding company and conducts its business as a unitary saving and loan holding firm and the business of the company consists of the operation of its subsidiary. The bank offers a wide range of financial solutions to meet customers' banking. It offers other consumer and commercial banking products and services, such as debit cards, online banking, online bill pay, and telephone banking. The company provides deposit products, such as demand, savings, and time deposits for consumers, businesses, and governmental and quasi-governmental agencies in its market area within New York City.
54GF Score

Get the complete analysis for CARV

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.61
Price
$1.59
GF Value